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NEW HOME

Derwent Street, Belper, Derbyshire, DE56

PROPERTY TYPE

Flat

BEDROOMS

2

BATHROOMS

1

SIZE

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Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Key features

  • Situated in the Peak District
  • Two double bedrooms
  • Integrated oven and hob
  • Walking distance to town centre
  • Purchase 100% when you are ready
  • New build

Description

Available now

25% Shared Ownership of a two-bedroom flat for £45,000. Monthly rent on remaining share is £309.38. In addition, there will be a monthly service charge of £28.83. There is no ground rent to pay.

Key information
A key information document is attached and can be viewed on the desktop version of Rightmove. If you are on the mobile version please request a copy from NCHA Sales.

Specification
Kitchen
Fitted modern kitchen
Integrated oven and hob
Stainless steel extractor hood
Vinyl flooring

Bathroom
White sanitary ware with chrome fittings
Tiling to ceiling around the bath
Shower over bath
Glass shower screen
Vinyl flooring

Heating
Gas fired central heating
Thermostatic radiator valves
Double glazed windows

External
No parking space
No outdoor space

Decoration
White emulsion walls and ceilings
White gloss painted woodwork

Council tax banding - B

Predicated energy rating - B

The Predicted Energy Assessment (PEA) is an assessment of the energy efficiency of a building that is yet to be built. Once the building is complete, it will be replaced by the Energy Performance Certificate (EPC). Please note that the rating may change once the final EPC has been issued. This is due to recent changes in the way the PEAs/EPCs are calculated.

What is shared ownership?
Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. The housing association owns part of it - but you're living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It's a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

The properties are sold on a 990 year shared ownership lease.

Who qualifies?
Anyone who does not currently own or part own a property and has a household income of less than £80,000 per year can apply.

How to apply
You can apply for one of our shared ownership homes by completing our application form which can be viewed on the desktop version of Rightmove. If you are on the mobile version please request a copy from NCHA Sales or visit the website.

A member of the Sales team will contact you directly once your application has been reviewed.

Your affordability will be assessed based on the information you provide on the application form. NCHA will make an offer based on the amount you can afford, between 25 - 75%. If your application is successful a non-refundable reservation fee of £350 is required to reserve your new home, this amount goes towards your deposit on completion.

Local information
Situated in the Amber Valley in Derbyshire, Belper resides on the eastern bank of the River Derwent in the East Midlands. Less than eight miles from Derby with trains taking just 10 minutes and only a 30 minute drive to Nottingham.

From relaxing walks through Belper River Gardens and alongside Cromford Canal, to the Derwent Valley Mills world heritage site and Shipley Country Park, other local attractions include Kedleston Hall and Duffield Castle. Go for a stroll through Bessalone Wood or for a longer hike in the Peak District too.

Disclaimer
Any measurements quoted are approximate and must be checked on site and against the layout which may vary due to unforeseen circumstances. Floor plans may be mirror handed. These details have been produced for illustrative purposes only and does not form any part of a contract or constitute and offer. Actual specification may vary from that shown in floor plan.

Brochures

BrochureApplication formKey information
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Ask agent
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Not allocated
GARDENA property has access to an outdoor space, which could be private or shared.
Yes
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Derwent Street, Belper, Derbyshire, DE56

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About NCHA, Nottingham

12-14 Pelham Road Sherwood Rise Nottingham NG5 1AP
Industry affiliations:
Shared Ownership

NCHA develop new homes for sale across the East Midlands, with a focus on shared ownership.

Shared ownership is another way to buy your own home. You buy a percentage, and pay rent on the rest. We own part of it - but you're living there, you decorate it, and you decide when to sell.

Buying a percentage means a smaller deposit and smaller mortgage. It's a sooner first step on the ladder for lots of people. Usually, you can also carry on buying shares, to own it 100%.

Nottingham Community Housing Association

Nottingham Community Housing Association (NCHA); one of the largest locally-based housing groups in the East Midlands. We manage over 10,000 homes across the East Midlands in Nottinghamshire, Derbyshire, Lincolnshire, Leicestershire, Northamptonshire and Rutland.

We've been developing new homes since 1973, and are working in partnership with 19 local authorities to build new affordable homes that meet local needs. This includes homes for sale, rent (at affordable rents, as well as market rents), shared ownership, and 'try before you buy' schemes.

Your mortgage

Per year
Lender usually expects a 10% deposit
%
Choose between 1 and 40 years
Years
%
Monthly repayments
£211
We think you can borrow up to
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Disclaimer - Property reference SOBelper2bed25. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by NCHA, Nottingham. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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