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NEW HOME

Summerscales, Gosforth

PROPERTY TYPE

Semi-Detached

BEDROOMS

3

BATHROOMS

1

SIZE

1,002 sq ft

93 sq m

Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Key features

  • Lake District National Park Location
  • New Build Home
  • Buy 10-75% of Property*
  • Buy More Equity Later†
  • Garden and Driveway
  • Open Plan Dining Kitchen
  • Solar Panels & EV Charging Point
  • Local Occupancy Restrictions Apply
  • Ready Early 2025

Description

Unlock the door to homeownership with this stylish three-bedroom semi-detached home, one of only four available via the shared ownership scheme on the new homes development at Gosforth. You can initially purchase between 10% and 75% of the property, with the opportunity to increase your share later†, providing the flexibility to suit your needs.

As you step inside, you'll be greeted by the welcoming ambience of the cosy living room, perfect for unwinding after a long day. The heart of the home lies in the inviting kitchen diner, where sunlight streams in through patio doors, seamlessly connecting indoor and outdoor living spaces. Outside, a private garden provides a serene retreat for enjoying sunny afternoons or hosting summer barbecues. Ideal for families, every corner of this home exudes warmth and charm.

The price shown represents a 75% share of the property.

The Summerscales Development - Located on the edge of the Lake District National Park, in the heart of Gosforth Village, Summerscales is a brand-new development offering a limited collection of just 20, 2 to 4-bedroom homes. Surrounded by open countryside, these homes are thoughtfully designed to blend traditional charm with modern living, seamlessly merging contemporary style with the tranquillity of rural life. Built with locally sourced sandstone and adhering to high energy efficiency standards, each home features expansive spaces, elegant finishes, and the natural beauty of the Lake District right at your doorstep. Join this vibrant new community and create lasting memories in a place you'll be proud to call home.

3-Bed Semi-Detached Home - Plots 4, 5, 11, and 12 in the Summerscales development are available through the Shared Ownership Scheme.

Ground Floor - Entrance Hall
Living Room
Kitchen Dining: Fitted with a range of modern Howdens wall and base units and integrated appliances and patio doors to the rear garden.
WC: Fitted with a stylish 2-piece suite and complementary taps.

Lving Room - 4.37 x 4.00 (14'4" x 13'1") -

Kitchen/Diner - 4.95 x 4.69 (16'2" x 15'4") -

Wc - 1.60 x 0.85

First Floor - Landing: With handy storage cupboard.
Bedroom One
Bedroom Two
Bedroom Three
Bathroom: Fitted with a stylish 3-piece suite and complementary taps.

Bedroom 1 - 4.54 x 2.83 (14'10" x 9'3") -

Bedroom 2 - 4.82 x 2.81

Bedroom 3 - 3.6 x 2.16 (11'9" x 7'1") -

Bathroom - 2.12 x 2.01 (6'11" x 6'7") -

External - Turfed front and rear garden.
Paved patio area to rear.
Block paved driveway.
EV charging point.

Customisation - Personalise your new home with a choice of kitchens and decor options, subject to the build stage when your offer is accepted. Any variations or upgrades from the standard specification may incur additional costs. Carpets and tiled flooring are also available at an extra charge.

Energy Performance - The homes at Summerscales are thoughtfully designed with a strong focus on energy efficiency. Each property has a predicted energy performance rating of at least A and an environmental impact rating of B. To help reduce energy costs, solar panels are installed on each home, harnessing solar energy to generate electricity for your home.

Shared Ownership Scheme - The Shared Ownership scheme offers a pathway to homeownership by allowing individuals to purchase a share of a property while renting the remainder. Buyers can initially acquire a share ranging from 10% to 75%, with the specific percentage determined by an assessment of their circumstances* and subject to additional eligibility criteria. Homeowners have the opportunity to increase their ownership share through a process known as 'staircasing,' which allows them to acquire up to a maximum of 80%†.

In addition to their mortgage, shared owners pay rent to Castles and Coasts on the portion they do not own. This rent is calculated at 2.75% of the unsold equity per annum, payable monthly and reviewed annually.

Local Occupancy - All homes in the Summerscales development are subject to local occupancy criteria.

How To Apply - To apply, please visit our website at and complete the initial shared ownership and local occupancy eligibility check.

Application Process:
1. Complete the Eligibility Form: Fill out the initial shared ownership and local occupancy eligibility form on our website.
2. Review by Our Team: Our new homes team will review your submission and confirm the outcome of the initial eligibility check.
3. Stage One Assessment and Provisional Offer: If you qualify, you will be invited to complete an online form with our third-party mortgage advisor, who will carry out a Stage One affordability assessment. This step will confirm whether you meet the Shared Ownership allocations policy requirements and provide an indication of your affordability and the share you can purchase.
4. Stage Two Assessment: Upon passing the Stage One eligibility and affordability assessment, you will be asked if you would like to complete a Provisional Offer Form for the property and proceed to the Stage Two detailed affordability assessment. You will have 10 working days to complete this assessment and obtain a Mortgage in Principle.
5. Formal Offer: Once the Stage Two affordability assessment is successfully completed, the exact share you can purchase will be determined. You will then be invited to submit a Formal Offer to purchase the property. At this point, a reservation fee of £250 is payable, and a Reservation Form/Memorandum of Sale will be issued. The property will be reserved for a period of 3 months, during which contracts must be exchanged.

In the event of multiple qualifying applications for the same plot, acceptance will be determined based on the earliest Provisional Offer date and time for that specific plot.

Please note: If no applications are received from individuals meeting the specified local occupancy criteria within 31 calendar days of the start of the marketing period, the geographic scope of eligibility will be broadened.

Leasehold Information - The property is leasehold with a remaining term of 990 years from the start date. There is no ground rent, and a monthly service charge applies (specific amount to be confirmed).

12-Year Labc Warranty - Each home within the Summerscales development is backed by a 12-year LABC warranty,

The Developer - This brand-new development is brought to you by Castles and Coasts, in collaboration with local contractor Thomas Armstrong Limited.

Directions - From Whitehaven, follow the A595 to Gosforth and take the slight left onto Hardingill. At the roundabout take the 1st exit onto Whitecroft and then turn left onto Wasdale Road. Continue on Wasdale Road until you reach the development on the left, before Ellerslie Park.

Coming Soon - Homes available through the rent-to-buy scheme will be released soon. Visit our website for updates and more details.

Notes To Brochure - All information, measurements, and specifications are based on design plans provided by Castles and Coasts and may be subject to change during the construction process. Photographs and graphics in this sales brochure may include computer-generated images and are intended to be used for illustrative purposes only. We are not authorised to make or provide any representations or warranties regarding the property, whether on our own behalf or on behalf of our client. We accept no responsibility for any statements included in these particulars, and this brochure does not constitute a contract, part of a contract, or a warranty.

Moving With Grisdales - Moving is an exciting time but only if everything proceeds smoothly. Whether you are selling, letting, buying or renting, we understand that moving home can be a very stressful and daunting prospect. That's why, at Grisdales, we work together as a team, giving dedicated support and advice every step of the way to help your move run as smoothly and efficiently as possible.

Free Market Appraisal - If you are thinking of moving, we offer a completely free market valuation and appraisal of your existing home. We will advise you upon an asking price which accurately positions your property in the current market place, maximising viewings and your sale prospects.

Brochures

(75%) Shared Ownership, Summerscales, Gosforth, Cu
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Band: TBC
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Yes
GARDENA property has access to an outdoor space, which could be private or shared.
Yes
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Energy performance certificate - ask agent

Summerscales, Gosforth

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About Grisdales Estate Agents, Whitehaven

46/47 King Street Whitehaven CA28 7JH
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Established in 1997, we are dedicated to helping our clients navigate the property market with ease and confidence from our offices in Whitehaven and Cockermouth.

Our mission at Grisdales is simple - we believe that life is a property journey, and our goal is to be there for our clients every step of the way. We approach our work with passion, honesty, and expertise, and we are committed to providing the highest level of service possible.

Our team is our biggest asset, and we take pride in our local knowledge, attention to detail, and commitment to excellence. We are passionate about what we do, and we are dedicated to helping our clients achieve their goals.

Whether you are buying, selling, or renting a property or land, our experienced professionals are here to guide you through the process from start to finish. Join us on the property journey today and let us help you find your dream home or investment property in the stunning region of West Cumbria.

Your mortgage

Per year
Lender usually expects a 10% deposit
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Years
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Monthly repayments
£963
We think you can borrow up to
Add your household income above
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Disclaimer - Property reference 33406099. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Grisdales Estate Agents, Whitehaven. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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