Balmoral Grove, St. Georges Wood, Morpeth

An opportunity to purchase this spacious. three bedroom, mid terrace home situated on St Georges Park, on the popular Linden Homes development, Morpeth. Having previously been available to buy as shared ownership, we are pleased to now be able to offer the property with 100% ownership. Whilst the property is still leasehold, purchasers are able to buy the freehold for £90 (being £75 excluding VAT). Shared ownership still available subject to criteria, please ask for further details.

Constructed in 2018, the property offers well proportioned, modern accommodation and briefly comprises of:- entrance hall, ground floor wc. kitchen, lounge with french doors to the rear garden, first floor landing, master bedroom with ensuite, two further bedrooms and a bathroom/wc. Externally the property has allocated parking to the front for two cars and an enclosed garden to the rear.

Entrance Hall - Entrance door to the front leading to hallway with built in storage cupboard, radiator and stairs to the first floor.

Ground Floor Wc - Fitted with a wc, wash hand basin, radiator and extractor fan

Kitchen - 2.51 x 3.33 (8'2" x 10'11") - To the front elevation fitted with wall and base units with roll top work surfaces, 1.5 sink drainer unit with mixer tap and an integrated oven, hob, extractor and plumbing for washing machine. Double glazed window to the front, radiator.

Lounge - 4.18 x 4.72 (13'8" x 15'5") - Double glazed french doors to the rear garden, radiator, laminate floor and built in storage cupboard.

Additional Image -

First Floor Landing - Access to the loft and a built in storage cupboard.

Bedroom One - 3.44 x 3.16 (11'3" x 10'4") - Double glazed window to the rear, radiator and laminate floor.

Ensuite - Fitted with a wc, wash hand basin and a mains shower in cubicle. Radiator and extractor fan.

Bedroom Two - Double glazed window to the front, radiator.

Bedroom Three - 2.12 x 3.12 (6'11" x 10'2") - Double glazed window to the front, radiator.

Bathroom/Wc - Fitted with a wc, wash hand basin and a panelled bath with shower head attachment. Heated towel rail and extractor fan.

Externally - The rear of the property has an enclosed rear garden with lawn and patio area.

Parking - The front of the property has allocated parking an visitor parking.

Purchasing The Freehold - For purchasers looking to acquire 100% ownership, the freehold can be purchased for £90 (£75 excluding VAT) subject to criteria. There will still be a monthly service charge, currently £20.70 per month and a Management Charge of £3.11

Shared Ownership - Should you choose to purchase the property using the shared ownership option, a rent is payable on the remaining 55%, this is currently £359.32 per month and includes a service charge, buildings insurance and a management fee.

From the 1st April 2024 the rent will increase to £385.98 per month and includes a service charge, buildings insurance and a management fee.

It may be possible to purchase a larger share in which case the monthly rent will be reduced, further information is available on request.

Eligibility Criteria For Shared Ownership - To be eligible to purchase this shared ownership property you must meet the criteria set out by the Home Group which is summarised below:-

- Your household income is £80,000 per year or less.
- You cannot afford all of the deposit and mortgage payments to purchase a home that meets your needs.
- You meet the criteria to become a 'Qualifying Person' who is able to demonstrate the need to be housed locally.

Further information is available on request.

General Information - All fixtures and fittings mentioned in these particulars are included in the sale, all others in the property are specifically excluded.
Photographs are reproduced for general information and it must not be inferred that any item is included for sale within the property.

Material Information - Material information is no substitute for professional advice, and consumers should be aware that the information collected may not accurately reflect the full extent of the property condition which would be covered through a home survey.

Electricity Supply - Mains
Water Supply - Mains
Sewerage - Mains
Heating - Mains GCH
Broadband and Mobile - Available - excluding Ultrafast broadband .(Ofcom Broadband & Mobile Checker Dec - 23).

Flood Risk - Rivers & Sea - Very Low Risk. Surface Water - Very low risk.

Planning Permission - Permission has been granted to the re-development of the old St. Georges Hospital, further information can be found here: - January 2024.

Coalfield & Mining Areas - The Coal Authority indicate that this property is located on a coalfield. Your legal advisor will be able to advise you of any implications of this.

Efforts have been made to ascertain as much information as possible with regard to material information but this information is not exhaustive and cannot be fully relied upon, purchasers will need to seek further clarification from their legal advisor.

Google Maps - General Note - If you are using Google Maps, satellite or Street View please be aware that these may not show any new development in the area of the property.

Tenure & Council Tax Band - We have been advised that the property is Leasehold.

Those purchasing 100% have the option to purchase the Freehold for £90 (£75 + VAT).
If the freehold is purchased the following monthly charges remain payable:

Service charge- £20.70
Management charge- £3.11

We cannot verify the Tenure of the property as we do not have access to the documentation. Purchasers must ask their legal advisor to confirm the Tenure.

Council Tax Band: C taken from gov.uk

Viewing Arrangements - BY PRIOR ARRANGEMENT THROUGH OUR MORPETH OFFICE

02K23AOAO/03L24AOAO.1