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BYCHOICE ESTATE AGENTS
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    Bychoice are proud to serve the Bury St. Edmunds area. The secret to our success is that we refuse to settle for anything less than the highest standards of customer service.
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    About us
    Bychoice Estate Agents of Bury St. Edmunds was the third of our three offices offering a "best in class" service to our clients. With genuine linked marketing between all offices, buyers move regularly between the towns of Sudbury, Haverhill and of course Bury St. Edmunds.

    Since opening, we quickly established ourselves as one of the best agents in the area and continue to grow.
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    Integrity you can rely on
    As an established agent, our reputation is paramount. That's why you can trust that Bychoice are committed to being honest and will always look out for our customers best interests. We will never over-inflate a valuation, misrepresent a property or obscure our fees. 
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    Helping you
    We are well equipped to help and advice you at every stage of your move and our team of local experts have a wealth of experience selling homes in the area and are always happy to help provide you with expert local knowledge whether you are looking to buy, sell, rent or let.
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    Marketing
    Our marketing plans ensure your property gets maximum exposure locally and nationally. We advertise extensively online, on social media and in the high street as well as the local press and our own Bychoice magazine which is distributed to local businesses.

    Get in touch today and find out how we can help you!
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    Bychoice Bury St. Edmunds 
    T: 01284 769598
    E: burystedmunds@bychoice.co.uk
    W: bychoice.co.uk
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Selling your property
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    Why choose us?

    Selling a house can be a stressful time for everyone involved, but there are many things that can make the process easier. Choosing the right agent is one of them.

    Estate agents may all appear the same but there are vast differences. Did you know that you do not have to be qualified to be an estate agent or even own an estate agency?

    This will come as a shock to some as in every other area of your life, you would not entrust someone to carry out a task for you if the individual was not qualified, let alone handle the sale of your most valuable asset.

    With Bychoice you are dealing with professionals. The company boasts a large number of qualified individuals as well as having a qualified chartered surveyor as one director and a member of the National Association of Estate Agents as the other.

    Value your peace of mind? Finding the right property partner will make you feel confident in your decisions and cut out any unnecessary stress.

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    Knowledge

    As Members of The Guild we have access to continuous advanced training to ensure we know the process of moving home inside out. Currently, the property industry is not regulated, but The Guild is working to support agents by providing relevant training, which means you can trust your Guild agent to be your partner in the moving process.

    As part of our Membership, we have all completed the Associate Scheme exam, making us Guild Associates. There is one for Sales and Lettings and it covers the details, legislation and procedures involved.

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    Integrity

    As well as offering training to agents, The Guild now audits all new Members and audits existing Members at random.

    As part of the process for joining, an office will receive a visit from the in-house compliance officer, who will offer guidance where necessary. If anything which is raised from the initial meeting is not solved within an adequate time frame, their exclusive Member status will be revoked.

    In addition, Member offices are able to request a full compliance review at any time - this is a great asset to any Guild agent, and means they are offered all the support they need. The Guild is proud to be working towards a higher standard within the industry.

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    Results

    There are many ways in which Guild Members are committed to delivering you results. Primarily, local independent agents' interests are aligned with your own; they are looking to secure you a sale for the right price within the right timescale.

    A key part of achieving the right result is marketing your property effectively. Members have access to a talented team in the Studio who make your property look its best.

    The Guild's Park Lane office also has your property on display via touchscreens 24/7. Meaning the lucrative London and investor market are always able to view your property.

    The bonus of working with a Guild agent is the cohesive approach to marketing - through magazines, ezines and The Guild's website the entire network is working for you. What's more, buyers and sellers looking to move out of their area can be referred to fellow Guild Members.

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    Market valuation

    Getting the price right is possibly the most important part of selling your home. Under-pricing your home could cost thousands whereas marketing your property at an over inflated price can lead to huge delays in the sale and could equally cost you thousands as the longer the house is on the market the less likely you are to achieve the optimum price.

    Most clients will have an idea of what they would like to achieve for their home but check around and make sure this is realistic. check the local papers and search the internet for similar properties that have sold.

    Take advantage of Bychoice Estate Agents free, no obligation market appraisal service to give you a professional opinion by simply calling us on 01284 769598. During this appointment, if you are happy to market, we can go through all the related costs involved in moving home.

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    Seek out financial advice
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    Once you have a guide as to how much you are likely to achieve, depending on your financial needs, the next step will be to look into your finances. How much mortgage will I need? How much will it cost me monthly? Any forward purchase will depend on the outcome of these first 2 steps, so it is vitally important to collate all the facts before marketing your home.

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    Prepare to market

    Now you have all the information you need to bring the property to the market. Whilst your preparation for marketing is taking place, Bychoice can be preparing the property particulars, ordering the energy performance certificate, creating the floor plans and the virtual tour.

    For you as the seller, showing your home as best you can is important. If you have any small jobs you wish to finish before marketing, get them done. Prepare your home for viewings as best you can, first impressions do count.

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Your new home could be just a click away...
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    Bychoice have been matching people with properties for over 10 years. With our extensive portfolio, we're well equipped to handle almost any need.
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    Why buy your home from us?
    • Because we have intimate knowledge of the local area, making us the ideal source of advice and guidance

    • Because we are fully regulated by The Property Ombudsman, giving you complete peace of mind

    • Because our links to local solicitors, removals and insurance suppliers makes moving into one of our properties a pleasant, stress-free experience

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    The Process

    Buying a property is a substantial, long-term financial commitment, where prior research and preparation will help achieve the most successful and stress-free outcome. The following guide is a brief summary of the steps in the buying process.

    1: Arrange Finances

    2: Prioritise your Property Requirements

    3: Start the Property Search

    4: Arrange Viewings

    5: Negotiate and Make an Offer

    6: Instruct a Solicitor or Licensed Conveyancer

    7: Complete the Mortgage Application Process

    8: Exchange Contracts

    9: Complete the Purchase

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    Finance
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    Before starting your property search you will need to decide how much you can afford. Calculate your household budget, listing all incomings and outgoings, and review any savings or proceeds from the sale of a property you may wish to use. 

    Additional finance may be required via a mortgage which is simply a loan secured against the property. It is highly desirable to have your mortgage agreed in principle by a lender before starting your search. 

    Aside from the purchase price there are other costs in the buying process that you may need to take into account.

    For free, professional advice, please call
    Beth Hillman CeMAP on 01284 769598

    *Your home may be repossessed if you do not keep up repayments on your mortgage*

    Fees may become applicable at a later stage.

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    Buying Costs
    • Mortgage Costs

      1 - Arrangement Fee: generally dependant on interest rates, type and size of the loan

      2 - Valuation/ Homebuyers Report/ Buildings Survey Fee

      3 - Higher Lending Fee or Mortgage Indemnity Charge: usually required if the deposit is less than 10%

      4 - Mortgage Broker Fee: payable is an intermediary arranges the loan; typically 1% of the loan value

      5 - Purchase cost of any life insurance policy

      6 - A small checking fee may be required for a buildings insurance policy not arranged via the mortgage lender

    • Conveyancing Costs

      1 -
      Charges for the legal work (local searches and Land Registry fee)

      2 - Stamp Duty Land Tax

      3 - Bank Transfer Fees

    • Additional Costs

      1
      - Removal Costs

      2 - Royal Mail Re-direction Fee
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    The Property Search

    The most popular ways to search for property are via estate agents, the internet and property guides. You will find plenty of information regarding each property including photographs, floor plans and general area descriptions.

    Regular communication with estate agents is key to finding the ideal property. Prioritise your requirements such as location and size of the accommodation, as well as transport links and access to good schools and local amenities.

    Arrange to view the shortlisted properties and take a checklist to ask any relevant questions of the seller or the estate agent.

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    Negotiate and Make an Offer
    The estate agent will be pivotal in the negotiating process and will be able to offer advice regarding the seller's position and likely outcome of any offer you wish the estate agent to put forward on your behalf.

    Consider current market conditions, the state of the property, and the position of the seller. Once an offer has been accepted it will be necessary to appoint a solicitor or licensed conveyancer to carry out all necessary checks and undertake the legal transfer of the property.

    It will also be necessary to contact the mortgage lender and complete the paperwork for the loan.
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    The Conveyancing
    The solicitor will make enquiries and searches regarding ownership of the property, fixtures and fittings, boundaries, rights of access, future development, disputes and any other enquiries he deems appropriate.

    He will also check any guarantees, planning permissions, buildings' regulations certificates, as well as local authority searches. He will confirm that the seller is the legal owner of the property and prepare a "Report on Title". Contracts will be drawn up for the purchase and sale.

    On exchange of contracts the completion date will be set, and the purchase and sale will be legally binding. The property will be registered in the name of the new owner and the solicitor will be responsible for ensuring payment of land stamp duty tax.

    On completion the rest of the purchase price will be transferred to the seller, including any mortgage monies from the lender.
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    Checklist for Exchange of Contracts
    • Organise the transfer of funds for the deposit
    • Arrange buildings insurance cover to commence
    • Confirm the completion date to the removal company
    • Arrange to re-direct mail
    • Inform all relevant parties of your new address
    • Give notice to utility and service providers
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    Completion Day
    On completion day take meter readings for the new property and inform the utility companies.

    Useful additional information regarding the property buying process can be found at www.direct.gov.uk
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Finance
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    Beth Hillman Mortgages
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    Before starting your property search you will need to decide how much you can afford. Calculate your household budget, listing all incomings and outgoings, and review any savings or proceeds from the sale of a property you may wish to use.

    Additional finance may be required via a mortgage which is simply a loan secured against the property. It is highly desirable to have your mortgage agreed in principle by a lender before starting your search. Aside from the purchase price there are other costs in the buying process that you may need to take into account.

    For free, professional advice, call Beth Hillman on 01284 630256 or email b.hillman@gkmfinancialservices.co.uk

    Your home may be repossessed if you do not keep up repayments on your mortgage

    Not all buy-to-let mortgages are regulated by the financial conduct authority

    Fees may become available at a later stage.

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Meet The Bury St. Edmunds Team
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    Suffolk's Local Property Experts
    We work hard to provide a better estate agency experience at Bychoice; one that's community minded and driven by our values and longstanding expertise.

    We're proud of the highly experienced staff who represent us. We all come from different backgrounds and bring to bear a wide variety of skills, but common to all of us is the aspiration to be responsive, helpful, professional, and most of all, trustworthy.
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    Richard Gosling MNAEA MARLA - Director
    Richard's career in estate agency started in his hometown of Sudbury in 1999, joining Bychoice in 2006. With a genuine love of the industry, Richard aims to continuously improve the marketing and service Bychoice offers.

    Contact Richard on 01787 468400 or richard.gosling@bychoice.co.uk
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    Emma Turner MRICS - Director
    As a member of the Royal Institute of Chartered Surveyors, Emma is a firm believer in offering exceptional service from property experts. This allows us to offer the highest level of guidance for our clients.

    Contact Emma on 01787 468400 or emma.turner@bychoice.co.uk
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    Charlotte Button MARLA - Branch Manager
    Recommendations and returning clients are a testament to the high standards of customer care Charlotte offers. Her vast experience and local knowledge has helped clients move for the last 10 years. 

    Contact Charlotte on 01284 769598 or charlotte.button@bychoice.co.uk
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    Elycia Hamberg - Senior Property Consultant
    Elycia joined Bychoice in 2018 and has cemented herself as an invaluable member of the team. Dealing with all aspects of the business, Elycia's personable approach ensures the best results for our clients time and time again. 

    Contact Jess on 01284 769598 or elycia.hamberg@bychoice.co.uk
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    Jamie Daniel - Property Advisor
    Having previously worked for Bychoice five years ago, Jamie returns with a wealth of experience working within in other agencies. His professional and dedicated demeanour always puts our clients at ease. 

    Contact Jamie on 01284 769598 or jamie.daniel@bychoice.co.uk
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    Imogen Saye - Property Advisor
    Imogen is the newest member of our team and is quickly becoming a favourite among our clients. Imogen will never think twice about going the extra mile and will always endeavour to maintain communication with staff and clients alike. 

    Contact Imogen on 01284 769598 or imogen.saye@bychoice.co.uk
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    Lewis Cawtheray - Land and New Homes Manager
    Lewis is in regular contact with planning consultants, architects, landowners and developers assisting in all aspects of this field. Whether it is a large garden or strategic land, Lewis can help.

    Contact Lewis on 01284 769598 or lewis.cawtheray@bychoice.co.uk
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    Beth Hillman CeMAP - Mortgage Advisor
    Beth is a professionally qualified mortgage and protection broker and is on hand to guide you through your mortgage options as well as offering expert advice on additional products & services.

    Contact Beth on 01284 630256 or b.hillman@gkmfinancialservices.co.uk
Contact us

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    • Introduction

      The following are all real testimonials from buyers and sellers we have worked with. We can provide written copies on request or, with their permission, happily put you in contact with our clients themselves.

    Testimonials from Sellers

    • Seller Testimonial

      We will be definitely recommending you

      Thank you Jason and the team at Bychoice who made our house move that little bit less stressful! We will be definitely recommending you to our friends and family - excellent service, always friendly and very helpful.

      Vikki & Martyn

    • Seller Testimonial

      I can't praise them highly enough

      We had toyed with the idea of an online estate agent for the sale of our house and so I did my homework. Although they were well priced, there were a lot of properties that were simply not moving. 

      We came across an offer with Bychoice and arranged an appointment. It went very smoothly and they advised us to up our price.

      Personally, I didn't think it would sell at that price, however the agents were not pushy like some high street agents and reassured us that the price was fine.

      Within two weeks it was sold - amazing! They kept us up to date with feedback on viewings all the way through the process and I cannot praise them highly enough.

      Well done Bychoice, keep up the good work! From two satisfied customers, we would definitely use you again.

      Martin Eke

    • Seller Testimonial

      Thank you for an excellent service

      Dear Jason,

      Thank you for an excellent service, your military background shone through! Keep up the good work.

      Yours Sincerely.

      Glenn Leech.

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    Disclaimer

    The content on this Microsite has been uploaded by Bychoice, Bury St. Edmunds. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to Bychoice, Bury St. Edmunds. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by Bychoice, Bury St. Edmunds. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call Bychoice, Bury St. Edmunds on +441284769598.