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Banky Fields, Congleton

PROPERTY TYPE

Semi-Detached

BEDROOMS

3

BATHROOMS

1

SIZE

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TENURE
Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

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Key features

  • ONLY OVER 60s are eligible for the Home for Life from Homewise (incorporating a Lifetime Lease)
  • Off Road Parking
  • SAVINGS against the full price of this property typically range from 20% to 50% for a Lifetime Lease
  • Spacious Living Accommodation
  • Actual price paid depends on individuals’ age and personal circumstances (and property criteria)
  • Enclosed Rear Garden
  • Plan allows customers to purchase a % share of the property value (UP TO 50%) to safeguard for the future
  • Walking Distance Into Congleton Town Centre
  • CALL for a PERSONALISED QUOTE or use the CALCULATOR on the HOMEWISE website for an indicative saving
  • The full listed price of this property is £240,000

Description

OVER 60s can secure this property with a HOME FOR LIFE from HOMEWISE

Through the Home for Life Plan from Homewise, those AGED 60 OR OVER can purchase a Lifetime Lease and a share of the property value to safeguard for the future. The cost to purchase the Lifetime Lease is always less than the full market value.
OVER 60S customers typically save between from 20% To 50%*.

Home for Life Plan guide price for OVERS 60s: The Lifetime Lease price for this property is £160,750 based on an average saving of 33%.

Market Value Price: £240,000


The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard. The plan allows customers to purchase a share of the property value (UP TO 50%) to safeguard for the future.


For an indication of what you could save, please use our CALCULATOR on the HOMEWISE website.
Please CALL for more information or a PERSONALISED QUOTE.
Please note: Homewise DO NOT own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.
If you are not OVER 60 or would like to purchase the property at the full market value of £240,000, please contact the estate agent Stephenson Browne.

PROPERTY DESCRIPTION
Perfect project for first time buyers or small families! This spacious three bedroom semi detached property is in a fantastic location on the outskirts of Congleton Town Centre, walking distance to many local shops, eateries and amenities also with Astbury Mere Country Park on your doorstep ideal for walkers/dog owners. You are also only a short drive to the A34 with easy links to surrounding towns/cities. With huge potential, this property is ideal for someone wanting to transform a property to their own taste.

This property boasts many selling features including ample off road parking, spacious accommodation throughout, solar panels, WC, utility area and enclosed rear garden. Internally you are welcomed into an entrance hall leading into the breakfast kitchen and spacious living/dining room. From the kitchen you can also access the external hall with doors to either side leading to the front and rear, also with a WC and utility room. To the first floor is landing, three great size bedrooms and a family bathroom. The loft is also fully boarded, with stair access from the first floor, perfect for storage.

To the front of the property is a large brick paved driveway, providing off road parking for multiple vehicles and a walled front garden. To the rear of the property is a good sized, enclosed garden with patio and lawned areas laid with artificial grass, the ideal space for hosting in the Summer months.

This property is sure to be popular!! Call us on to arrange a viewing, you don't want to miss out.

Entrance Hall - Providing access into all ground floor accommodation, central heating radiator, ceiling light fitting, wood effect flooring.

Breakfast Kitchen - 4.56m x 3.34m (14'11" x 10'11") - Fitted breakfast kitchen comprising wall and base units with work surface over, inset sink with single drainer and mixer tap, space for a range cooker, extractor over, space for dishwasher and fridge freezer, ample appliance space and power points, central heating radiator, two ceiling light fittings, two UPVC double glazed windows to the rear elevation and tile effect flooring.

Living/Dining Room - 5.42m x 3.43m (17'9" x 11'3") - UPVC double glazed window to the front elevation and rear elevation, patio door to the rear elevation, wood effect flooring, two ceiling light fittings, central heating radiator, ample power points, feature brick fireplace and space for dining table.

External Hall - Giving access into the utility room and WC, tiled flooring, power points, external door to the front and rear.

Downstairs Wc - 1.55m x 0.72m (5'1" x 2'4") - Low level WC, hand wash basin with mixer tap and storage cupboard underneath, half tiled walls throughout, tile effect flooring, UPVC double glazed window to the front elevation. ceiling light fitting.

Utility Room - 2.13m x 1.67m (6'11" x 5'5") - Surface space with space and plumbing underneath for a washer and dryer, wall mounted shelves, ceiling light fitting, power and electric.

Landing - Providing access into all first floor accommodation, UPVC double glazed window to the side elevation, two ceiling light fittings, carpet flooring.

Bedroom One - 3.83m x 3.00m (12'6" x 9'10") - UPVC double glazed window to the rear elevation and radiator.

Bedroom Two - 3.42m x 2.77m (11'2" x 9'1") - UPVC double glazed window to the rear elevation and radiator.

Bedroom Three - 2.55m x 2.30m (8'4" x 7'6") - UPVC double glazed window to the front elevation and radiator.

Bathroom - 2.45m max x 1.75m max (8'0" max x 5'8" max) - Three piece modern suite comprising low level WC, vanity unit, walk in shower with glass screen shower door, fitted shower head and removable shower head, tiled splashback, wood effect flooring, two UPVC double glazed windows, heated towel rail.

Loft Space - 6.02m max x 4.27m max (19'9" max x 14'0" max) - Fully boarded, with power and light, ideal for storage or could be easily converted into office space, hobby room etc.

Externally - To the front of the property is a large brick paved driveway, providing off road parking for multiple vehicles and a walled front garden. To the rear of the property is a good sized, enclosed garden with patio and lawned areas laid with artificial grass, the ideal space for hosting in the Summer months.

Solar Panels - The property also benefits from solar panels which are owned out right, a great addition for keeping energy costs low!

Tenure - We understand from the vendor that the property is freehold. We would however recommend that your solicitor check the tenure prior to exchange of contracts.

Need To Sell? - For a FREE valuation please call or e-mail and we will be happy to assist.



The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. Suitable as a retirement home.
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
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PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Yes
GARDENA property has access to an outdoor space, which could be private or shared.
Yes
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Banky Fields, Congleton

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About Homewise, Covering Staffordshire & South Cheshire

1 Liverpool Gardens Worthing CW12 1BH
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Homewise is a family-run business and we have been helping people to find the right property for their needs for over 50 years. While our office is based in West Sussex, we help home-movers throughout England & Wales the country with our exclusive Home for Life Plan.

This plan incorporates the purchase of a Lifetime Lease which enables those aged 60 and over to secure their next property for less than the market value. By purchasing a Lifetime Lease, our customers benefit from paying a one-off amount to live in the property of their choice free from rent, mortgage, or interest repayments. This can be applied to any property that is on the market with any estate agent anywhere in England or Wales, subject to property criteria such as being of standard construction.

The amount paid is subject to age, personal circumstance, and property criteria, and typically ranges from 20% ? 50% less than the market value.

Plus, there is always the option to secure a future inheritance for loved ones too. The Home For Life Plan allows customers to purchase a % share of the property value (UP TO 50%) to safeguard for the future.

For an indication of how you could benefit from a Home For Life Plan on your next home, try the calculator on our website and instantly see a new property price you could look up to and an estimate on how much you could save.

We pride ourselves on our first-class service and family values, and ensure every customer is treated just like that ? part of the family. Our aim is to help our customers find happiness, security, and financial peace of mind for their future. Discover how we could help you by visiting our website for further details or simply give us a call for a personalised quote.

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Disclaimer - Property reference 39114_33406108. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Homewise, Covering Staffordshire & South Cheshire. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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