Victoria Drive, Higham Ferrers

SHARED OWNERSHIP PROPERTY - Offered to the market with no upward chain is this three bedroomed semi-detached house which is situated in a cul-de-sac location and is available to buy as a 60% share. Only a short walk from Higham Ferrers market square the property further benefits from off road parking for two cars, fitted wardrobes in the master bedroom, refitted bathroom, ground floor cloakroom and a low maintenance rear garden. The accommodation briefly comprises entrance hall, kitchen/breakfast room, living room, cloakroom, three bedrooms, bathroom, rear garden and off road parking for two cars.  

Enter via front door to: 

Entrance Hall Stairs rising to first floor landing, radiator, under stairs storage cupboard, doors to: 

Cloakroom Comprising low flush W.C., pedestal wash hand basin, tiled splash backs, radiator. 

Kitchen/Dining Room 9' 7" x 14' 4" (2.92m x 4.37m) (This measurement includes area occupied by kitchen units) Comprising stainless steel single drainer sink unit with cupboard under, a range of eye level and base units providing work surfaces, built-in stainless steel oven, gas hob, extractor hood, plumbing for washing machine and dishwasher, space for fridge/freezer, concealed wall mounted gas boiler serving domestic central heating and hot water systems, radiator, window to front aspect. 

Lounge 16' 9" x 8' 10" (5.11m x 2.69m) Window to rear aspect, door to rear aspect, radiator. 

First Floor Landing Loft access, built-in cupboard, doors to: 

Bedroom One 14' 9" x 9' 4" max(4.5m x 2.84m) Window to rear aspect, radiator, built-in wardrobes. 

Bedroom Two 9' 4" x 11' 9" (2.84m x 3.58m) Window to front aspect, radiator. 

Bedroom Three 8' 0" x 8' 1" (2.44m x 2.46m) Window to rear aspect, radiator. 

Bathroom Comprising low flush W.C., pedestal wash hand basin, panelled bath with shower over, tiled splash backs, chrome heated towel rail, window to front aspect. 

Outside Front - Two block paved parking spaces, artificial grass borders.

Rear - Low maintenance design comprising paved patio, raised beds with shrubs, two plastic sheds, plastic storage box, enclosed by wooden fencing with gated side pedestrian access. 

Material Information Council Tax
We understand the council tax is band C (£2,005 per annum. Charges for 2024/2025). 

N.B. - The property is leasehold and we understand the lease was granted for 99 years from May 2016 (90 years remaining).

- There is a monthly management charge of £25.95.

- The rent due on the remaining 40% £273,98, which also includes your buildings insurance.

- Ministry of defence personnel will be prioritised for shared ownership.

- A £250 non-refundable reservation deposit is payable once your offer is accepted, but prior to instructing solicitors.
 

ELIGIBILITY CRITERIA You can apply to buy the home if both of the following apply:

- Your household income is £80,000 or less
- You are unable to afford all of the deposit and monthly mortgage payments to buy a home that meets your needs.

One of the following must also be true:

- you're a first time buyer
- you used to own a home but cannot afford to buy one now
- you're forming a new household - for example, after a relationship breakdown
- you're an existing shared owner and you want to move
- you own a home and want to move but cannot afford to buy a new home for your needs

You cannot buy the home for investment purposes.

Please note that as part of your application your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
 

AGENTS NOTE
Please be aware that some photographs used in our particulars are obtained using a wide-angle lens. For offers to be submitted in the best light, the majority of vendors require us to confirm buyers have been financially qualified. We will require a Mortgage Certificate or Agreement In Principle (A.I.P.) and proof of deposit or cash. This information will be treated confidentially and will not be seen by any other party.

MONEY LAUNDERING REGUALATIONS 2017 & PROCEEDS OF CRIME ACT 2002
In order to comply with the above Regulations, an intending purchaser will be required to provide official I.D; proof of address, evidence of funding and source of deposit clearly showing the name of the account holder. If funds are being provided by a third party i.e. family, we will require the same from them too. We may officially verify these documents.

DISCLAIMER
The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house. Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyors report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains etc) will be included in the sale.