2 bedroom end of terrace house for saleWillows Road, Salford
FOR FURTHER INFORMATION PLEASE CLICK ON THE BROCHURE, THIS WILL EXPLAIN THE FULL PROCESS AND HOW TO START YOUR APPLICATION PROCESS.( LIMITED PROPERTIES AVAILABLE) 0161 787 9195.
How It Works.. - Shared Ownership allows you to buy a share in a new home, ranging from 25% to 75%, depending on what you can afford. A housing association owns the remaining share, and you pay a reduced rent on that share.
This means that you need to get a smaller mortgage to buy the property, and will also need a smaller deposit. You can buy more shares as and when you can afford them - this is called Staircasing - and as you buy more shares, you will pay less rent. You can eventually own 100% of the property if you want to, at which point you will pay no rent at all*
You may also have to pay a service charge if, for example, the property is a flat with a communal area. Details of the rent and service charge payable for each property can be found on our website, or from the housing association who owns the other share of the property.
As a home owner, you will be responsible for the maintenance and repairs on your home. If you live in an apartment, your landlord will be responsible for the communal areas.
New Paragraph - Once you have received your letter from the Help to Buy agency, we can then arrange a mortgage for you via an independent mortgage company to arrange an mortgage in principle for you.
The last step is to check your affordability for the rental payments. For us to do this we will need the following documentation from you:
2.3 Months Bank Statements
3.3 Months wage slips
5.Employment contract or a letter from your employer to confirm you annual salary and hours of work
6.Mortgage in Principle
7.Forviva completed application form
8.Help to buy letter
Please note that your application will not be processed until we have received ALL documents listed above. The process can take up to 10 working days.
Once your applicatio
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