Mill Gardens, Silsden, BD20

This modern three-bedroom home, available on a 30% shared ownership scheme, offers a spacious living room, stylish dining kitchen, and a private rear garden. Ideal for first-time buyers, it provides an affordable entry into homeownership with the option to staircase to full ownership.

This modern home, built in 2022, opens into a welcoming entrance hall with a convenient WC.

To the left is the bright and spacious living room, offering plenty of space for various furniture arrangements. At the rear is a well-appointed dining kitchen with grey-fronted wall and base units, an integrated oven and hob, and plumbing for a washing machine. The dining area has French doors that open out to the garden, creating a great space for entertaining or relaxing outdoors.

On the first floor are two double bedrooms, one to the front and one to the rear, as well as a single bedroom and a modern family bathroom. The layout is ideal for families or first-time buyers seeking flexible living space.

Externally, the property benefits from off-road parking at the front, complete with an EV charging point, and a lawn bordered by flower beds. A flagged pathway leads down the side of the property to the enclosed rear garden, which offers a private outdoor space with both decked and flagged areas, with room for a lawn or additional planting.

This property is available through a 30% shared ownership scheme with Yorkshire Housing, making it an affordable option for eligible buyers.

NB:
At 30% share, £472 rent is payable each month
A service charge of £18 is payable each month
You can keep pets at the home, but will require Yorkshire Housing permission.

To assess your eligibility, you'll need to complete an application form with Yorkshire Housing.

You can apply to buy the home if both of the following apply:
• your household income is £80,000 or less
• you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs

One of the following must also be true:
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you're forming a new household - for example, after a relationship breakdown
• you're an existing shared owner, and you want to move
• you own a home and want to move but cannot afford to buy a new home for your needs.

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.

There is also an option to staircase up to the full, 100% ownership, (price of £270,000). At 100% ownership, the freehold will transfer to you.