If you're thinking of taking out a mortgage to finance your overseas property, you may find our overseas mortgage calculator below useful. Simply enter your details and the calculator will do the rest.

Please Note: This calculator is intended to give an indication only. In all cases you should carry out a fact find and obtain an agreement in principle from the lender. Many factors will affect the decision to lend, including changes in interest rates and exchange rates.

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Mortgage Results


* The current maximum Loan to Value in is 0%.

About Your Results

Our mortgage calculator interest rates are based on the average interest rates available in your specified country through Overseas Mortgage Broker. Availability of the mortgage, the interest rate and other terms will ultimately be dictated by your mortgage lender. To receive an actual mortgage quote or to speak to an overseas mortgage advisor, you can make an enquiry here.

Were you looking to calculate repayments for a mortgage on a UK property? If so, our UK Mortgage Repayment Calculator can help you.

Overseas Mortgages are not regulated under the Financial Services & Markets Act 2000. The UK has a sophisticated level of financial regulation under Law. Other countries may lack a similar level regulation and consumer protection. We recommend that you seek Legal Advice regarding your rights in any country in which you purchase a property.

Make a Mortgage Enquiry

Telephone: 0843 315 5888  

Overseas Mortgage Basics

With an Interest Only mortgage, at the end of the lending term, the borrower still owes the same sum as was initially borrowed and so homeowners are strongly advised to make adequate provision to ensure they will be able to repay the outstanding balance at the end of the loan term.

All income must be provable by way of pay slips if you are employed or accounts if you are self employed.

All lenders will have a maximum percentage that they will lend against a property's value. This will vary from lender to lender and country to country.

You will need a solicitor to carry out conveyancing on your behalf and often a notary to record your purchase. It is always advisable to get your purchase and home loan documentation translated into your own language. The legal system where you are buying may differ significantly to the one you are used to, please keep this in mind.

Mortgage Definitions

Repayment mortgage

A mortgage in which the monthly repayments consist of repaying the capital amount borrowed as well as the accrued interest over a specified term.

Interest-only mortgage

A mortgage in which the monthly repayments cover only the interest accrued on the outstanding loan amount over a specified term.