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Be ready with a Mortgage in Principle

In just 20 minutes:

  • You’ll have a personalised result showing how much you can borrow
  • When you find the home you want you could get viewings faster
  • You’re not committing to anything and your credit rating won’t be affected
  • And you’ll be 1 step closer to a mortgage offer
Get a Mortgage in Principle
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What is a Mortgage in Principle?

A Mortgage in Principle is the next step that can make a big difference when it comes to searching, viewing, and offering on a home. Also called an Agreement or Decision in Principle, or even AIP, DIP, MIP, or MAIP, you can do it online in just 20 minutes. And then you’ll know how much you can borrow, safe in the knowledge that a lender has checked what you could afford.

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Mortgage guides and tips

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Working out what you can afford

Buying a property is a big step involving a substantial long-term financial commitment, so think hard about w...

Working out what you can afford
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Jargon Buster

Use our jargon buster of useful terms related to buying a property to help you better understand common words and phrases you are likely to hear...

Jargon Buster
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Getting a Mortgage in Principle

Even though an Agreement in Principle (AIP) isn’t required, some agents will insist that you have one. An AIP is ...

Getting a Mortgage in Principle
Rightmove Group Limited (RMG), Firm Reference No. 491645, is an Appointed Representative of Rightmove Landlord and Tenant Services Limited (RLTS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 522050, and Rightmove Financial Services Limited (RMFS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 805415. This can be checked on the FCA register at www.fca.org.uk/register