Rightmove’s weekly mortgage tracker
Average rates for 2-year and 5-year fixed-rate mortgages
| Term | Average rate | Weekly change | Yearly change |
| 2-year fixed | 4.64% | +0.03% | -0.78% |
| 5-year fixed | 4.61% | +0.03% | -0.45% |
Lowest rates for 2-year and 5-year fixed-rate mortgages
| Term | Lowest rate | Weekly change | Yearly change |
| 2-year fixed | 3.82% | +0.02% | -0.93% |
| 5-year fixed | 3.88% | +0.09% | -0.55% |
Average fixed-term mortgage rates for home-buyers with 5-10% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 95% | 2-year-fixed | 5.33% | 5.34% | +0.01% | -0.76% |
| 95% | 5-year-fixed | 5.21% | 5.24% | +0.03% | -0.45% |
| 90% | 2-year-fixed | 4.90% | 4.92% | +0.02% | -0.67% |
| 90% | 5-year-fixed | 4.75% | 4.78% | +0.03% | -0.38% |
Average fixed-term mortgage rates for home-buyers with 15-25% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 85% | 2-year-fixed | 4.57% | 4.61% | +0.04% | -0.79% |
| 85% | 5-year-fixed | 4.54% | 4.58% | +0.04% | -0.43% |
| 75% | 2-year-fixed | 4.37% | 4.43% | +0.06% | -0.85% |
| 75% | 5-year-fixed | 4.40% | 4.46% | +0.06% | -0.46% |
Average fixed-term mortgage rates for home-buyers with 40% deposits
| Loan to Value (LTV) | Term | Avg rate 23 May 2025 |
Avg rate 30 May 2025 |
Weekly Change | Yearly Change |
| 60% | 2-year-fixed | 3.96% | 3.97% | +0.01% | -0.90% |
| 60% | 5-year-fixed | 4.00% | 4.02% | +0.02% | -0.45% |
These rates are provided by Podium and are an average based on 95% of the mortgage market. All rates are based on products with a circa £999 fee.
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