How much can I borrow with a mortgage?
If you’re buying with a mortgage, you’ll want to work out how much you’ll feel comfortable repaying each month.
Mortgages
Everything’s easier when you know how to make the next move.
Now we can guide you through mortgages, as well as help you find your new home. So you can make your next move, your right move.
Try our mortgage calculator
Understand your affordability
See your monthly repayments
Check how much you could borrow
Find homes that match your budget
Be ready with a Mortgage in Principle
In just 20 minutes:
- You’ll have a personalised result showing how much you can borrow
- When you find the home you want you could get viewings faster
- You’re not committing to anything and your credit rating won’t be affected
- And you’ll be 1 step closer to a mortgage offer
Powered by Nationwide
A Mortgage in Principle isn’t a mortgage offer, and you’re under no obligation to take out a mortgage with Nationwide or any other lender. And remember, if you miss repayments, your home could be at risk. Nationwide pays Rightmove a fee for each completed mortgage.
What is a Mortgage in Principle?
A Mortgage in Principle is the next step that can make a big difference when it comes to searching, viewing, and offering on a home. Also called an Agreement or Decision in Principle, or even AIP, DIP, MIP, or MAIP, you can do it online in just 20 minutes. And then you’ll know how much you can borrow, safe in the knowledge that a lender has checked what you could afford.
Explore your remortgage options
Here’s why it’s worth checking if remortgaging is the right choice for you:
- Check your rate options early to know where you stand
- Access the best deals from our broker partner when your fixed term ends
- Planning for a home renovation or project? Remortgaging can help you access cash or borrow additional funds
Mortgage guides and tips
How much can I borrow with a mortgage?
Getting a Mortgage in Principle
A Mortgage in Principle is a personalised document confirming an amount of money which a lender believes they would be able to lend you.
What are the current UK mortgage rates?
Lenders change the rates of their mortgage products regularly. That’s why we update the average mortgage rates weekly.
Rightmove Group Limited (RMG), Firm Reference No. 491645, is an Appointed Representative of Rightmove Landlord and Tenant Services Limited (RLTS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 522050, and Rightmove Financial Services Limited (RMFS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 805415. This can be checked on the FCA register at www.fca.org.uk/register