1. Check we can help
    3 mins
  2. Fill application
    20 mins
  3. Soft credit check
    1 min
  4. Download certificate

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Getting your Mortgage in Principle

In just 20 minutes, you can make a big difference to searching, viewing, and offering on a home.

How it helps

You'll have a personalised result from one of the UK's biggest mortgage lenders, Nationwide.

  • You can show how much you can borrow.

  • You could get viewings faster.

  • There's no commitment.

  • There's no impact to your credit score.

And, you'll be a step closer to a mortgage offer.

What you'll need

  • You need to be a UK tax resident to apply.

  • Employment information
    Details of income, including bonus, commission or overtime payment.

  • Outgoings information
    Balances of credit cards, monthly payment amounts for any finance or loans, existing mortgage details.

  • Personal details
    Contact details, addresses for the last 3 years.

No impact on your credit score

As a responsible lender, Nationwide has to run a soft credit check.

It's just like getting a mobile phone contract. Or checking if you could get a credit card - the provider has to run a soft search.

It won't impact your credit score. Only you can see it on your report. And it doesn't matter how many there are.

Nationwide pays Rightmove a fee for each completed mortgage. It’s up to you if you choose Nationwide, or a different lender, to suit your mortgage needs and circumstances.