Working out what you can afford
Buying a property is a big step involving a substantial long-term financial commitment, so think hard about what you can…
Advice guide centre
Mortgages & financing
How much could you borrow?
Our easy to use calculators will help you to figure out what you could comfortably afford to borrow from a mortgage lender.
Get an idea of the size of mortgage you could afford:
Sorting out your finances
When thinking about buying a property, you’ll need to ensure your finances are in order ahead of speaking to a…
Finding and choosing a mortgage
Know your options When you’re looking to get a mortgage, you can go one of two ways. One route is…
Understanding the different types of mortgages
Selecting a mortgage is a difficult decision that you’ll need to think about carefully. While you can choose to receive…
How a mortgage lender assesses you during your mortgage interview
As part of getting a mortgage, you’ll need to have a detailed interview. But don’t worry. This will help establish…
Getting a Mortgage in Principle
Even though an Agreement in Principle (AIP) isn’t required, some agents will insist that you have one. An AIP is…
Submitting your mortgage application
You’re almost there. It’s time to make sure all the details in your application are correct. Then see what to…
What to do once you’ve got a decision
Received your lender’s mortgage offer? Congratulations! There are just a few more things to consider and put in place before…
What to expect from the lender’s valuation
The lender will arrange for a qualified surveyor to inspect the property you’re looking to buy and check its value.