{"id":609,"date":"2024-04-25T17:36:28","date_gmt":"2024-04-25T16:36:28","guid":{"rendered":"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/?page_id=609"},"modified":"2026-02-11T10:04:26","modified_gmt":"2026-02-11T10:04:26","slug":"mortgage-guides","status":"publish","type":"page","link":"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/","title":{"rendered":"Mortgage guides"},"content":{"rendered":"<div class=\"c-contents js-toggle c-contents--open\" id=\"\" data-toggle-active=\"c-contents--open\">\n    <button class=\"c-contents__header js-toggle-trigger\">\n        <h2 id=\"explore-mortgage-guides\" class=\"c-contents__title\">Explore mortgage guides<\/h2>\n        <svg class=\"c-icon c-icon--chevron-line-down c-contents__header__chevron\"><use xlink:href=\"#icon-chevron-line-down\"><\/use><\/svg>    <\/button>\n    <div class=\"c-contents__body js-contents-body\">\n        <div class=\"row\">\n            <div class=\"col-12 col-md-6\">\n                <ul class=\"list-unstyled mb-0\"><li><a href=\"#financing\" target=\"\" class=\"text-decoration-none c-link\">Understanding your finances<\/a><\/li>\n<li><a href=\"#how-to-get-a-mortgage\" target=\"\" class=\"text-decoration-none c-link\">How to get a mortgage<\/a><\/li>\n<li><a href=\" #types-of-mortgages\" target=\"\" class=\"text-decoration-none c-link\">Different types of mortgages<\/a><\/li><\/ul>            <\/div>\n            <div class=\"col-12 col-md-6\">\n                <ul class=\"list-unstyled mb-0\"><li><a href=\"#mortgage-rates\" target=\"\" class=\"text-decoration-none c-link\">Mortgage rates and fees<\/a><\/li>\n<li><a href=\"#first-time-buyers\" target=\"\" class=\"text-decoration-none c-link\">Guides for first-time buyers<\/a><\/li>\n<li><a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/remortgage\/\" target=\"\" class=\"text-decoration-none c-link\">Remortgaging<\/a><\/li><\/ul>            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"my-5\" id=\"financing\">\n    <div class=\"d-flex justify-content-between align-items-end mb-4\">\n        <h2 id=\"understanding-your-finances\" class=\"fs-2 mb-0\">Understanding your finances <\/h2>\n                <div class=\"text-primary-light fs-6\">\n            6 GUIDES        <\/div>\n            <\/div>\n        <div class=\"text-primary-medium\">\n        <p>From sorting your finances, to finding out how much you could borrow with a mortgage.<\/p>\n    <\/div>\n        <div class=\"my-4 my-md-5\">\n        <a class=\"c-card--primary c-card--primary-media--65 c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/mortgage-in-principle\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/Getting-your-MIP-resized-1024x683.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Getting a Mortgage in Principle    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\"><svg class=\"c-icon c-icon--clock c-card__meta-icon\"><use xlink:href=\"#icon-clock\"><\/use><\/svg> 4 min<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a>    <\/div>\n\n    <div class=\"row g-3\">\n        <div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-much-can-i-borrow-with-a-mortgage\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        How much can I borrow?    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/sorting-finances\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Sorting out your finances    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/affordability\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Working out what you can afford    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md-auto align-self-md-end\"><div class=\"c-card__cta mb-3 ms-md-3\"><a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/\" target=\"\" class=\"\"><span>View all<\/span><svg class=\"c-icon c-icon--arrow-line-right c-card__cta-icon\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg><\/a><\/div><\/div>    <\/div>\n<\/div>\n\n\n<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/calculators\/mortgage-calculator\"\n   target=\"\"\n   class=\"my-5 c-calculator-module c-calculator-module--slim c-calculator-module--layout-1 c-calculator-module--dark c-calculator-module--no-content\" \n   data-module-admin-id=\"\">\n    <div class=\"c-calculator-module__media\" style=\"background-image: url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/04\/doccalc.svg)\"><\/div>\n    <div class=\"c-calculator-module__body c-wp c-wp--flush\">\n        <h2 class=\"c-calculator-module__title\">\n            <span class=\"c-calculator-module__title__icon\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/04\/doccalc.svg);\"><\/span><span>Try our Mortgage Calculator<\/span>        <\/h2>\n        \n        <div class=\"c-calculator-module__footer \">\n                        <div class=\"c-calculator-module__footer__item c-calculator-module__footer__item--cta\">\n                <div class=\"c-calculator-module__cta\">\n                    <svg class=\"c-icon c-icon--arrow-line-right\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/a>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"my-5\" id=\"types-of-mortgages\">\n    <div class=\"d-flex justify-content-between align-items-end mb-4\">\n        <h2 id=\"different-types-of-mortgages\" class=\"fs-2 mb-0\">Different types of mortgages<\/h2>\n                <div class=\"text-primary-light fs-6\">\n            4 GUIDES        <\/div>\n            <\/div>\n        <div class=\"text-primary-medium\">\n        <p>Variable, tracker, interest-only or repayment? Your guide to the different mortgage types, and figuring out which one is right for you.<\/p>\n    <\/div>\n        <div class=\"my-4 my-md-5\">\n        <a class=\"c-card--primary c-card--primary-media--65 c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-types\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/Understanding-the-types-of-mortgages-new-resized-1024x683.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Understanding the different types of mortgages    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\"><svg class=\"c-icon c-icon--clock c-card__meta-icon\"><use xlink:href=\"#icon-clock\"><\/use><\/svg> 5 min<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a>    <\/div>\n\n    <div class=\"row g-3\">\n        <div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-types\/green-mortgages\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        What is a green mortgage?    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/finding-and-choosing\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Finding and choosing a mortgage    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-in-principle\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Getting a Mortgage in Principle    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md-auto align-self-md-end\"><div class=\"c-card__cta mb-3 ms-md-3\"><a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-types\/\" target=\"\" class=\"\"><span>View all<\/span><svg class=\"c-icon c-icon--arrow-line-right c-card__cta-icon\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg><\/a><\/div><\/div>    <\/div>\n<\/div>\n\n\n<a class=\"c-banner-card my-5\" id=\"first-time-buyers\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/first-time-buyers\/\">    <div class=\"c-banner-card__content c-wp c-wp--flush\">\n        <h4>Guides for <span class=\"text-secondary\">first-time buyers<\/span><\/h4>\n<p>Helpful guides and tips to navigate your home purchase.<\/p>\n<ul class=\"c-checklist c-checklist--light\">\n<li>Submitting an application<\/li>\n<li>Types of mortgages<\/li>\n<li>How mortgage terms work<\/li>\n<\/ul>\n    <\/div>\n    \n            <div class=\"c-banner-card__image\" style=\"background-image: url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/First-Time-Buyers-resized-1024x683.jpg)\"><\/div>\n        <div class=\"c-banner-card__action\">\n            <span class=\"c-banner-card__cta\">\n                <span class=\"visually-hidden\">Read more about: Guides for first-time buyers<\/span>\n                <svg class=\"c-icon c-icon--arrow-line-right\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg>            <\/span>\n        <\/div>\n    <\/a>\n\n<div class=\"my-5\" id=\"how-to-get-a-mortgage\">\n    <div class=\"d-flex justify-content-between align-items-end mb-4\">\n        <h2 id=\"how-to-get-a-mortgage\" class=\"fs-2 mb-0\">How to get a mortgage<\/h2>\n                <div class=\"text-primary-light fs-6\">\n            9 GUIDES        <\/div>\n            <\/div>\n        <div class=\"text-primary-medium\">\n        <p>From finding and choosing a mortgage, to submitting an application and getting a decision from a lender.<\/p>\n    <\/div>\n        <div class=\"my-4 my-md-5\">\n        <a class=\"c-card--primary c-card--primary-media--65 c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/finding-and-choosing\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/Finding-and-choosing-new-resized-1024x683.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Finding and choosing a mortgage    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\"><svg class=\"c-icon c-icon--clock c-card__meta-icon\"><use xlink:href=\"#icon-clock\"><\/use><\/svg> 4 min<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a>    <\/div>\n\n    <div class=\"row g-3\">\n        <div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/submitting-mortgage-application\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Submitting your mortgage application    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/what-is-a-mortgage-term\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        How do mortgage terms work?    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/decision\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        The decision about your application    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md-auto align-self-md-end\"><div class=\"c-card__cta mb-3 ms-md-3\"><a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/how-to-get-a-mortgage\/\" target=\"\" class=\"\"><span>View all<\/span><svg class=\"c-icon c-icon--arrow-line-right c-card__cta-icon\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg><\/a><\/div><\/div>    <\/div>\n<\/div>\n\n\n<a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/mortgage-in-principle\"\n   target=\"\"\n   class=\"my-5 c-calculator-module c-calculator-module--slim c-calculator-module--layout-1 c-calculator-module--dark c-calculator-module--no-content\" \n   data-module-admin-id=\"\">\n    <div class=\"c-calculator-module__media\" style=\"background-image: url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2023\/11\/Mortgage-Calculator_Medium.svg)\"><\/div>\n    <div class=\"c-calculator-module__body c-wp c-wp--flush\">\n        <h2 class=\"c-calculator-module__title\">\n            <span class=\"c-calculator-module__title__icon\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2023\/11\/Mortgage-Calculator_Medium.svg);\"><\/span><span>Get a Mortgage in Principle<\/span>        <\/h2>\n        \n        <div class=\"c-calculator-module__footer \">\n                        <div class=\"c-calculator-module__footer__item c-calculator-module__footer__item--cta\">\n                <div class=\"c-calculator-module__cta\">\n                    <svg class=\"c-icon c-icon--arrow-line-right\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/a>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"my-5\" id=\"mortgage-rates\">\n    <div class=\"d-flex justify-content-between align-items-end mb-4\">\n        <h2 id=\"mortgage-rates-and-fees\" class=\"fs-2 mb-0\">Mortgage rates and fees<\/h2>\n                <div class=\"text-primary-light fs-6\">\n            3 GUIDES        <\/div>\n            <\/div>\n        <div class=\"text-primary-medium\">\n        <p>Find out what the current average mortgage rates are, and what the Bank of England&#8217;s Base Rate could mean for mortgages.<\/p>\n    <\/div>\n        <div class=\"my-4 my-md-5\">\n        <a class=\"c-card--primary c-card--primary-media--65 c-card\" href=\"https:\/\/www.rightmove.co.uk\/news\/articles\/property-news\/current-uk-mortgage-rates\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/mortgage-rates-tracker-2-resized.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        What are the current average UK mortgage rates?    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\"><svg class=\"c-icon c-icon--clock c-card__meta-icon\"><use xlink:href=\"#icon-clock\"><\/use><\/svg> 5 min<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a>    <\/div>\n\n    <div class=\"row g-3\">\n        <div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/remortgage\/current-remortgage-rates\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Check the current average remortgage rates    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-rates\/interest-rates\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Everything you need to know about interest rates    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md\"><a class=\"c-card--mini c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-rates\/buy-to-let-mortgages-btl-mortgage-rates\/\" target=\"\"><div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Check the average buy to let mortgage rates    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-md-auto align-self-md-end\"><div class=\"c-card__cta mb-3 ms-md-3\"><a href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/mortgage-rates\/\" target=\"\" class=\"\"><span>View all<\/span><svg class=\"c-icon c-icon--arrow-line-right c-card__cta-icon\"><use xlink:href=\"#icon-arrow-line-right\"><\/use><\/svg><\/a><\/div><\/div>    <\/div>\n<\/div>\n\n\n<div class=\"my-5\" id=\"remortgage\">\n    <div class=\"d-flex justify-content-between align-items-end mb-4\">\n        <h2 id=\"remortgaging\" class=\"fs-2 mb-0\">Remortgaging<\/h2>\n                <div class=\"text-primary-light fs-6\">\n            1 GUIDE        <\/div>\n            <\/div>\n        <div class=\"text-primary-medium\">\n        <p>Find out when it&#8217;s a good time to remortgage and how it works, and check the current average and lowest remortgage and product transfer rates.<\/p>\n    <\/div>\n        <div class=\"my-4 my-md-5\">\n        <a class=\"c-card--primary c-card--primary-media--65 c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/remortgage\/current-remortgage-rates\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/Understanding-the-types-of-mortgages-new-resized-1024x683.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Current UK remortgage rates    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\"><svg class=\"c-icon c-icon--clock c-card__meta-icon\"><use xlink:href=\"#icon-clock\"><\/use><\/svg> 7 min<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a>    <\/div>\n\n    <div class=\"row g-3\">\n            <\/div>\n<\/div>\n\n\n<div class=\"c-spotlight\" id=\"\">\n    <div class=\"c-spotlight__header\">\n                <div class=\"c-spotlight__legend\">Spotlight news &#038; guides<\/div>\n                <h2 id=\"getting-a-mortgage\" class=\"c-spotlight__title\">Getting a mortgage<\/h2>\n            <\/div>\n\n        <div class=\"c-spotlight__body\">\n        <div class=\"row g-3\">\n            <div class=\"col-12 col-lg-4\"><a class=\"c-card--dark c-card--media-70 c-card--spotlight c-card\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/financing\/credit-score\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/What-is-a-credit-score-resized-1024x683.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Everything you need to know about your credit score    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\">MORTGAGE GUIDES<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-lg-4\"><a class=\"c-card--dark c-card--media-70 c-card--spotlight c-card\" href=\"https:\/\/www.rightmove.co.uk\/news\/articles\/property-news\/7-steps-to-getting-a-mortgage\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/7-steps-to-getting-a-mortgageResized.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        7 steps to getting a mortgage    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\">MORTGAGE GUIDES<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a><\/div><div class=\"col-12 col-lg-4\"><a class=\"c-card--dark c-card--media-70 c-card--spotlight c-card\" href=\"https:\/\/www.rightmove.co.uk\/news\/articles\/property-news\/base-rate-cut-dec25\/\" target=\"\"><div class=\"c-card__media\" style=\"background-image:url(https:\/\/www.rightmove.co.uk\/mortgages\/guides\/content\/uploads\/2024\/05\/Interest-rates-change-resized.jpg)\">\n<\/div>\n<div class=\"c-card__body\">\n    <div class=\"c-card__title\">\n        Bank of England cuts Base Rate to 3.75%    <\/div>\n    <div class=\"c-card__content\">\n            <\/div>\n        <div class=\"c-card__footer\">\n        <div class=\"c-card__meta\">INTEREST RATES<\/div>\n        <div class=\"c-card__cta\"><\/div>\n    <\/div>\n    <\/div>\n<\/a><\/div>        <\/div>\n    <\/div>\n    <\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Please note: Your home may be repossessed if you do not keep up repayments on the mortgage. Early Repayment Charges may apply if you leave your current mortgage during the fixed-rate period. Rightmove is not authorised to give financial advice; the information and opinions provided in these articles are not intended to be financial advice and should not be relied upon when making financial decisions. Please seek advice from a regulated mortgage adviser.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Please note: Your home may be repossessed if you do not keep up repayments on the mortgage. Early Repayment Charges may apply if you leave your current mortgage during the fixed-rate period. Rightmove is not authorised to give financial advice; the information and opinions provided in these articles are not intended to be financial advice [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1197,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","author_profile":""},"class_list":["post-609","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"author_profile":[]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage guides - Rightmove<\/title>\n<meta name=\"description\" content=\"Take one step closer to buying a home \u2014 from working out how much you could borrow, to finding and choosing a mortgage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rightmove.co.uk\/mortgages\/guides\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage guides - 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