Churchgate, Stockport, Cheshire

Developed by a renowned HMO specialist.

Attractive HMO Investment Opportunity

Address: 94 Churchgate, Stockport, SK1 1YJ
Property Type: 9-bed, 8-bathroom (7 ensuite) HMO
Tenant Type: Working Professionals
Property Features: Cinema room, snug, utility area, and bike storage

Prime Location & Economic Growth

Stockport, located just south of Manchester, is a rapidly developing town with strong investment potential, particularly in the rental market. The area has undergone significant regeneration in recent years, transforming into a thriving residential and commercial hub. Stockport benefits from a diverse economy, with key sectors including retail, logistics, finance, and healthcare. Major employers such as the NHS, Vernon Building Society, and various corporate headquarters contribute to a steady demand for high-quality rental properties.

As a key part of Greater Manchester, Stockport offers residents the advantage of easy access to one of the UK’s largest economic powerhouses while maintaining a more affordable cost of living. This balance makes the town increasingly attractive to professionals seeking modern accommodation close to employment hubs. With over £1 billion being invested into Stockport’s infrastructure, commercial developments, and town centre improvements, the area continues to grow in desirability, providing long-term stability and strong capital appreciation prospects for property investors.

Transport & Connectivity

Stockport is exceptionally well-connected, making it an attractive location for commuters and professionals. Stockport railway station provides direct services to Manchester in under 10 minutes, as well as frequent connections to London Euston, Birmingham, and Sheffield. The town also offers excellent road access via the M60 ring road, M56, and A6, allowing for seamless travel across the North West.

Ongoing regeneration projects are further enhancing Stockport’s connectivity, with improvements in public transport, pedestrian-friendly zones, and new infrastructure investments aimed at creating a more vibrant and accessible town centre. The strategic location of 94 Churchgate, just minutes from Stockport’s central amenities, ensures that tenants benefit from both convenience and an excellent standard of living.

Financial Summary

Income Breakdown (Monthly):

Room 1: £525.00
Room 2: £625.00
Room 3: £575.00
Room 4: £675.00
Room 5: £650.00
Room 6: £650.00
Room 7: £650.00
Room 8: £525.00
Room 9: £525.00

Total Monthly Income: £5,400.00

Annual Income: £64,800.00

Expenditure Breakdown (Monthly):

Gas: £390.00
Electric: £115.00
Water: £94.00
Council Tax: £282.00
TV License: £14.12
Broadband (Virgin): £46.00
Cleaner: £120.00
Management (8% of rental income): £432.00

Total Monthly Expenditure: £1,493.12

Annual Expenditure: £17,917.44

Yield Analysis

Gross Yield: 11.27% (calculated as Annual Income / Sale Price)

Net Yield: 8.15% (calculated as Net Annual Income / Sale Price)

Conclusion

94 Churchgate presents a high-yield, low-maintenance investment opportunity in one of the UK’s fastest-growing rental markets. Its strong occupancy levels, competitive room rates, and prime location make it a turnkey investment with immediate income potential. As Stockport continues to benefit from large-scale regeneration projects, the property offers both strong rental returns and long-term capital appreciation prospects, making it an ideal addition to any investor’s portfolio.

HMO Sales Expert are specialists within the HMO and multi-unit marketplace across the UK. Our experienced team has a combined 100+ years of specific HMO experience including investing, managing, developing, valuing and selling. Every property is exclusively listed, direct to landlord, visited and quality-checked by our team and is sold with NO BUYER FEES or reservation costs. Full access to every financial detail and a pro-active and time-served team to assist you.