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Be ready with a Mortgage in Principle

In just 20 minutes:

  • You’ll have a personalised result showing how much you can borrow
  • When you find the home you want you could get viewings faster
  • You’re not committing to anything and your credit rating won’t be affected
  • And you’ll be 1 step closer to a mortgage offer
Get a Mortgage in Principle
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Nationwide pays Rightmove a fee for each completed mortgage. It’s up to you if you choose Nationwide, or a different lender, to suit your mortgage needs and circumstances.

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What is a Mortgage in Principle?

A Mortgage in Principle is the next step that can make a big difference when it comes to searching, viewing, and offering on a home. Also called an Agreement or Decision in Principle, or even AIP, DIP, MIP, or MAIP, you can do it online in just 20 minutes. And then you’ll know how much you can borrow, safe in the knowledge that a lender has checked what you could afford.

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Mortgage guides and tips

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How much can I borrow with a mortgage?

If you’re buying with a mortgage, you’ll want to work out how much you’ll feel comfortable repaying each month.

How much can I borrow with a mortgage?
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Getting a Mortgage in Principle

A Mortgage in Principle is a personalised document confirming an amount of money which a lender believes they would be able to lend you.

Getting a Mortgage in Principle
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What are the current UK mortgage rates?

Lenders change the rates of their mortgage products regularly. That’s why we update the average mortgage rates weekly.

What are the current UK mortgage rates?
Rightmove Group Limited (RMG), Firm Reference No. 491645, is an Appointed Representative of Rightmove Landlord and Tenant Services Limited (RLTS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 522050, and Rightmove Financial Services Limited (RMFS), which is authorised and regulated by the Financial Conduct Authority, Firm Reference No. 805415. This can be checked on the FCA register at www.fca.org.uk/register