Sandy Road, Everton SG19 2JU
- PROPERTY TYPE
Semi-Detached
- BEDROOMS
2
- BATHROOMS
1
- SIZE
Ask agent
Key features
- 55% Shared Ownership Property
- Popular Village Location with Open Countryside Views to the Front & Rear
- Two Double Bedrooms
- Dual Aspect Sitting Room
- Fitted Kitchen / Breakfast Room
- Downstairs Cloakroom
- Family Bathroom with Fitted Shower
- Front & Rear Gardens
- Allocated Parking Spaces
- Garden Cabin Currently used as a Home Office
Description
Two double bedroom semi detached property located in the popular village of Everton. Available from £181,500 based on a minimum share of 55% with Grand Union. You will need a minimum 5% deposit. Everton is a small rural village approximately 2.2 miles from Sandy, which has a large selection of shops & mainline train station in to London. The village has a local pub, playing fields, park & Ofsted rated 'outstanding' Primary School.
The property is offered in excellent decorative order & benefits from a dual aspect sitting room, fitted kitchen, downstairs cloakroom, two double bedrooms & family bathroom with fitted shower. Externally there are gardens to both the front & rear. In the rear garden there is a 'garden cabin' currently used as a home office. In addition there are 2 allocated parking spaces.
Composite entrance door with glazed panel opening into:
Reception Hallway
Sitting room - 4.98m x 3.15m (16'4" x 10'4")
Kitchen / Breakfast Room - 5.33m x 3.43m (17'6" max x 11'3" max)
Cloakroom
First Floor Landing
Bedroom One - 4.09m x 2.74m (13'5" x 9'0")
Bedroom Two - 4.11m x 3.07m (13'6" x 10'1" narrowing to 7'3")
Family Bathroom
Rear Garden
Front Garden
Allocated Parking Spaces
Agents Notes
Shared Ownership allows you to get on the property ladder as an owner-occupier, offering long-term stability without overstretching yourself.
Deposits are generally lower than buying on the open market.
Shared Ownership makes mortgages more accessible, even if you’re on a lower wage.
Your monthly repayments can often work out cheaper than if you had an outright mortgage. The monthly payments are also generally lower than if you were to rent privately.
You have the option to buy more shares of your home in the future via a process known as ‘staircasing’. In most cases, purchasers can staircase all the way to 100%, in which case they are no longer required to pay any rent, just their mortgage along with any relevant service charges and ground rent.
You can sell the shares you own at any time.
It is not normally necessary to pay Stamp Duty land tax on an initial purchase.
As long as the rent is paid and mortgage repayments are made, you can live in the property for the duration of your lease – this is usually 99 or 125 years. Leaseholders may be able to organise an extension of their lease with the housing provider; we would recommend appointing a solicitor and surveyor with experience in this area.
Cons of Shared Ownership
Not all lenders offer mortgages for Shared Ownership, however the majority will.
You have to pay 100% of the ground rent and service charge on your property, however low your share is.
You will have to pay Stamp Duty on the whole value of the property when your owned share equals or exceeds 80%.
Shared Ownership properties are sold on a leasehold basis; leasehold ownership is a long tenancy where your lease will give you the right to occupy and use the home for a longer period. The term of the lease will be fixed at the very beginning, decreasing in length each year, and the home can be bought or sold during that time.
All apartments, regardless of tenure, will be sold on a leasehold basis. However, some houses can become freehold after staircasing to 100%; this would need to be agreed with the relevant housing provider.
While you’re free to decorate internally, there may be restrictions on what home improvements you can do. You may need to obtain permission from the relevant housing provider before you make any structural alterations to your home.
Brochures
Brochure 1- COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
- Band: C
- PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
- Allocated
- GARDENA property has access to an outdoor space, which could be private or shared.
- Patio,Private garden
- ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
- Ask agent
Sandy Road, Everton SG19 2JU
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