2 bedroom mews house for saleRiversleigh Way, Warton
- New Build
- Shared Ownership
- Off Road Parking
- Garden to the rear
- Integrated appliances
- flooring throughout
- No Chain
*** £500 INCENTIVE TOWARDS LEGAL FEES*** SHARED OWNERSHIP PROPERTY. The Riversleigh development in Warton offers 9 x 2 bedroom homes, available from 25% - 75% shared ownership. Warton is a small village located in between the Fylde coast and Preston. Located on the banks of the River Ribble, it is best known for its manufacturing plant BAE Systems. The areas offers good local amenities including schools, shops and sports facilities. Warton also has good transport links, with access to the M55 and M6 motorways, making it a good location for travelling across the country. Please see see brochure for specification and shared ownership prices and for any further information please call us on: 0161 787 9195. ( Please note that the full sale value of the mews properties is £140,000 and the semi detached properties is £145,000)
How It Works And How You Start The Application Process. - Shared Ownership allows you to buy a share in a new home, ranging from 25% to 75%, depending on what you can afford. A housing association owns the remaining share, and you pay a reduced rent on that share.
This means that you need to get a smaller mortgage to buy the property, and will also need a smaller deposit. You can buy more shares as and when you can afford them - this is called Staircasing - and as you buy more shares, you will pay less rent. You can eventually own 100% of the property if you want to, at which point you will pay no rent at all*
You may also have to pay a service charge if, for example, the property is a flat with a communal area. Details of the rent and service charge payable for each property can be found on our website, or from the housing association who owns the other share of the property.
As a home owner, you will be responsible for the maintenance and repairs on your home. If you live in an apartment, your landlord will be responsible for the communal areas.
You can apply to buy one of these homes by filling in our online application form www.helptobuynw.org.uk Please note that the housing association is City West Housing Trust and if you are having any problems completing this application, please call Help to Buy directly on: 0300 790 0570.
Please visit the Am I Eligible page that outlines who we can help or download our Shared Ownership Fact Sheet for more information. Once you have received your letter from the Help to Buy agency, you then need to contact Charlies Acton an independent mortgage broker on : Phone: 0161 728 1212 , 441 Chorley Rd, Swinton, Manchester M27 9LQ.
How It Works Continued. - The Last Steps. - The last step is to check your affordability for the rental payments. For us to do this we will need the following documentation from you:
2.3 Months Bank Statements
3.3 Months wage slips
5.Employment contract or a letter from your employer to confirm you annual salary and hours of work
6.Mortgage in Principle
7.Forviva completed application form
8.Help to buy letter
9.Proof of deposit
Please note that your application will not be processed until we have received ALL documents listed above. The process can take up to 10 working days.
Once your application is successful, we will email your acceptance letter to you and then you can pay your reservation fee of £150.00 via cheque, bankers draft or postal order ( Made payable to City West housing trust) and then you can also reserve your plot.
General Features - Fitted Carpets
Floor coverings to kitchen, bathroom and WC
uPVC double glazing windows throughout
Boundary fencing and turf to rear garden
Off road parking
Kitchen - Stylish fitted JEM kitchen
Integrated oven, hob and hood
Integrated fridge freezer
Integrated washer dryer
Bathroom - 3 piece bathroom suite with over bath shower
Lease Information - Tenure - 125 year lease
Ground rent - No ground rent payable
Service charge - £26.24 per month ( this includes building insurance)
Price & Rent Calculator - Mews Full Value £140,000 - 25% share price £35,000 and rent of £240.63
30% share price £42,000 and rent of £224.58
35% share price £49,000 and rent of £208.54
40% share price £56,000 and rent of £192.50
50% share price £70,000 and rent of £160.42
60% share price £84,000 and rent of £128.33
75% share price £105,000 and rent of £80.21
Price & Rent Calculator - Semi Detached Full Value £145,000 - 25% share price £36,250 and rent of £249.22
30% share price £43,500 and rent of £232.60
35% share price £50,750 and rent of £215.99
40% share price £58,000 and rent of £199.38
50% share price £72,500 and rent of £166.15
60% share price £87,000 and rent of £132.92
75% share price £108,750 and rent of £83.07
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