{"id":27378,"date":"2015-04-21T15:52:45","date_gmt":"2015-04-21T14:52:45","guid":{"rendered":"http:\/\/rightmovenews.wpengine.com\/news\/?page_id=27378"},"modified":"2023-01-12T09:51:09","modified_gmt":"2023-01-12T09:51:09","slug":"election-2015","status":"publish","type":"page","link":"https:\/\/www.rightmove.co.uk\/news\/election-2015\/","title":{"rendered":"Election 2015"},"content":{"rendered":"<p><script type=\"text\/javascript\" src=\"https:\/\/www.google.com\/jsapi?autoload={'modules':[{'name':'visualization','version':'1.1','packages':['corechart']}]}\"><\/script><br \/>\n<script>\n$(document).ready(function() {\n    $(\".tabs-menu a\").click(function(event) {\n        event.preventDefault();\n        $(this).parent().addClass(\"current\");\n        $(this).parent().siblings().removeClass(\"current\");\n        var tab = $(this).attr(\"href\");\n        $(\".tab-content\").not(tab).css(\"display\", \"none\");\n        $(tab).fadeIn();\n    });\n});<\/p>\n<p>google.setOnLoadCallback(drawChart);\nfunction drawChart() {<\/p>\n<p>var data = google.visualization.arrayToDataTable([\n  ['Concern', 'Percentage'],\n  ['There aren\\'t enough homes to choose from',     237],\n  ['House prices are too high',      538],\n  ['Rental prices are too high',  151],\n  ['There aren\\'t enough affordable homes', 95],\n  ['It\\'s too difficult to secure a mortgage under the stricter criteria',    129],\n  ['New housing developments could encroach on the green belt',    73],\n  ['I don\\'t have any concerns about the housing market',    70],\n  ['None of the above',    125]\n]);<\/p>\n<p>var options = {\n  title: 'What, if any, is your single biggest concern about the current housing market?',\n  chartArea: {width: '100%', height: '100%'},\n  legend: {textStyle: {fontSize: 14}}\n};<\/p>\n<p>var chart = new google.visualization.PieChart(document.getElementById('piechart'));<\/p>\n<p>chart.draw(data, options);\n}\n<\/script><\/p>\n<style>\np {<br \/>    font-size: 14px;<br \/>}<\/p>\n<p>.tabs-menu {<br \/>    height: 30px;<br \/>    float: left;<br \/>    clear: both;<br \/>}<\/p>\n<p>.tabs-menu li {<br \/>    height: 30px;<br \/>    line-height: 30px;<br \/>    float: left;<br \/>    margin-right: 10px;<br \/>    background-color: #B7B7B7;<br \/>    border-top: 1px solid #d4d4d1;<br \/>    border-right: 1px solid #d4d4d1;<br \/>    border-left: 1px solid #d4d4d1;<br \/>}<\/p>\n<p>.tabs-menu li.current {<br \/>    position: relative;<br \/>    background-color: #fff;<br \/>    border-bottom: 1px solid #fff;<br \/>    z-index: 5;<br \/>}<\/p>\n<p>.tabs-menu li a {<br \/>    padding: 10px;<br \/>    text-transform: uppercase;<br \/>    color: #fff;<br \/>    text-decoration: none;<br \/>    font-size: 16px;<br \/>}<\/p>\n<p>.tabs-menu .current a {<br \/>    color: #2e7da3;<br \/>}<\/p>\n<p>.tab {<br \/>    border: 1px solid #d4d4d1;<br \/>    background-color: #fff;<br \/>    float: left;<br \/>    margin-bottom: 20px;<br \/>    width: auto;<br \/>}<\/p>\n<p>.tab-content {<br \/>    width: 95%;<br \/>    padding: 20px;<br \/>    display: none;<br \/>}<\/p>\n<p>#tab-1 {<br \/> display: block;<br \/>}<\/p>\n<p>#piechart{<br \/>width: 100%;<br \/>height: 270px;<br \/>padding: 15px 0;<br \/>}<br \/>.survey{<br \/>    width:525px; text-align:center; margin: -20px 0 20px 0;<br \/>}<\/p>\n<p>@media only screen<br \/>and (min-device-width : 320px)<br \/>and (max-device-width : 568px) {<br \/>.tabs-menu {<br \/>    height: 60px;<br \/>}<br \/>.tabs-menu li {<br \/>    line-height: 40px;<br \/>}<br \/>.tabs-menu li a {<br \/>    font-size: 30px;<br \/>}<br \/>.survey{<br \/>    display:none;<br \/>}<br \/>}<br \/><\/style>\n<div class=\"main content\">\n<div style=\"border-bottom: 1px solid #C6C6C6; padding: 15px 0; margin-bottom: 10px;\">\n<h2>Read our exclusive interviews with David Cameron, Ed Miliband and Nick Clegg.<\/h2>\n<\/div>\n<p style=\"padding-top: 10px;\">Housing has become an important election topic so we\u2019ve asked David Cameron, Ed Miliband and Nick Clegg to tell us how they would help the housing market if they were elected. You can click on each of the tabs below to read their answers.<\/p>\n<p>During their interviews we discovered their favourite room in a house, their own experiences of being a first-time buyer and we asked them to describe their \u2018happy\u2019.<\/p>\n<p>We also asked you &#8211; the Great British public &#8211; what your biggest concerns were about the current housing market, with the cost of buying a home coming top. You can find the full results from the survey in the first tab below.<\/p>\n<p>We hope you find this useful!<\/p>\n<\/div>\n<div id=\"tabs-container\">\n<ul class=\"tabs-menu\">\n<li class=\"current\"><a href=\"#tab-1\">Our Survey<\/a><\/li>\n<li><a href=\"#tab-2\">David Cameron<\/a><\/li>\n<li><a href=\"#tab-3\">Ed Miliband<\/a><\/li>\n<li><a href=\"#tab-4\">Nick Clegg<\/a><\/li>\n<\/ul>\n<div class=\"tab\">\n<div id=\"tab-1\" class=\"tab-content\">\n<div id=\"piechart\"><\/div>\n<p>A new Rightmove survey among our users reveals that the single biggest concern is the high cost of buying a home. A lack of houses to choose from came in second, followed by the high cost of renting.<\/p>\n<p>Survey conducted by Rightmove during April 2015. Sample size = 1418<\/p>\n<\/div>\n<div id=\"tab-2\" class=\"tab-content\">\n<p><strong>Q1: We\u2019ve seen strong growth in the housing market over the past five years, but this has made it harder for people to get on the housing ladder. What would you do to address this over the next five years if you win the election? <\/strong><\/p>\n<p>\u201cI want Britain to be a country where people who work hard are able to buy a home of their own. So we\u2019ll continue doing everything we can to remove the barriers that stop people taking that first step onto the housing ladder. We came to office after the deepest recession in our peacetime history. Construction had all but ground to a halt. We\u2019ve done everything we can to turn that around by getting our economy growing and reforming planning. And it\u2019s working. The builders are building again \u2013 and today there are 700,000 more new homes than there were at the end of 2009. We will build on that, so there are even more homes for people to buy. Another problem we found was many would-be homeowners earning the money to pay a mortgage but not enough for a deposit. That\u2019s why we stepped in with Help to Buy, helping them get over that hurdle. The effects are clear: over 204,000 households have been bought or reserved through government-backed schemes in the last 5 years. And we will do something else too \u2013 continue turning our economy around, so mortgage rates remain low and even more people can have that amazing feeling of getting the keys to their own home.\u201d<\/p>\n<p><strong>Q2: What is your house building target and how would you ensure a large proportion of them are affordable?<\/strong><\/p>\n<p>\u201cLabour\u2019s top-down housing targets built nothing but resentment. But we are working with councils and house builders to get Britain building. In 2014, a total of 253,000 new homes got planning permission in England. Our goal now is to get those started on site. We also have a Government-backed affordable housing programme which will deliver 275,000 new affordable homes in the next Parliament, bringing in the public and private investment we need to have more new affordable homes in this country.\u201d<\/p>\n<p><strong>Q3: How do you think the Help to Buy ISAs will help? Roughly how many people do you think will sign up to this scheme?<\/strong><\/p>\n<p>\u201cWhen we came to office, one of the problems we found was young people who had decent jobs, who could afford mortgage payments, being completely unable to get together that lump sum they needed to buy a home. For that reason they were trapped \u2013 stuck renting or living with parents, with their own place remaining just a pipedream. That\u2019s what Help to Buy has been changing: helping people \u2013 the majority of them first-time buyers, the majority outside London \u2013 with that deposit so they can turn their dream into reality. This ISA will go even further. It will give young savers a 25 per cent bonus on a final savings balance to contribute towards a first home, including a Help to Buy home. That\u2019s worth up to \u00a33,000 on savings of \u00a312,000. Help to Buy has already helped 88,000 people get the keys to their own home. When it\u2019s launched in the autumn, I hope the ISA will help many more thousands more to follow in their footsteps onto the property ladder.\u201d<\/p>\n<p><strong>Q4: Do you think the private rented sector needs further regulation?<\/strong><\/p>\n<p>\u201cI\u2019m in no doubt that standards and landlords\u2019 professionalism need to keep improving. The risk is that more red tape and unnecessary regulation would make life worse for tenants. That\u2019s why we\u2019ve been very careful to strike a balance \u2013 and I believe we\u2019re doing so. With our \u201cHow to Rent\u201d guide, we\u2019re making tenants aware of their rights and responsibilities. With our Model Tenancy Agreement, we\u2019re helping to reduce agency fees. We\u2019ve introduced a new code of practice for landlords; we\u2019ve given councils more powers to target the rogues. Every step of the way we\u2019ve rejected Labour\u2019s calls for rent controls. Why? Because this interference would be disastrous for tenants, with fewer houses to rent, higher monthly payments and poor quality housing. We\u2019ve seen the proof with Labour\u2019s calls for energy price controls \u2013 they actually have the reverse effect of making energy bills more expensive.\u201d<\/p>\n<p><strong>Q5: What other housing policies would you introduce if you were elected? <\/strong><\/p>\n<div style=\"width: 300px; height: 300px; float: right; margin: 10px;\"><\/div>\n<p>\u201cWe would introduce Starter Homes \u2013 200,000 brand new houses that are only for first-time buyers under 40, which are 20 per cent cheaper than normal. Buy-to-let landlords can\u2019t snap them up, nor can foreign investors. Our housing policies are all about saying to young people \u201cif you work hard and you want your own home, this is a country where you can fulfil that dream\u201d \u2013 and Starter Homes will be a huge part of that.\u201d<\/p>\n<p><strong>Q6: Rightmove is all about helping people find their happy \u2013 what is your happy?<\/strong><\/p>\n<p>\u201cWalking in the countryside with my family happy.\u201d<\/p>\n<p><strong>Q7: What was the housing market like when you were a first-time buyer? Tell us about the first home you bought and how you felt when you first moved in <\/strong><\/p>\n<p>\u201cThe first home I bought was in 1992 \u2013 a one-bedroom flat in London. I\u2019ll never forget getting the keys and walking through the door. It was a blank canvas \u2013 something I could take care of, improve, and make my own.\u201d<\/p>\n<p><strong>Q8: What\u2019s your favourite room in a house and why?<\/strong><\/p>\n<p>\u201cMy favourite room is the kitchen \u2013 the heart of the home. It\u2019s where my family and I spend most of our time, whether it\u2019s Sam and I cooking together and catching up on what\u2019s happened that day; the children sitting at the table and finishing off their homework. It\u2019s often chaotic; it\u2019s often a mess \u2013 but when we\u2019re all there together there\u2019s nowhere else I\u2019d rather be.\u201d<\/p>\n<\/div>\n<div id=\"tab-3\" class=\"tab-content\">\n<p><strong>Q1: We\u2019ve seen strong growth in the housing market over the past five years, but this has made it harder for people to get on the housing ladder. What would you do to address this over the next five years if you win the election? <\/strong><\/p>\n<p>\u201cA huge part of the problem is supply. There just aren\u2019t enough homes being built \u2013 less than half of what is needed to keep pace with demand. So our focus has got to be construction, and making sure ownership is a realistic ambition for younger buyers. To help young people and families get on the housing ladder, we will give local authorities the power to give first time buyers priority access to new homes in areas of housing growth. We will create a Future Homes Fund, which will require that the billions of pounds saved in Help to Buy ISAs are invested in increasing housing supply. We will tell developers who are hoarding land and waiting for it to rise in value: you have to use it or lose it. Our devolution plans will give local authorities more powers to designate unused or abandoned sites as priority areas for house-building.\u201d<\/p>\n<p><strong>Q2: What is your house building target and how would you ensure a large proportion of them are affordable?<\/strong><\/p>\n<p>\u201cWe will get at least 200,000 homes built a year by 2020. Local authorities will have greater flexibility to build more homes, which will allow them to build more social housing.<\/p>\n<p>We will also make sure developers face tougher rules about honouring their obligations to provide affordable housing. And finally we will prioritise capital spending on housing.\u201d<\/p>\n<p><strong>Q3: How do you think the Help to Buy ISAs will help? Roughly how many people do you think will sign up to this scheme?<\/strong><\/p>\n<p>\u201cThe First Time Buyers ISA should help many more first-timer buyers on to the first rung of the housing ladder. The Treasury has forecast that 60% of first time buyers will take this up, which seems a reasonable working estimate for now.<\/p>\n<p>It\u2019s important to slow down the numbers renting long into their 30s, to limit the numbers in the so-called \u2018generation rent\u2019. We support the new ISA but, as I said above, the important thing is to reinvest the funds to build more homes rather than just stoke demand. Done like that we think ISA funds can create 125,000 new homes over a five-year parliament.\u201d<\/p>\n<p><strong>Q4: Do you think the private rented sector needs further regulation?<\/strong><\/p>\n<p>\u201cAbsolutely. Renters need more stability, because at the moment rents can jump massively from one year to the next. To combat this we will introduce three-year tenancies with a ceiling on excessive rent increases, though tenants will still be able to give notice when they want.<\/p>\n<p>We will also ban the letting fees charged by agents to tenants \u2013 up to \u00a3500 every time someone moves. To us, that just looks like a rip-off.\u201d<\/p>\n<p><strong>Q5: What other housing policies would you introduce if you were elected? <\/strong><\/p>\n<div style=\"width: 300px; height: 300px; float: right; margin: 10px;\"><\/div>\n<p>\u201cLots of voters \u2013 especially in London and the south-east &#8211; are rightly concerned about overseas investors buying flats as piggy banks with no intention of ever living in them. We\u2019ll give councils the power to double council tax on homes left empty for a year. We will also require new homes to be marketed in England first, rather than sold off-plan overseas.\u201d<\/p>\n<p><strong>Q6: Rightmove is all about helping people find their happy \u2013 what is your happy?<\/strong><\/p>\n<p>\u201cI love being able to walk the kids to school from our house and tell them the same stories my Dad told me. Time doesn\u2019t permit it as often as I like during a campaign but it is genuinely when I feel most happy.\u201d<\/p>\n<p><strong>Q7: What was the housing market like when you were a first-time buyer? Tell us about the first home you bought and how you felt when you first moved in <\/strong><\/p>\n<p>\u201cWhen I was younger, I was lucky that first time buyers could get on the property ladder more easily. I really want more young people to have the same opportunity as me. My first property was a flat in north London.\u201d<\/p>\n<p><strong>Q8: What\u2019s your favourite room in a house and why?<\/strong><\/p>\n<p>\u201cSleep is very important during a campaign. So it has to be the bedroom!\u201d<\/p>\n<\/div>\n<div id=\"tab-4\" class=\"tab-content\">\n<p><strong>Q1: We\u2019ve seen strong growth in the housing market over the past five years, but this has made it harder for people to get on the housing ladder. What would you do to address this over the next five years if you win the election? <\/strong><\/p>\n<p>\u201cThe most important job for the next government is to finish fixing the economy, but to do so in a way that is fair. A strong economy means more house building, and more money in people\u2019s pockets to pay the mortgage or rent. And a fair society means more tax cuts for those on lower and middle incomes, and protecting the vital public services we all depend on.<\/p>\n<p>We cannot sit on our hands while a whole generation of people are squeezed out of the housing market. Liberal Democrats want to see 300,000 new homes a year by the end of the next parliament, including ten new Garden Cities in the areas where homes are most needed. This should include \u201crent to own\u201d homes \u2013 where your rent payments gradually build you a stake in a property \u2013 to help those who can\u2019t afford a deposit.<\/p>\n<p>And we all know that housing isn\u2019t just about bricks and mortar. We need to create communities, whole towns with the infrastructure and amenities they need \u2013 places where people genuinely want to live.<\/p>\n<p>No ifs, no buts \u2013 too many governments have failed on housing and this is now just something we have to get on and do.\u201d<\/p>\n<p><strong>Q2: What is your house building target and how would you ensure a large proportion of them are affordable?<\/strong><\/p>\n<p>\u201cWe have set an ambitious target of building 300,000 more homes a year by the end of the next parliament \u2013 because the way to make sure homes are affordable is to build the homes we need now, and also deal with the historic failure to keep up with demand. Labour and the Conservatives are yet to match this \u2013 and appear to have failed to grasp the scale of the challenge.<\/p>\n<p>We will also make sure these homes are green and energy efficient \u2013 meaning better insulation and therefore lower heating bills.\u201d<\/p>\n<p><strong>Q3: How do you think the Help to Buy ISAs will help? Roughly how many people do you think will sign up to this scheme?<\/strong><\/p>\n<p>\u201cThere was a particular need to increase the supply of credit in the market at a particular moment in time, in order to restore confidence to the house building sector. But that period has now come to an end and it is right that the Bank of England phase this policy out. Our focus will be on making housing more affordable by building more of them.\u201d<\/p>\n<p><strong>Q4: Do you think the private rented sector needs further regulation?<\/strong><\/p>\n<p>\u201cYes. It was the Liberal Democrats in coalition who have led work to tackle those landlords who were not behaving fairly. No one should be evicted from their home because they make a reasonable complaint or ask for repairs \u2013 we have legislated to stop revenge evictions.<\/p>\n<p>The next step is to make sure that renters have more stability \u2013 just because you are renting doesn\u2019t mean you don\u2019t want to put down roots, decorate the way you want and feel settled in your home. So we will encourage family friendly tenancies for renters.\u201d<\/p>\n<p><strong>Q5: What other housing policies would you introduce if you were elected? <\/strong><\/p>\n<p>\u201cFor many people, particularly young people, getting a deposit together has become an impossible hurdle to both renting and buying. We need to give people a helping hand \u2013 so I want to see a government backed tenancy deposit loan for the under 30s, and a \u201crent to own\u201d scheme so that each month\u2019s rent is buying a share in your home, until you own it outright.\u201d<\/p>\n<div style=\"width: 300px; height: 300px; float: right; margin: 10px;\"><\/div>\n<p><strong>Q6: Rightmove is all about helping people find their happy \u2013 what is your happy?<\/strong><\/p>\n<p>\u201cSeeing as many Liberal Democrat MPs as possible elected on May 7th, of course! Actually, as two people with busy jobs, for me and Miriam the happiest times are when we all get to spend time at home together \u2013 with the news, blackberries and all the other distractions switched firmly off. I\u2019m sure lots of working couples would give you the same answer.\u201d<\/p>\n<p><strong>Q7: What was the housing market like when you were a first-time buyer? Tell us about the first home you bought and how you felt when you first moved in <\/strong><\/p>\n<p>\u201cMy generation was very lucky \u2013 it was much easier to afford a home then. I do remember very clearly the feeling of pride putting the key in the door for the first time. My generation has the responsibility to make sure we aren\u2019t the last to experience that. That\u2019s why Liberal Democrats will keep the next government on track \u2013 and prevent the wild extremes of right and left that would damage the economy and our society.\u201d<\/p>\n<p><strong>Q8: What\u2019s your favourite room in a house and why?<\/strong><\/p>\n<p>\u201cThe kitchen. Not because it has become the backdrop of choice for political interviews this year but, because my wife is Spanish, our family has inherited that Mediterranean joy and relish for eating together and enjoying food. We talk about what we\u2019re cooking \u2013 it\u2019s one of the best parts of the day.\u201d<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p style=\"font-size: 10px; text-align: right;\">Nick Clegg &#8211; Photo credit: Alex Folkes<br \/>\nDavid Cameron &#8211; Photo credit: Arron Hoare<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Read our exclusive interviews with David Cameron, Ed Miliband and Nick Clegg. Housing has become an important election topic so we\u2019ve asked David Cameron, Ed Miliband and Nick Clegg to tell us how they would help the housing market if they were elected. You can click on each of the tabs below to read their [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"_acf_changed":false,"footnotes":"","author_profile":""},"class_list":["post-27378","page","type-page","status-publish","hentry"],"wgd_featured_image":null,"acf":{"author_profile":[]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Election 2015 - Housing Policy Q&amp;A<\/title>\n<meta name=\"description\" content=\"The general election is almost upon us and housing has become an important topic of debate. 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