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Service you deserve from an Agent you can trust
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    Terence Painter Estate Agents is a well established, fully independent, family-run estate agency. Its experienced staff pride themselves in providing the same high level of service that they would expect to receive themselves
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    Offering a comprehensive service
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    We take care of all of your property requirements as a highly regarded company backed by many years of experience. At Terence Painter Estate Agents:

    Your property is offered for sale at our distinctive town centre offices

    Buyers are offered full-colour property details with external and internal photographs

    All of our listed properties are promoted on Rightmove™ and Zoopla™ - the nation's busiest property portals

    Your property is promoted to a worldwide audience on this searchable website

    We regularly advertise properties in the local press

    Our 'For Sale' boards are both stylish and distinctive

    We offer free no-obligation market appraisals

    We offer competitive commission rates and operate a 'No Sale, No Fee' Policy

    We provide full-colour brochures featuring high-quality digital images with in-depth room descriptions and floor plans

    All viewings are accompanied by one of our experienced property professionals

    You receive regular, honest, and constructive viewing feedback

    A swift response to any offers that are received, with your best interests as our top priority

    Regular and clear updates once your sale has been agreed, so you know exactly what is happening

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Selling Your Property
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    Reputable Estate Agents based in Broadstairs and covering the Isle of Thanet & East Kent

    When you want to sell your property, look to Terence Painter Estate Agents.

    We boast a team of highly trained staff that are able to prepare accurate written market appraisals for you. This allows you to gain valuable information about the current market conditions and saleability of your property.

    Our team provide high quality successful property marketing & advertising helping to ensure that your home isn't on the market for long.

    A service you can rely on

    With our offices open six days a week, we offer flexible services for your convenience. As well as helping you to sell your property in Kent, our team provide a full range of handy additional services including finding you an experienced mortgage broker and surveyor.

        

    At Terence Painter Estate Agents:

    •Your property is offered for sale at our distinctive town centre offices

    •Potential buyers are offered full-colour property details with external and internal photographs

    •Your property is promoted to a worldwide audience on this searchable website and the UK's number one property website as well as numerous other key property portals

    •Your property is regularly advertised in full colour in the local press

    •We offer stylish and distinctive 'For Sale' boards

    •We offer competitive commission rates and operate a 'No Sale, No Fee' policy

    •The sale of your property is strictly monitored and our friendly staff provide you with regular progress updates

    Get In Touch

    When you would like to make arrangements for one of our experienced professionals to visit your property and provide a free market appraisal, please contact our offices at:

    Prospect House

    44 High Street

    Broadstairs

    Kent

    CT10 1JT

    Tel: 01843 866866

    Email: sales@terencepainter.co.uk

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Our Guide to the Buying and Selling Process
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    Whether you're a first time buyer or seller or even if you have bought and sold a dozen properties before, there are always a few surprises that can come up along the way. Our guide is intended to help you through the key elements of the buying and selling process, to identify the key milestones and help you to be ready for them and any problems that may appear along the way.

    Don't forget that your Estate Agent is there to help you through the home-buying and selling process and although they are appointed and their fees are paid by the seller it is their duty and indeed in their interest to help the buyer too.
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    Step 1 - Don't lose your head

    One of the biggest mistakes a first time buyer can make - and this is often repeated by those that have bought and sold many times before - is to find and fall in love with a property without first checking whether you can afford to buy it. Let's face it it's pretty embarrassing if you go to the check-out at your local super-market and discover that you've forgotten to bring along some cash or a card to pay for your shopping. So why would you expect it to be any different when you suddenly find out you can't afford the dream home you've set your heart on.

    Find out how much you can afford.

    This will depend on: -

    1) Your earnings. Mortgage Lenders will usually lend you 3.5 times your annual income however it is possible to borrow up to 5 times or even more.

    If you are buying with a partner you will usually be able to borrow 2.5 times your joint annual income - although there are a number of variations to this rule based upon each lenders set criteria.

    2) How much you have saved up. As a first time buyer you may be required to have a deposit of around 5-10% of the purchase price,
    this could be from your own savings or being gifted to you by a relative or friend. It may also be the amount that you are bringing as profit from the sale of your existing property or by releasing equity.

    3) Other expenses. You will need to take into consideration all of the other expenses involved in the house moving process, i.e. Estate Agents fees (when selling), Solicitors fees, Stamp Duty, Removals and the anticipated running costs for your new home.

    In order to work out how much you can afford we would recommend that you seek advice from a licensed Mortgage Broker, bank or building society. As rule a high street lender will usually only be able to sell you a mortgage or mortgage related products from their company or group of companies. A broker will usually have access to a larger number of mortgage products available on the market.

    Choosing the type of mortgage

    Each will be able to explain to you about all of the different types of mortgages available to you which may include, repayment mortgages, interest only mortgages, cash back mortgages, discount mortgages and many others. They will be able to offer you a Mortgage in Principle (M.I.P. or sometimes called a Decision or Agreement in Principle) which will give you a good idea of how much you can afford to borrow and what type of mortgage you want.

    This will be a conditional offer made by the mortgage lender, which, providing the information that you have given is correct they will 'in principle' give you a mortgage. Once you have an M.I.P. you'll know what you can afford and once you have made an offer on a property you can apply for the actual mortgage which should come through quicker - helping to minimise delays.

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    Step 2 - Now you can start looking!

    This should start off with you, the buyer, deciding where you want to live. You then need to register your details with Estate Agents in your chosen area. You may want to start your search on the internet where you can search property websites or download some Property Search Apps so that you will receive alerts directly to you mobile.

    By registering you will ensure that you are up-dated with every new property that comes onto the market within your search criteria.

    N.B. At the same time you may want to get some quotes for purchasing (and selling) from a few solicitors or conveyancers.

    Once you have found your ideal property you need to make an offer. If the vendor accepts your offer things really start to get moving!

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    Step 3 - Buying the property

    This is the time that you need to instruct your solicitor to act. He or she will contact the seller's solicitors requesting copies of the title deeds and draft contract. You will need to put your solicitor in funds; probably around £200 should do in order to get them underway.

    You will need to formally apply for a mortgage and advise your solicitor or conveyancer with details of your financial arrangements for the purchase.

    You may also want to instruct a Surveyor at this stage to inspect the property that you are buying - the lender will appoint their own Valuer on your behalf but this is principally for their benefit in order to protect their security in case you fail to keep up your repayments and they need to repossess the property and sell it on. (See our guide to instructing a surveyor or valuer).

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    Step 4 - Exchange of Contracts (or 'Exchange')

    If the survey comes back ok and i) your solicitor has finalised the contract details with the sellers solicitors, ii) you have a firm mortgage offer from your Lender and iii) all parties within the chain (if applicable) are ready and you have agreed on a completion date (moving date) then your solicitor can exchange contracts.

    You will need to provide your solicitor with a deposit usually up to 10% of the purchase price, which will need to be cleared funds in order that your solicitor can forward it immediately onto the seller's solicitors. If you pull out of the sale after exchange of contracts you will lose this money and the vendor could sue you for the balance of the purchase price. Your solicitor will also require their fees; any stamp duty due and any monies that you have agreed to pay separately for any of the seller's fixtures and fittings.

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    Step 5 - Completion (Moving Day)

    Upon exchange of contracts your solicitor will have committed you to a legal completion date - the date upon which the balance of the monies will be paid to the sellers solicitors. Your solicitor will apply for these monies directly from your lender and will forward them to your seller's solicitor's bank on the day of completion, usually via Telegraphic Transfer (the banks electronic money transfer system).

    Legal completion does not take place until the seller's solicitor confirms that they or their bank are in full receipt of the monies that you have legally
    contracted to pay for the property.

    The seller or their Estate Agent will not be able to release the keys to the property until they have been advised by the seller's solicitors that they are in receipt of all the monies due, usually around late morning or early afternoon - if there is a chain involved this may not happen until later on in the day. If you have a long chain and you are near the top of it be prepared for a long wait and pre-warn your removal company - they will be used to this sort of thing but may make an extra charge if they end up working later than they had anticipated.

    Your solicitor will carry out the necessary legal paperwork required in order to register you as the new owner of the property. They will also pay out to the government the stamp duty that is due and if you are selling a property for more than you are buying at they will forward you the balance of monies, less theirs and any Agents fees due.

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  • Introduction

    Meet the Team....
    Our team strive to achieve the best price for you from the best buyer. We focus on working with you to ensure smooth progress and a stress-free move overall. With more than 70 years of combined experience, our sales team apply a diverse and enthusiastic approach when selling your property.
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    James Painter - Managing Director
    With more than 30 years of estate agency experience in the local market, James now specialises in residential and commercial land sales, commercial property sales, and lettings.
  • Team Member

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    Terence Painter - Consultant
    With more than 25 years of estate agency experience in the local market, Terence now specialises in strategic residential and commercial land sales, lettings, and site finding.
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    Chris Howes - Branch Manager
    With more than 10 years of estate agency experience with Terence Painter, Chris specialises in residential property and land sales.
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    Senior Sales Negotiator and Valuer
    William joined Terence Painter in 2012 and is an experienced property valuer specialising in residential sales and marketing.
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    Jacqui Cheeseman - Sales Progressor
    With more than 10 years of estate agency experience in the local market with Terence Painter, Jacqui now specialises in progressing residential and commercial sales by liaising with our sellers, buyers, and their solicitors.
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    Where we're active

    Our Branch

    Our Branch

    Current Properties

    Recently Sold Properties

    Note: Markers represent the centre of postcodes, not exact locations

    Find us

    Prospect House,
    44 High Street,
    Broadstairs,
    CT10 1JT

    Telephone us

    Buying: 01843 315055  Local call rate

    Email us

    Contact us

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    • Introduction

      Offering a Personal Level of Service....
      At Terence Painter Estate Agents in Broadstairs, Kent, we believe that your needs are paramount. Our highly experienced property professionals with their extensive wealth of local knowledge, pride themselves on their caring attitude to vendors and buyers alike.

    Testimonials from Sellers

    • Seller Testimonial

      "We must offer our grateful thanks to you and your team at the Broadstairs office especially William, Chris and Jacqueline, They all assisted us so much to steer us to this satisfactory conclusion and we are very grateful." Mr & Mrs B
    • Seller Testimonial

      "We have been very impressed with your service, particularly in chasing towards the end to close the deal. A very professional service and we felt everyone in the office was aware of the sale. We could not have asked for any more and you made the process as painless as possible." Mrs D
    • Seller Testimonial

      "I was very impressed with the efficient handling of our sale. We were kept advised and updated of progress and Jacqui was extremely helpful when we encountered problems with our first buyer. Excellent - and at a competitive commission rate too! Many Thanks." Mrs B
    • Seller Testimonial

      "The service has been outstanding - particularly the regular updates on progression and feedback has been very assuring and helpful. I would recommend your company to anyone." Mrs H

    Testimonials from Buyers

    • Buyer Testimonial

      "It has been a delight and a pleasure to deal with such a friendly, helpful and professional team and would have no hesitation in recommending your services." Mr & Mrs I
    • Buyer Testimonial

      "Would like to thank everyone for all their help. Can honestly say that Terence Painter is the best Estate Agents I've ever dealt with." Mrs D
    • Buyer Testimonial

      "All the staff I dealt with at Terence Painter were exceptionally helpful and courteous at all times. Thank you for making a potentially stressful time into an enjoyable one!" Miss B
    • Buyer Testimonial

      "From the very outset your team was compassionate about my family's situation. Throughout the process your team, namely: Jacqui, William and Chris, were professional, helpful and attentive - went out of their way to ensure we were kept up to date and informed at all times. They also went out of their way to allow us to view the house frequently and to put us in touch with local recommended sales people! First class service!" Mrs J
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    Disclaimer

    The content on this Microsite has been uploaded by Terence Painter Estate Agents, Broadstairs. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to Terence Painter Estate Agents, Broadstairs. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by Terence Painter Estate Agents, Broadstairs. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

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