Lets buy a home
Do the prep & boost your chances
Prepping for your mortgage application will increase your chances of securing the best mortgage for your needs. So get familiar with what’s required to be in the strongest possible position.
Check what you might be able to afford with our mortgage calculators
Figuring out what you can comfortably afford to borrow, and getting an idea of what your monthly repayments will be, is an important part of the process.
Choose a way of applying for a mortgage
You have two routes you could go down in your sear…
Get a mortgage Agreement in Principle
This is a written estimate from the lender that will give you an indication of what you can borrow. Keep in mind, it’s not an official offer and although it’s not a necessary part of the process, it can really benefit your search.
Understand your mortgage options
Now, for the nuts and bolts of mortgages. Understand your mortgage options to help you make the right choice.
Ace your mortgage interview
Far from being something to dread, your interview will help determine exactly what you can afford both now and in the future – especially if your circumstances change. Find out what to expect and how to prepare.
Submit your application
You're almost at the finishing line. Find out how to dot your Is and cross your Ts – and give your application the best chance of success.
What to expect from the lender's valuation
Before deciding whether to lend you the money, the lender will run a check on the property known as a lender’s valuation.
Got your mortgage decision? What next?
Find out what to do if your application was accepted or rejected.
What happens at completion
The day when you get your keys has finally arrived. Learn what’s involved and what to expect.