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    AP Morgan aim to deliver a high quality professional service, where your satisfaction is paramount. Here at AP Morgan we understand the stress involved when moving home, that's why we tailor make our services so they are bespoke and specifically based around your needs and requirements. Based in arguably the best estate agency branch office in Halesowen, our experienced, fully trained and friendly team will work for you to get you the best possible price in the shortest possible time.
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Buyers Guide
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    Get Started
    When buying a property, the first step is to determine your budget and to find out how much money you can borrow. We can help you with this by arranging a FREE consultation with one of our fully qualified independent Financial Advisors, who will be able to confirm to you the amount which you can afford to spend on a property and what the monthly mortgage payments will be. Our advisors will also provide you with an AIP i.e. 'Agreement in Principle' certificate. You will need this as proof that you can obtain a Mortgage to show other estate agents before they will accept an offer from you.
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    Book Viewings

    Once you know how much you can borrow and you've acquired your AIP i.e. mortgage agreement in principle, you can then start to view properties. You can benefit by registering your requirements criteria with us i.e. your maximum budget, which areas you would like to live in, how many bedrooms you need and which type of property you want etc. Once you register with us, our ingenious system and friendly property consultants will keep you updated via email and phone, with our latest properties that may interest you.

    You can ask us to arrange viewings for you on as many properties as you need to see until you feel happy enough to make an offer.

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    Need to sell a property first?

    If your purchase of a property depends upon the sale of your currently owned property, then now is the time to put your property on the market. If you would like to get an idea of the current value of your property, you can benefit by using our Instant Online Valuation tool which allows you to instantly see how much your current property might be worth today.

    If you are already on the market and need to change your estate agent for a fresh approach or if you are considering selling your property in the near future and would like to discuss the service we can offer you, we would be delighted to hear from you. Please contact us now to arrange a free no obligation property valuation.

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    Make Offer(s)
    Once you have found a suitable property, you will then need to make an offer. You will have to put your offer forward to the selling agent who will liaise with you and the sellers to agree a sale (subject to contract).
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    Agree a Sale
    Once the sellers have accepted your offer, we will confirm this in writing to you, take the property off the market and mark it as Sold (subject to contract). We will typically at this stage stop arranging any further viewings on the property.
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    Choose a Solicitor
    Once a sale has been agreed, you will then need a solicitor who will take care of the related legal matters and sales progression. We can help you find good local and national solicitors who we usually work with on regular basis. You can rest assured that you'll be in safe hands with a competitively priced and efficient service as we only recommend like-minded and forward thinking solicitors.
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    Apply For Mortgage
    Once you have agreed a sale on your dream property and chosen a solicitor, it is vital that we apply for your mortgage as quickly as we can to avoid any needless delays. Our in-house independent advisors will search the Whole of Market to help you find the right mortgage product for you. The mortgage application process only takes around an hour and you will require to bring the following proofs with you to enable our financial advisor to submit the application on your behalf;

    1. A valid photographic ID & proof of address
    2. Last three months' pay slips (if employed) or last two years accounts (if self-employed)
    3. Proof of deposit (e.g. bank statements)
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    Wait for Survey
    Once the initial mortgage application has been submitted by our financial advisors and also accepted by the mortgage company, the lenders will then instruct a Mortgage Valuation Survey to be carried out at the property in order to ensure that the agreed sale price is the correct value of the property and that the building is in a good condition. Your lenders' instructed Survey Company will contact us to arrange the access to the property, and if all is satisfactory, you can expect your 'Mortgage Offer' to follow in a few days.
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    Stay Updated
    At AP Morgan we have our own in-house AfterSales Team, who will keep you updated with every step of the way. They will liaise with all the relevant parties involved in the transaction and work towards an anticipated target 'Completion Date' which is agreed mutually by the sellers and buyers and facilitated by the solicitors.
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    Mortgage Offer
    Once your chosen lender is happy with the outcome of the Valuation Survey, the official mortgage offer will then be sent out to you and to your solicitor.
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    Sign the Contracts
    Once the solicitors have prepared and received all the necessary paperwork and other relevant information, they will then send out the contract to both sellers and purchasers who will need to sign the contract in readiness for the exchange of contracts.
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    Exchange Contracts
    Once all the parties involved in the 'chain' have signed the contracts and all solicitors have received/prepared everything they require, they will then arrange a formal exchange of contracts. Everyone involved will then agree on an actual 'Completion Date' and the solicitors will then be in a position to exchange contracts, which in simple terms means that the deal becomes legally binding and there are massive financial penalties if any party is then unable to complete the transaction.
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    Collect Keys
    You can expect to get to this stage typically 8-12 weeks after you had agreed the sale. This is the big day when all parties involved in the chain actually move into their new homes. On this day your solicitors will transfer your funds into the bank account of the seller's solicitor. Once the funds have been cleared into the sellers account (usually around lunch time), the seller's solicitor will then call us to confirm to release the property keys to you. You will usually need to collect the keys from your local AP Morgan branch office and sign for them. That's it, all done and dusted.
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    Your dream home is now actually yours...
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Meet The Team
  • Team Member

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    Joshua Watkin - Branch Manager
    What is an interesting fact about yourself? Technically I'm a lord of somewhere in Cumbria.
    What is your favourite food? Pizza - Papa John's farmhouse is my go-to.
    What is your favourite drink? The glass of water you have when you wake up at 3am with a dry mouth!
    Do you have any pets? I have a pet pug called Ugly.
    Where is your favourite holiday destination? Tulum, Mexico. But I'd love to go and see the northern lights too.
    What is your dream property? I would love a four-bedroom Georgian townhouse.
    What is your favourite film? Avengers: Endgame.
    What is your favourite quote? "Never has so much been owed by so many to so few." - Winston Churchill
  • Team Member

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    Alice Williams - Valuer
    What is an interesting fact about yourself? I am part robotic, with around 30 screws and 2 metal rods in my back.
    What is your favourite food? A roast dinner (my Nan makes the best ones!)
    What is your favourite drink? Definitely a good cup of tea.
    Do you have any pets? Not yet but I would love to have a dog.
    Where is your favourite holiday destination? Mallorca.
    What is your dream property? A rural detached house with a view and a pool.
    What is your favourite film? The Lion King.
    What is your favourite quote? "If your dreams don't scare you, they are too small."
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    Shaun Phillips - Property Sales Consultant
    What is an interesting fact about yourself? I achieved a black belt in Karate when I was younger.
    What is your favourite food? I love Mexican food, my favourite would probably be enchiladas.
    What is your favourite drink? My favourite drink would be whiskey, however during the day I stick to water.
    Do you have any pets? I have one cat called Gizmo.
    Where is your favourite holiday destination? I've not travelled much just yet but I've always wanted to go to Hawaii.
    What is your dream property? Somewhere quiet in the country, probably a barn conversion.
    What is your favourite film? The Wolf of Wall Street.
    What is your favourite quote? "If you set your goals ridiculously high and it's a failure, you will fail above everyone else's success."
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    Akeal Mehmood - Property Sales Consultant
    What is an interesting fact about yourself? I have met The Undertaker (As in, the wrestler.)
    What is your favourite food? Tuna pasta salad.
    What is your favourite drink? Calypso blue lemonade.
    Do you have any pets? I don't have any.
    Where is your favourite holiday destination? Bora Bora.
    What is your dream property? A modernised cottage tucked away in a quiet location.
    What is your favourite film? Goodfellas.
    What is your favourite quote? "No, I can't lose!" - Vegeta
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    Sharon Lewis - Aftersales Consultant
    What is an interesting fact about yourself? I used to be a Sunday school teacher.
    What is your favourite food? Tapas with friends.
    What is your favourite drink? Hot water during the day, red wine or cocktails at night.
    Do you have any pets? No pets but I have two boys if they count?
    Where is your favourite holiday destination? I would love to go to Japan.
    What is your dream property? Somewhere modern, spacious, with lots of natural light.
    What is your favourite film? I'm not a real film buff, but I watch a lot on Netflix.
    What is your favourite quote? "Everything will be okay in the end. If it's not okay, it's not the end."
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    Disclaimer

    The content on this Microsite has been uploaded by A P Morgan Estate Agents, Halesowen. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to A P Morgan Estate Agents, Halesowen. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by A P Morgan Estate Agents, Halesowen. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call A P Morgan Estate Agents, Halesowen on 0121 8099809.