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Symington Street, Northampton

PROPERTY TYPE

Terraced

BEDROOMS

3

BATHROOMS

1

SIZE

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Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Key features

  • 50% Shared Ownership
  • Three Bedrooms
  • 22' Lounge/Diner
  • 17' Kitchen
  • Utility Room
  • Double Glazing
  • Gas Radiator Heating
  • Energy Efficiency Rating:

Description

A fantastic opportunity to purchase this spacious three bedroom bay fronted Victorian terraced home, available on a 50% shared ownership basis and located in the popular St James area of Northampton. The property offers generous living space throughout, including an entrance hall, a large open plan lounge/diner, a well proportioned kitchen, and a separate utility area. Upstairs comprises three good sized bedrooms and a family bathroom. Outside, there is a low-maintenance enclosed rear garden, ideal for relaxing or entertaining. Further benefits include gas radiator heating and double glazing throughout. Perfectly suited to first time buyers, this characterful property is conveniently located close to local amenities and excellent transport links.

Ground Floor -

Entrance Hall - Entered via a front door, the hallway features a radiator, stairs rising to the first floor, and access to the lounge/diner.

Lounge/Diner - 6.8m x 3.31m (22'3" x 10'10") - A bright and spacious open plan living and dining area with a beautiful bay window to the front, feature fireplace, exposed beams, and a TV point. French doors open onto the rear garden.

Kitchen - 5.23m x 2.43 (17'1" x 7'11") - Fitted with a range of wall and base mounted units with worktops above, stainless steel one and a half bowl sink unit. The kitchen also offers a built in oven and hob with extractor over, a breakfast bar, and stylish exposed brickwork. Under stairs storage has been converted into a walk in pantry. With two windows to the side aspect and a door leading to the rear garden.

Utility Room - 2.43m x 2.3m (7'11" x 7'6") - A practical space with a base unit and work surface, window to the side, and plumbing/space for appliances.

First Floor -

Landing - With built-in cupboard over the stairs and doors to all rooms,

Bedroom One - 3.62m excluding wardrobes x 3.13m (11'10" excludin - A generous double bedroom with two windows to the front aspect, radiator, and a range of fitted wardrobes.

Bedroom Two - 3.53m x 2.63m (11'6" x 8'7") - A good sized second bedroom with window to the rear and radiator.

Bedroom Three - 3.2m x 2.42m (10'5" x 7'11") - A versatile third bedroom, also overlooking the rear garden and benefiting from a radiator.

Bathroom - Fitted with a three piece suite comprising a panelled bath with shower over, wash hand basin, and low level WC. With a window to the side aspect and radiator.

Externally -

Rear Garden - A fully enclosed and low-maintenance garden with gated rear access, ideal for outdoor relaxation with minimal upkeep.

Agents Notes - West Northamptonshire Council
Council Tax Band A

The Housing association will organise a thorough affordability assessment for interested parties with their preferred IFA.

Shared Ownership Details - Share Purchase Price and Rent Example
If you buy a 50% share in the property, the share purchase price will be £115,000. The monthly rent payable on the remaining share will be £222.92. Please note that you can only purchase a 50% share, as this is the amount currently owned by the existing shared owner.

Monthly Payment to the Landlord
In addition to the rent, the following monthly charges apply:

Service charge: £9.58

Estate charge: £0.00

Buildings insurance: Included in the service charge

Management fee: £0.00

Reserve fund payment: £0.00

This brings the total monthly payment excluding rent to £9.58.

Reservation fee: £0.00 – There is no reservation fee required.

Eligibility
To assess your eligibility to purchase the home, you’ll need to complete a Resale Application Form and undergo an affordability assessment with EMH’s mortgage advisor.

You may apply to buy the home if both of the following apply:

Your household income is £80,000 or less

You cannot afford to buy a suitable home outright, including covering all deposit and mortgage payments. You must have a minimum deposit of 5%

Additionally, one of the following must also apply:

You’re a first-time buyer

You previously owned a home but can no longer afford to buy

You’re forming a new household, for example following a relationship breakdown

You’re an existing shared owner looking to move

You currently own a home but cannot afford to purchase one that meets your current needs

If you currently own a home, you must have completed the sale of that property before completing the purchase of your shared ownership home.

As part of your application, your financial circumstances and credit history will be reviewed to ensure you can afford and maintain both the rent and mortgage payments.

Tenure Details
Tenure: Leasehold

Lease type: Shared Ownership house lease

Lease term: 99 years from 25th April 1996

Brochures

Symington Street, NorthamptonBrochure
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Band: A
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
On street
GARDENA property has access to an outdoor space, which could be private or shared.
Yes
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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About Horts Estate Agents, Northampton

Horts Estate Agents, 1 Guildhall Road, Northampton, NN1 1DP
Industry affiliations:

Since 1996 Horts have been the brand that delivers outstanding results through a quality rich service. Our unique offering, delivered through our expert consultants, has allowed us to provide local convenience and specialist product knowledge to generations of clients.The secret to our success is our investment in the key areas of business, i.e. people, information technology and the ability to listen to our customers. We continually adapt to suit the ever changing property market.Whether buying, selling or renting, we are confident that you will find our service personal and professional.

Your mortgage

Per year
Lender usually expects a 10% deposit
%
Choose between 1 and 40 years
Years
%
Monthly repayments
£535
We think you can borrow up to
Add your household income above
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Disclaimer - Property reference 33870436. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Horts Estate Agents, Northampton. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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