{"id":4023,"date":"2026-06-24T13:55:13","date_gmt":"2026-06-24T12:55:13","guid":{"rendered":"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/?page_id=4023"},"modified":"2026-07-24T10:34:02","modified_gmt":"2026-07-24T09:34:02","slug":"how-to-get-the-best-mortgage-deal","status":"publish","type":"page","link":"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/how-to-get-the-best-mortgage-deal\/","title":{"rendered":"How to get the best mortgage deal"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Getting the best mortgage deal&nbsp;isn\u2019t&nbsp;just about finding&nbsp;the lowest rate. The&nbsp;true cost&nbsp;of a mortgage&nbsp;deal&nbsp;includes&nbsp;a mix of&nbsp;your&nbsp;interest rate,&nbsp;product&nbsp;fees&nbsp;and&nbsp;incentives like cashbacks.&nbsp;Once&nbsp;you understand how these work together,&nbsp;it\u2019s&nbsp;much easier to compare deals&nbsp;and&nbsp;get&nbsp;a clearer idea&nbsp;of&nbsp;what&nbsp;might&nbsp;be&nbsp;the best option for you.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We spoke&nbsp;to our mortgage experts, <strong><a href=\"https:\/\/www.rightmove.co.uk\/guides\/author-profile\/matt-smith\/\">Matt&nbsp;Smith<\/a><\/strong>&nbsp;and <strong><a href=\"https:\/\/www.rightmove.co.uk\/guides\/author-profile\/james-outhwaite\/\" type=\"link\" id=\"https:\/\/www.rightmove.co.uk\/guides\/author-profile\/james-outhwaite\/\">James&nbsp;Outhwaite<\/a><\/strong>&nbsp;to get their tips on finding the best mortgage deal in 2026.&nbsp;<\/p>\n\n\n<div class=\"c-section c-section--primary-lighter my-4\" id=\"\">\n    <h2 class=\"c-section__title\">\n        Key Summary\u00a0    <\/h2>\n    <div class=\"c-section__content\">\n        <p><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Finding the\u00a0best mortgage deal for you\u00a0requires deciding to\u00a0prioritise\u00a0lower monthly payments in the short-term, or\u00a0to\u00a0lower the total cost\u00a0paid\u00a0over the full mortgage term<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Working out the full mortgage cost involves the interest rate, the product fee, the length of deal and the total loan\u00a0value<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:list --><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul class=\"wp-block-list\"><!-- wp:list-item --><\/p>\n<li>Starting early, speaking with a broker, and researching multiple options can help you find the best deal<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n    <\/div>\n<\/div>\n\n\n\n<h2 id=\"what-makes-up-a-mortgage-deal\" class=\"wp-block-heading\">What&nbsp;makes up a mortgage deal?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every mortgage deal comes down to&nbsp;four&nbsp;key parts:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The interest rate&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The product fee&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The length of the deal (a.k.a.&nbsp;product term)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Other&nbsp;product&nbsp;features&nbsp;(including&nbsp;the&nbsp;option&nbsp;for&nbsp;overpayments and&nbsp;early payment&nbsp;charges)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This equation is also directly influenced by the size of your mortgage loan and the mortgage term itself.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Looking at these&nbsp;factors&nbsp;together,&nbsp;rather than&nbsp;the&nbsp;rate alone,&nbsp;is the best way to find the right deal for your situation.&nbsp;<\/p>\n\n\n\n<h3 id=\"the-interest-rate\" class=\"wp-block-heading\">The interest rate<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-rates\/interest-rates\/\" target=\"_blank\" rel=\"noreferrer noopener\">interest rate<\/a>&nbsp;is the headline number most people notice first&nbsp;when researching mortgages. It shows how much interest&nbsp;you\u2019ll&nbsp;pay on your loan,&nbsp;impacting&nbsp;both the total cost of the mortgage and your&nbsp;monthly payments.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The impact of interest rates on your total mortgage cost will depend on whether you choose a:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>fixed rate mortgage<\/strong>&nbsp;\u2013 where&nbsp;your rate stays the same for a set period, such as 2, 3 or 5 years;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>tracker or&nbsp;discounted&nbsp;mortgage<\/strong>&nbsp;\u2013&nbsp;where&nbsp;your rate can go up or down, usually&nbsp;in line with&nbsp;wider&nbsp;interest rates&nbsp;and economic factors.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Whilst a&nbsp;lower&nbsp;interest&nbsp;rate can look attractive,&nbsp;James&nbsp;recommends&nbsp;comparing&nbsp;it alongside&nbsp;additional&nbsp;product&nbsp;fees and the overall cost&nbsp;over the term.&nbsp;<\/p>\n\n\n<figure class=\"c-author-quote c-box\" id=\"block_e182eba9cc5adb54873dc13ea2fce603\">\n    <blockquote class=\"c-author-quote__quote\">\n        <p>A lower rate does not always mean a cheaper mortgage. For example, a 2-year fixed deal at 3.99% with a \u00a31,999 fee could cost more overall than a 4.19% deal with no fee, as there is less time for the lower rate to offset the upfront charge.<\/p>\n<p>The opposite can be true over longer fixed terms. A 5-year deal at 3.99% with a \u00a31,999 fee may work out cheaper overall than a 4.19% no-fee alternative, as the interest savings are spread over a longer period. Comparing the total cost of each deal, including fees, can help you identify the best value option.<\/p>\n    <\/blockquote>\n     \n    <figcaption class=\"c-author-quote__author\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/guides\/content\/uploads\/2026\/06\/James_outhwaite_headshot-1-300x300.jpg\" alt=\"James Outhwaite\" class=\"c-c-author-quote__author__img\">\n                <div class=\"c-author-quote__author__info\">\n            <strong>James Outhwaite<\/strong>,<br \/>\n            Rightmove Mortgages Expert        <\/div>\n    <\/figcaption>\n<\/figure>\n\n\n<h5 class=\"wp-block-heading\">Current average and lowest mortgage interest rates<\/h5>\n\n\n    <figure class=\"wp-block-table is-style-stripes\">\n        <table class=\"has-fixed-layout\" itemscope itemtype=\"https:\/\/schema.org\/Table\">\n            <thead>\n                <tr>\n                    <th>Term<\/th>\n                    <th>Avg rate<\/th>\n                    <th>Weekly change<\/th>\n                    <th>Yearly change<\/th>\n                    <th>Lowest rate<\/th>\n                    <th>Weekly change<\/th>\n                    <th>Yearly change<\/th>\n                <\/tr>\n            <\/thead>\n            <tbody class=\"row-hover\">\n                                    <tr class=\"row-2 even\">\n                        <td class=\"column-1\">2-year fixed<\/td>\n                        <td class=\"column-2\">5.06%<\/td>\n                        <td class=\"column-3\">-0.02%<\/td>\n                        <td class=\"column-4\">+0.58%<\/td>\n                        <td class=\"column-5\">4.34%<\/td>\n                        <td class=\"column-6\">-0.05%<\/td>\n                        <td class=\"column-6\">+0.61%<\/td>\n                    <\/tr>\n                                        <tr class=\"row-3 odd\">\n                        <td class=\"column-1\">5-year fixed<\/td>\n                        <td class=\"column-2\">5.09%<\/td>\n                        <td class=\"column-3\">-0.02%<\/td>\n                        <td class=\"column-4\">+0.60%<\/td>\n                        <td class=\"column-5\">4.48%<\/td>\n                        <td class=\"column-6\">+0.00%<\/td>\n                        <td class=\"column-6\">+0.63%<\/td>\n                    <\/tr>\n                                <\/tbody>\n        <\/table>\n    <\/figure>\n    <p><small><time datetime=\"2026-08-25T00:00:00+00:00\">Updated: August 25, 2026<\/time><\/small><\/p>\n    \n\n\n<p class=\"wp-block-paragraph\"><sup><em>*&nbsp;These rates are provided by Podium and are an average based on 21 lenders\u2019 rates, which equates to 95% of the mortgage market. We exclude some specialist lenders that may offer higher rates, such&nbsp;as to&nbsp;borrowers with poor credit histories.&nbsp;This is to ensure our average figures represent the majority of mortgage options.<\/em>&nbsp;<\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Take a look at the&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/news\/articles\/property-news\/current-uk-mortgage-rates\/\" target=\"_blank\" rel=\"noreferrer noopener\">current&nbsp;average mortgage rates<\/a>&nbsp;and <a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/remortgage\/current-remortgage-rates\/\">average remortgage rates<\/a> for this month.<\/p>\n\n\n\n<h3 id=\"product-fees-arrangement-fees\" class=\"wp-block-heading\">Product fees (arrangement fees)&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most mortgage deals include a product fee&nbsp;from the lender&nbsp;(sometimes called an arrangement&nbsp;fee&nbsp;or booking fee).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These fees can be a flat fee,&nbsp;or a percentage of your loan (usually&nbsp;1-3%).&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How much are typical mortgage product fees?&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not all mortgage deals include&nbsp;product fees. Out of those that do,&nbsp;it\u2019s&nbsp;reasonable to&nbsp;expect product fees&nbsp;of&nbsp;between \u00a3900 &#8211; \u00a32,000.&nbsp;Product fees&nbsp;are&nbsp;a&nbsp;way of paying some of the&nbsp;lender&#8217;s&nbsp;costs upfront, and will usually&nbsp;come&nbsp;with a lower&nbsp;interest&nbsp;rate, compared with&nbsp;a similar product without a fee.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These fees can often be added to your mortgage,&nbsp;but&nbsp;bear in mind that&nbsp;you\u2019ll&nbsp;pay interest&nbsp;on&nbsp;it&nbsp;as well.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A deal with a lower&nbsp;rate&nbsp;but a high fee can end up costing more overall&nbsp;&#8211;&nbsp;especially if your loan-to-value&nbsp;is smaller.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes, the savings that you make with a lower rate can still make this worthwhile, even when adding the fee to the mortgage balance.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Matt explains \u201cIt is&nbsp;important to look at the fee as part of the overall cost package to help determine which option is best for you.\u201d&nbsp;<\/p>\n\n\n\n<h3 id=\"the-mortgage-term\" class=\"wp-block-heading\">The mortgage term&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/what-is-a-mortgage-term\/\">mortgage term<\/a> is how long you take to repay the loan.&nbsp;According to UK Finance Data,&nbsp;this&nbsp;used&nbsp;to be&nbsp;25 years,&nbsp;but&nbsp;terms&nbsp;over 30&nbsp;years&nbsp;are&nbsp;becoming more common&nbsp;with&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/first-time-buyers\/\" target=\"_blank\" rel=\"noreferrer noopener\">first-time buyers<\/a>, as borrowing over longer term can&nbsp;sometimes&nbsp;increase the amount that you can borrow.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;longer mortgage term&nbsp;also&nbsp;reduces your monthly payments, but&nbsp;a key&nbsp;thing to remember is that it&nbsp;increases the total interest&nbsp;you\u2019ll&nbsp;pay&nbsp;over time.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Matt recommends&nbsp;weighing up the impact of the mortgage term on the total cost:&nbsp;&nbsp;<\/p>\n\n\n<figure class=\"c-author-quote c-box\" id=\"block_ce3951579f87cd758ed8e049d635881d\">\n    <blockquote class=\"c-author-quote__quote\">\n        <p>When choosing a mortgage, you should consider your different mortgage term options, as well as the choices of fixed-rate deals.<\/p>\n<p>The length of your mortgage term can also influence whether a fee or no fee product is the cheapest option for you.<\/p>\n    <\/blockquote>\n     \n    <figcaption class=\"c-author-quote__author\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/guides\/content\/uploads\/2026\/01\/Matt_Smith_headshot-300x300.png\" alt=\"Matt Smith\" class=\"c-c-author-quote__author__img\">\n                <div class=\"c-author-quote__author__info\">\n            <strong>Matt Smith<\/strong>,<br \/>\n            Rightmove Mortgages Expert        <\/div>\n    <\/figcaption>\n<\/figure>\n\n<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/choosing-2-or-5-year-fixed-rate-mortgage\/\"\n   target=\"\"\n   class=\"c-related-slim\"\n   id=\"\">\n    <div class=\"c-related-slim__icon\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2023\/11\/contents.png\" alt=\"\">\n            <\/div>\n    <div class=\"c-related-slim__body\">\n        <div class=\"c-related-slim__legend\">MORTGAGE GUIDES<\/div>\n        <div class=\"c-related-slim__title\">Should I get a 2 or 5-year fixed rated mortgage?<\/div>\n    <\/div>\n    <div class=\"c-related-slim__cta\">\n        <svg class=\"c-icon c-icon--arrow-line-right\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg>    <\/div>\n<\/a>\n\n\n\n<h2 id=\"choosing-the-best-mortgage-deal-short-term-vs-long-term\" class=\"wp-block-heading\">Choosing the best mortgage deal: short-term vs long-term&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When comparing mortgages, it helps to balance what works&nbsp;best for you now,&nbsp;with what&nbsp;will end up better in the&nbsp;long-term.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">James recommends using a simple equation for calculating the total cost:&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMany people naturally think about keeping their monthly costs as low as possible, but it\u2019s worth considering the total money you will pay back to your lender over time.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>To compare mortgage deals with the same lengths of term,&nbsp;calculate the total cost over the deal period:&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>(monthly payment \u00d7 number of months) + product fee<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are comparing product deals across different lengths of term, James recommends comparing the effective annual cost:&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>(monthly payment x number of months) + product fee \/ number of years<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whilst this helps to work out the costs upfront, another aspect&nbsp;to consider is how you&nbsp;maximise&nbsp;how much of your payments go directly to the loan:&nbsp;<\/p>\n\n\n<figure class=\"c-author-quote c-box\" id=\"block_1c81b8c5d8e119fe2724e6afe1060f95\">\n    <blockquote class=\"c-author-quote__quote\">\n        <p>By choosing the lowest combination of fees and interest payments, it can maximise the amount you repay to your loan each month, meaning that you will have the lower balance at the end of your deal. This is often more difficult to calculate, but there are an increasing number of tools available online that help you identify this.<\/p>\n    <\/blockquote>\n     \n    <figcaption class=\"c-author-quote__author\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/guides\/content\/uploads\/2026\/01\/Matt_Smith_headshot-300x300.png\" alt=\"Matt Smith\" class=\"c-c-author-quote__author__img\">\n                <div class=\"c-author-quote__author__info\">\n            <strong>Matt Smith<\/strong>,<br \/>\n            Rightmove Mortgages Expert        <\/div>\n    <\/figcaption>\n<\/figure>\n\n<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/calculators\/mortgage-calculator\"\n   target=\"\"\n   class=\"my-5 c-calculator-module c-calculator-module--tall c-calculator-module--layout-1 c-calculator-module--light \" \n   data-module-admin-id=\"1b086b87b512ef3d1c2bed3346f87a8c\">\n    <div class=\"c-calculator-module__media\" style=\"background-image: url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/04\/doccalc.svg)\"><\/div>\n    <div class=\"c-calculator-module__body c-wp c-wp--flush\">\n        <h2 class=\"c-calculator-module__title\">\n            <span>Try our Mortgage Calculator<\/span>        <\/h2>\n        <div class=\"c-calculator-module__content c-wp c-wp--flush\"><p>See how much you could afford to borrow<\/p>\n<\/div>\n        <div class=\"c-calculator-module__footer \">\n                        <div class=\"c-calculator-module__footer__item c-calculator-module__footer__item--cta\">\n                <div class=\"c-calculator-module__cta\">\n                    <svg class=\"c-icon c-icon--arrow-line-right\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/a>\n\n\n\n<h2 id=\"how-to-find-the-best-mortgage-deal-for-the-short-term\" class=\"wp-block-heading\">How to find the best mortgage deal for the short-term&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lower monthly payments&nbsp;can be appealing if you want to make&nbsp;buying more affordable and comfortable now. This can be especially helpful if&nbsp;you\u2019re&nbsp;getting on the property ladder or&nbsp;borrowing at the top end of your budget.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Choosing a mortgage with a lower interest rate can help keep your monthly payments lower.&nbsp;A longer mortgage term can also help reduce&nbsp;your&nbsp;monthly payments, but&nbsp;you&nbsp;are likely&nbsp;to&nbsp;end up paying more&nbsp;interest, making&nbsp;the total cost of your mortgage much higher.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Not all deals work the same way; Matt explains how the&nbsp;economic&nbsp;climate can have an impact on what offers are out there&nbsp;and what might be better suited to you:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cTraditionally shorter mortgage deals are cheaper, but then there is a trade-off with certainty and security&nbsp;in the current climate.\u201d&nbsp;<\/p>\n\n\n\n<h2 id=\"how-to-find-the-best-mortgage-deal-for-the-long-term\" class=\"wp-block-heading\">How to find the best mortgage deal for the long-term&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Focusing only on lower&nbsp;monthly mortgage&nbsp;payments&nbsp;can often mean you&nbsp;pay&nbsp;more interest over&nbsp;a longer period of&nbsp;time.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to reduce&nbsp;the long-term cost of homeownership, you&nbsp;may want to&nbsp;consider&nbsp;mortgage deals with a shorter mortgage term.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">James recommends&nbsp;considering&nbsp;the mortgage term&nbsp;when choosing a mortgage.&nbsp;<\/p>\n\n\n<figure class=\"c-author-quote c-box\" id=\"block_ead683495c25a0cea513f9cda610587d\">\n    <blockquote class=\"c-author-quote__quote\">\n        <p>\u201cA key variable you can adjust\u00a0is your mortgage term,\u00a0so how long\u00a0it\u00a0takes\u00a0to pay it\u00a0back.\u00a0A shorter term means higher monthly payments, but\u00a0you\u2019ll\u00a0pay less interest overall. A longer term lowers your monthly payments, but\u00a0you\u2019ll\u00a0pay more in interest over time.\u201d<\/p>\n    <\/blockquote>\n     \n    <figcaption class=\"c-author-quote__author\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/guides\/content\/uploads\/2026\/06\/James_outhwaite_headshot-1-300x300.jpg\" alt=\"James Outhwaite\" class=\"c-c-author-quote__author__img\">\n                <div class=\"c-author-quote__author__info\">\n            <strong>James Outhwaite<\/strong>,<br \/>\n            Rightmove Mortgages Expert        <\/div>\n    <\/figcaption>\n<\/figure>\n\n\n<p class=\"wp-block-paragraph\">This&nbsp;option&nbsp;suits those who have a&nbsp;stable income and&nbsp;can&nbsp;save money each month, even with their existing monthly payments.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If&nbsp;you are remortgaging,&nbsp;you may be better off&nbsp;considering a higher monthly payment&nbsp;and&nbsp;switching to&nbsp;a shorter mortgage term.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some homeowners can take a more flexible approach by:&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Choosing a more manageable, cheaper deal now to keep monthly payments lower&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Checking if you have the&nbsp;option&nbsp;of overpaying without&nbsp;additional&nbsp;fees&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Overpaying each&nbsp;month, if&nbsp;your budget allows&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Reduce or stop those extra payments if you need the money elsewhere&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Switching&nbsp;to a shorter term&nbsp;and higher monthly payment&nbsp;later&nbsp;<\/li>\n<\/ol>\n\n\n<figure class=\"c-author-quote c-box\" id=\"block_a6fc3b7bab61faad6af602057c97d148\">\n    <blockquote class=\"c-author-quote__quote\">\n        <p><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\">&#8220;Choosing a cheaper monthly payment upfront, doesn\u2019t necessarily mean that you can\u2019t overpay your mortgage, especially if your financial circumstances improve.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\">Some lenders could allow you to overpay up to 10% without fees, which gives you flexibility and helps you pay it off faster. This can vary, so it\u2019s always worth checking your mortgage terms first before considering overpaying.&#8221;<!-- \/wp:paragraph --><\/p>\n    <\/blockquote>\n     \n    <figcaption class=\"c-author-quote__author\">\n                    <img decoding=\"async\" src=\"https:\/\/www.rightmove.co.uk\/guides\/content\/uploads\/2026\/01\/Matt_Smith_headshot-300x300.png\" alt=\"Matt Smith\" class=\"c-c-author-quote__author__img\">\n                <div class=\"c-author-quote__author__info\">\n            <strong>Matt Smith<\/strong>,<br \/>\n            Rightmove Mortgages Expert        <\/div>\n    <\/figcaption>\n<\/figure>\n\n\n<h2 id=\"how-to-work-out-whats-right-for-you\" class=\"wp-block-heading\">How to work out&nbsp;what\u2019s&nbsp;right for you&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Getting the best mortgage deal depends on what your goals are, whether&nbsp;it\u2019s&nbsp;keeping the monthly costs more manageable, or paying less for your mortgage overall. To decide what your priorities are:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Think about what you can comfortably afford each month&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consider your&nbsp;future plans&nbsp;(like&nbsp;how soon&nbsp;you\u2019ll&nbsp;be&nbsp;moving&nbsp;house,&nbsp;or&nbsp;likelihood of&nbsp;changing jobs)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check whether your mortgage allows overpayments without charges&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you have any doubts, you should speak to a&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/mortgage-broker-adviser\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage broker<\/a>&nbsp;to understand your options&nbsp;for both short-term and long&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Before&nbsp;entering&nbsp;a mortgage, take time to work out&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/affordability\/\" target=\"_blank\" rel=\"noreferrer noopener\">what you can afford<\/a>&nbsp;or look at your options using&nbsp;our&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/calculators\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage calculators<\/a>.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 id=\"how-to-find-the-best-mortgage-deal-a-step-by-step-guide\" class=\"wp-block-heading\">How to find the best mortgage&nbsp;deal: a&nbsp;step-by-step&nbsp;guide&nbsp;<\/h2>\n\n\n\n<h3 id=\"step-1-know-your-numbers-before-you-search\" class=\"wp-block-heading\">Step 1:&nbsp;Know your numbers before you search<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Before comparing deals, get a clear picture of your finances, including:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your&nbsp;loan-to-value (LTV)&nbsp;\u2013&nbsp;a&nbsp;lower LTV usually means better rates, so the larger your deposit, the better your rates will be&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit score<\/a>&nbsp;\u2013&nbsp;get a free credit check, or get a&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/mortgage-in-principle\/v2\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage in principle<\/a>&nbsp;to see what you could borrow&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What you can afford each month \u2013 look at your current income and outgoings, to see what range of monthly payments you could afford to make&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If&nbsp;you\u2019re&nbsp;remortgaging&nbsp;soon,&nbsp;you can track your&nbsp;equity&nbsp;with our&nbsp;Equity Tracker&nbsp;(available&nbsp;through our&nbsp;<a href=\"https:\/\/www.rightmove.co.uk\/house-value.html\" target=\"_blank\" rel=\"noreferrer noopener\">instant valuation tool<\/a>)&nbsp;\u2013 find out whether&nbsp;it\u2019s&nbsp;enough to move to a lower LTV band.&nbsp;<\/p>\n\n\n\n<h3 id=\"step-2-compare-the-true-cost-not-just-the-rate\" class=\"wp-block-heading\">Step 2:&nbsp;Compare the&nbsp;true cost, not just the rate<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t&nbsp;focus on the headline rate alone. Instead, compare the full cost&nbsp;of your mortgage over the full term:&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>(monthly payment x number of months) + product fee \/ number of years on your term<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deal A:<\/strong> lower rate&nbsp;of 4.5%, \u00a3999 fee&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deal B:<\/strong> higher rate&nbsp;of 4.9%, no fee&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on your loan size, either could be cheaper overall.&nbsp;Also, keep an eye out for what it means for your balance at the end of your deal too.&nbsp;<\/p>\n\n\n\n<h3 id=\"step-3-decide-on-fixed-vs-variable\" class=\"wp-block-heading\">Step 3:&nbsp;Decide on fixed vs variable<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fixed rates suit people who want certainty in their monthly payments, to manage their expenses. Variable rates may suit those who are comfortable with changes in payments, particularly&nbsp;if&nbsp;they\u2019d&nbsp;rather not lock in for a longer period.&nbsp;<\/p>\n\n\n\n<h3 id=\"step-4-choose-the-right-deal-length\" class=\"wp-block-heading\">Step 4: Choose the right deal length<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Think about how long you plan to stay in your home when choosing.&nbsp;Rates could vary for each option, depending on the market, so look at the total cost for each.&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shorter deals (2-year)<\/strong>&nbsp;= more&nbsp;flexibility,&nbsp;but mean remortgaging sooner&nbsp;(and more fees)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Longer deals (5-year+)<\/strong>&nbsp;=&nbsp;offer stability&nbsp;over a&nbsp;longer period&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">James\u2019 tip:&nbsp;\u201cCheck&nbsp;for early repayment charges (ERCs), in case you want the option of paying&nbsp;it off early, or whether your mortgage is portable if you move home.\u201d&nbsp;<\/p>\n\n\n\n<h3 id=\"step-5-consider-using-a-mortgage-broker\" class=\"wp-block-heading\">Step 5: Consider using a mortgage broker&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Using a\u00a0mortgage broker\u00a0can\u00a0help you to:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>access more deals across the market&nbsp;at competitive rates&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>match with lenders&nbsp;and products suited to your&nbsp;unique&nbsp;situation&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>save&nbsp;time&nbsp;on&nbsp;comparing options&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Note that some brokers are free to&nbsp;use&nbsp;but some may also charge a fee.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 id=\"step-6-start-the-process-early\" class=\"wp-block-heading\">Step 6:&nbsp;Start the process early<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the lender, mortgage offers&nbsp;typically last 3-6 months*, so you can start researching your options early on.&nbsp;Securing a deal&nbsp;in advance&nbsp;can help if rates are rising,&nbsp;because you still have the option to move to a better rate if they drop&nbsp;before confirmation.&nbsp;<\/p>\n\n\n\n\n\n<h2 id=\"common-mistakes-to-avoid-when-choosing-a-mortgage-deal\" class=\"wp-block-heading\">Common mistakes to avoid&nbsp;when choosing a mortgage deal<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Focusing only on the lowest interest rate&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Overlooking product fees&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not considering the mortgage term&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ignoring early repayment charges&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accepting your lender\u2019s renewal&nbsp;offer&nbsp;without comparing (when remortgaging)&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Extending your term without reviewing the long-term cost&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Mortgages can be confusing,&nbsp;particularly when&nbsp;weighing up&nbsp;different interest rates,&nbsp;terms&nbsp;and costs between lenders. To find the best mortgage deal for you,&nbsp;make sure you&nbsp;consider&nbsp;the short-term gains of lower interest rates&nbsp;against&nbsp;the total cost&nbsp;of the mortgage over&nbsp;time, and compare multiple options.&nbsp;<\/p>\n\n\n\n<h2 id=\"faqs\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<ul class=\"c-faqs\" id=\"\">\n            <li class=\"c-faqs__item\">\n            <h3 id=\"what-makes-a-good-mortgage-deal\" class=\"c-faqs__question\">What makes a good mortgage deal?<\/h3>\n            <div class=\"c-faqs__answer\">\n                <p><span class=\"TextRun SCXW240643608 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW240643608 BCX0\">A good mortgage deal balances the interest rate,\u00a0<\/span><span class=\"NormalTextRun SCXW240643608 BCX0\">fees<\/span><span class=\"NormalTextRun SCXW240643608 BCX0\">\u00a0a<\/span><span class=\"NormalTextRun SCXW240643608 BCX0\">nd term t<\/span><span class=\"NormalTextRun SCXW240643608 BCX0\">o suit your budget and plans.<\/span><\/span><span class=\"EOP Selected SCXW240643608 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n            <\/div>\n        <\/li>\n            <li class=\"c-faqs__item\">\n            <h3 id=\"what-is-a-mortgage-product-fee\" class=\"c-faqs__question\">What is a mortgage product fee? <\/h3>\n            <div class=\"c-faqs__answer\">\n                <p><span class=\"NormalTextRun SCXW30521556 BCX0\">A product fee (or arrangement fee) is a charge from the lender to access a mortgage deal.<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">\u00a0It is based on a\u00a0<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">percentage<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">\u00a0of your total loan or charged at a flat fee<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">.\u00a0<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">\u00a0<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">These fees<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">\u00a0cover<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">\u00a0the\u00a0<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">costs that the lenders undertake to run affordability checks and\u00a0<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">set up the new product terms<\/span><span class=\"NormalTextRun SCXW30521556 BCX0\">.\u00a0<\/span><\/p>\n            <\/div>\n        <\/li>\n            <li class=\"c-faqs__item\">\n            <h3 id=\"is-it-worth-paying-a-fee-for-a-lower-rate\" class=\"c-faqs__question\">Is it worth paying a fee for a lower rate? <\/h3>\n            <div class=\"c-faqs__answer\">\n                <p><span class=\"TextRun SCXW217679701 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW217679701 BCX0\">It is s<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">ometimes<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">\u00a0worth paying a product fee for a lower mortgage rate over time<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">. Larger loans are more likely to\u00a0<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">benefit<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">\u00a0from a lower rate with a fee, while smaller loans may be better with no fee.<\/span><span class=\"NormalTextRun SCXW217679701 BCX0\">\u00a0Calculate the costs over time, to see what would work out better for your situation.<\/span><\/span><span class=\"EOP Selected SCXW217679701 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n            <\/div>\n        <\/li>\n            <li class=\"c-faqs__item\">\n            <h3 id=\"is-a-mortgage-with-lower-monthly-payments-always-better\" class=\"c-faqs__question\">Is a mortgage with lower monthly payments always better? <\/h3>\n            <div class=\"c-faqs__answer\">\n                <p><span class=\"TextRun SCXW139789518 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW139789518 BCX0\">Not always. Lower monthly payments often mean a longer term, which increases the total interest\u00a0<\/span><span class=\"NormalTextRun SCXW139789518 BCX0\">you\u2019ll<\/span><span class=\"NormalTextRun SCXW139789518 BCX0\">\u00a0pay.<\/span><\/span><span class=\"EOP Selected SCXW139789518 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n            <\/div>\n        <\/li>\n            <li class=\"c-faqs__item\">\n            <h3 id=\"should-i-get-a-2-year-or-5-year-fixed-mortgage\" class=\"c-faqs__question\">Should I get a 2-year or 5-year fixed mortgage? <\/h3>\n            <div class=\"c-faqs__answer\">\n                <p><a class=\"Hyperlink SCXW86421883 BCX0\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/choosing-2-or-5-year-fixed-rate-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW86421883 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW86421883 BCX0\" data-ccp-charstyle=\"Hyperlink\">Choosing between a 2-year or 5-year fix<\/span><\/span><\/a><span class=\"TextRun SCXW86421883 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW86421883 BCX0\">\u00a0depends on your plans and whether you think mortgage rates are likely to change in your\u00a0<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW86421883 BCX0\">favour<\/span><span class=\"NormalTextRun SCXW86421883 BCX0\">.\u00a0<\/span><span class=\"NormalTextRun SCXW86421883 BCX0\">A 5-year fix offers more certainty, while a 2-year fix gives more flexibility.<\/span><\/span><\/p>\n            <\/div>\n        <\/li>\n    <\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>*Sources:<\/em><a href=\"https:\/\/www.fca.org.uk\/data\/product-sales-data\" target=\"_blank\" rel=\"noreferrer noopener\"> <\/a><em><a href=\"https:\/\/www.fca.org.uk\/data\/product-sales-data\" target=\"_blank\" rel=\"noreferrer noopener\">FCA&#8217;s 2024 Product Data on first-time buyer mortgage terms<\/a>;&nbsp;UK Finance Data 2025;&nbsp;<a href=\"https:\/\/www.fca.org.uk\/consumers\/financial-impact-rising-costs-living\/support-mortgages-interest-rates\" target=\"_blank\" rel=\"noreferrer noopener\">FCA: Support available for mortgages as interest rates rise<\/a>&nbsp;<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Please note: Your home may be repossessed if you do not keep up repayments on the mortgage. Rightmove is not&nbsp;authorised&nbsp;to give financial advice; the information and opinions provided in these articles are not intended to be financial advice and should not be relied upon when making financial decisions. Please seek advice from a regulated mortgage adviser.<\/em>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Getting the best mortgage deal&nbsp;isn\u2019t&nbsp;just about finding&nbsp;the lowest rate. The&nbsp;true cost&nbsp;of a mortgage&nbsp;deal&nbsp;includes&nbsp;a mix of&nbsp;your&nbsp;interest rate,&nbsp;product&nbsp;fees&nbsp;and&nbsp;incentives like cashbacks.&nbsp;Once&nbsp;you understand how these work together,&nbsp;it\u2019s&nbsp;much easier to compare deals&nbsp;and&nbsp;get&nbsp;a clearer idea&nbsp;of&nbsp;what&nbsp;might&nbsp;be&nbsp;the best option for you.&nbsp;&nbsp; We spoke&nbsp;to our mortgage experts, Matt&nbsp;Smith&nbsp;and James&nbsp;Outhwaite&nbsp;to get their tips on finding the best mortgage deal in 2026.&nbsp; What&nbsp;makes up a mortgage [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":4043,"parent":835,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","author_profile":[12305,9899,9895]},"class_list":["post-4023","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"author_profile":["12305","9899","9895"]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to get the best mortgage deal - Rightmove<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/how-to-get-the-best-mortgage-deal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get the best mortgage deal - Rightmove\" \/>\n<meta property=\"og:description\" content=\"Getting the best mortgage deal&nbsp;isn\u2019t&nbsp;just about finding&nbsp;the lowest rate. The&nbsp;true cost&nbsp;of a mortgage&nbsp;deal&nbsp;includes&nbsp;a mix of&nbsp;your&nbsp;interest rate,&nbsp;product&nbsp;fees&nbsp;and&nbsp;incentives like cashbacks.&nbsp;Once&nbsp;you understand how these work together,&nbsp;it\u2019s&nbsp;much easier to compare deals&nbsp;and&nbsp;get&nbsp;a clearer idea&nbsp;of&nbsp;what&nbsp;might&nbsp;be&nbsp;the best option for you.&nbsp;&nbsp; We spoke&nbsp;to our mortgage experts, Matt&nbsp;Smith&nbsp;and James&nbsp;Outhwaite&nbsp;to get their tips on finding the best mortgage deal in 2026.&nbsp; What&nbsp;makes up a mortgage [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/how-to-get-the-best-mortgage-deal\/\" \/>\n<meta property=\"og:site_name\" content=\"Rightmove\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/rightmove.co.uk\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-24T09:34:02+00:00\" \/>\n<meta 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