Marshalls Estate Agents, Penzance

This more accessible route, creates a transparent platform for buyers and sellers combining the best aspects of traditional auction and private treaty sales. We offer more realistic yet fixed timescales, opening up the market place for buyers and sellers looking to arrange mortgages as their method of payment. The exchange of contracts has 28 days to take place from the solicitors receipt of draft contracts, whereas with traditional auctions, the exchange of contracts will usually take place as soon as the buyer has won the bid.

Marshall's Estate Agents, West Cornwall's leading independent estate agents, have recently

asked a specialist firm, Mulberry Independent Financial Advisers Ltd, to provide Mortgage and

Financial Services advice for their clients.

This is an unusual move, as the vast majority of agents tend to have advisers who are not

independent but are either 'tied' or 'multi-tied' to one or more insurance companies and limited to just

a few lenders. David Marshall of Marshall's feels that the benefits of being able to offer an

unrivalled, fully independent service in this area will enhance Marshall's reputation and provide a

service giving best advise to their clients.

'It's not just about mortgages', people don't always need advice on mortgages they may only want

advice on arranging life or income protection insurances or want to know how their Pension is

performing. Many high street estate agents are commercially focused on mortgages instead of what

customers want - getting the best advise based on a customers needs.

The reasons for this confidence is backed by the knowledge that fully Independent Financial

Advisers, in addition to the usual qualifications required by all financial and mortgage advisers, have

to act in the best interest of the client at all times and be able to search the entire market for the best

products to suit the client. This is different from most estate agency financial services providers,

where they are either 'tied' or 'multi-tied' and therefore have limitations on offering the most

competitive products. In view of the increased level of knowledge required it is usually the case that

Independent Financial Advisers tend to be more experienced than other advisers, with all the

additional benefits to the client that this can bring.

types of financial and mortgage situations and have contacts within the mortgage market to use their

expertise in finding the best deal for its clients.

Marshall's has also made this service available to the general public even if they are purchasing or

selling through other estate agents and urges the public to listen to a recent report by IFA

Promotions, which warned the general public to 'check your adviser is independent for more

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