{"id":586,"date":"2025-07-28T14:59:26","date_gmt":"2025-07-28T13:59:26","guid":{"rendered":"http:\/\/advice-dev.rm.posiweb.net\/?p=586"},"modified":"2025-07-28T14:59:26","modified_gmt":"2025-07-28T13:59:26","slug":"help-to-buy-isa","status":"publish","type":"page","link":"https:\/\/www.rightmove.co.uk\/guides\/buyer\/ways-to-buy\/help-to-buy-isa\/","title":{"rendered":"Help to Buy ISA"},"content":{"rendered":"\n<p><em><strong>You can no longer open a new Help to Buy ISA. If you already have an account, you can continue to pay into the ISA until November 2029, and can claim the 25% bonus until November 2030.<\/strong><\/em><\/p>\n\n\n\n<p>Launched in December 2015, the Help to Buy ISA is another possible way to help boost your deposit for a first home.<\/p>\n\n\n\n<p>When you purchase your new property, the government will pay you a bonus of 25% of the amount that have saved yourself, up to a total bonus of \u00a33,000.<\/p>\n\n\n\n<p>So, for each \u00a3100 that you save the government will give you a further \u00a325.<\/p>\n\n\n\n<p>The minimum government bonus is \u00a3400, so you need to have saved at least \u00a31,600 into your Help to Buy: ISA before you can claim.<\/p>\n\n\n\n<p>The bonus is paid once, as you purchase your new home. When your solicitor or conveyancer start their work, they will need to apply to the government for the funds, which can then be used as part of the deposit payment.<\/p>\n\n\n\n<p>It\u2019s worth noting that after 30 November 2019, new Help to Buy ISAs will no longer be available. If you opened an ISA before this time, you do not need to close the ISA on or before this date and you can continue saving in your account.<\/p>\n\n\n\n<p>For more information on Help to Buy ISAs, check out the <a href=\"https:\/\/www.helptobuy.gov.uk\/help-to-buy-isa\/how-does-it-work\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"government\u2019s official site (opens in a new tab)\">government\u2019s official site<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can no longer open a new Help to Buy ISA. If you already have an account, you can continue to pay into the ISA until November 2029, and can claim the 25% bonus until November 2030. Launched in December 2015, the Help to Buy ISA is another possible way to help boost your deposit [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":1262,"menu_order":135,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-586","page","type-page","status-publish","hentry"],"acf":{"author_profile":[]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Help to Buy ISA | Rightmove Guides<\/title>\n<meta name=\"description\" content=\"Launched in December 2015 and now closed to new applicants, the Help to Buy ISA was a way to help boost your deposit to put towards your first home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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