Canongate, St. Andrews, Fife

Set within an established residential area close to the heart of St Andrews, 3 Canongate is a detached two-storey villa offering spacious and flexible accommodation with excellent potential as either a family home or investment property. Currently configured as a five-bedroom HMO, the property benefits from generous proportions, bright interiors, and well-maintained garden grounds.

The ground floor comprises a welcoming entrance hall leading to a large dining kitchen fitted with a range of wall and base units, ample work surfaces, and space for appliances including a washing machine, tumble dryer, dishwasher, and gas hob. From here, doors open into a bright conservatory overlooking the rear garden; an ideal space for dining or relaxation.

Three comfortable bedrooms are located on the ground floor, two of which are doubles, with bedroom one featuring a large window providing front garden views. A modern shower room completes the accommodation on this level.

Upstairs, there are two further well-proportioned double bedrooms. The front bedroom five with velux window allowing ample light, while bedroom four benefits from direct access to a spacious balcony, perfect for enjoying morning coffee or evening sun. A second shower room serves the upper floor.

Externally, the property offers a private driveway providing off-street parking, a single garage, and an enclosed rear garden with patio area, mature trees and hedging, and a large lawn. With gas central heating and double glazing throughout, the home is both practical and comfortable.

This property currently holds an HMO licence for five tenants, generating a rental income of £3,250 per month - making it an attractive opportunity for both owner-occupiers and investors. There is a tenancy in place for the 2025/2026 academic year and vacant possession available from May 2026

Furniture, appliances, equipment, curtains to be included.

EPC Banding - D
Council Band - F
Tenure - Freehold

Summary of Accommodation
• Detached two-storey villa
• Five Bedrooms (four doubles and one single)
• Spacious Kitchen with appliances and access to conservatory
• Bright Conservatory overlooking rear garden
• Two Shower Rooms (one on each floor)
• Balcony off Bedroom Four
• Driveway providing off-street parking
• Single Garage
• Enclosed rear garden with patio, lawn, mature trees and hedges
• Gas Central Heating and Double Glazing
• EPC Rating: C

Location
Canongate is a well-established and highly sought-after residential area within easy walking distance of St Andrews town centre, renowned worldwide as the Home of Golf and home to Scotland’s oldest university. The property is ideally positioned for access to a superb range of local amenities, including independent shops, cafés, restaurants, supermarkets, and leisure facilities.
St Andrews offers a distinctive blend of historic character and modern convenience, with its medieval streets, cultural landmarks, and outstanding recreational opportunities. Golf enthusiasts are spoilt for choice with the iconic Old Course, as well as several other world-class courses nearby. The sweeping West Sands Beach provides an impressive setting for walking, running, or water sports, while the surrounding countryside and coastline offer a wealth of scenic trails and picturesque villages to explore.
Excellent schooling is available locally, along with the University of St Andrews, which attracts students and academics from around the world. The area is well-served by regular bus services, and Leuchars railway station, approximately five miles away, provides direct connections to Dundee, Edinburgh, Aberdeen and beyond. St Andrews is also well placed for accessing the East Neuk of Fife and its charming harbours, beaches, and renowned restaurants.

General Remarks & Information
Fixtures and Fittings:
Only appliances specifically mentioned in the sales particulars are included in the sale price. In all other aspects the treatment of fixtures and fittings within the relevant Conveyancing Standard Clauses apply.

Services:
Gas heating, mains water, electricity, broadband, telephone (subject to telephone providers’ regulations).

Viewing:
By appointment through St Andrews. 28 Bell Street, St Andrews, KY16 9UX. Email: Tel:

Offers:
Offers should be submitted in Scottish Legal Form to the selling agents Rettie & Co. A closing date by which offers must be submitted may be fixed later. Please note that interested parties are advised to register their interest with the selling agents in order that they may be advised should a closing date be set. The seller reserves the right to accept any offer at any time.

Council Tax Band:
F
EPC Rating:
C
Postcode:
KY16 8RT
Tenure:
Freehold
Particulars Prepared:
6th November 2025
Internet Website

This property and other properties offered by Rettie & Co. & Rettie LLP's. can be viewed on our website at as well as Rightmove, OnTheMarket and The London Office.

Servitude Rights, Burdens & Wayleaves

The property is sold subject to and with the benefit of all servitude rights, burdens, reservations and wayleaves including rights of access and rights of way, whether public or private, light, support, drainage, water and wayleaves for masts, pylons, stays, cable, drains and water, gas and other pipes whether contained in the title deeds or informally constituted and whether or not referred to above.

Important Notice

Rettie, their clients and any joint agents give notice that:

They are not authorised to make or give any representations or warranties in relation to the property either in writing or by word of mouth. Any information given is entirely without responsibility on the part of the agents or the sellers. These particulars do not form part of any offer or contract and must not be relied upon as statements or representations of fact.
All Rettie floorplans are drawn to RICS standard. The text, photographs and plans are for guidance only and are not necessarily comprehensive and it should not be assumed that the property remains as photographed. Any error, omission or mis-statement shall not annul the sale or entitle any party to compensation or recourse to action at law. It should not be assumed that the property has all necessary planning, building regulation or other consents, including for its current use. Rettie & Co. & Rettie LLP’s have not tested any services, equipment or facilities. Purchasers must satisfy themselves by inspection or otherwise and ought to seek their own professional advice.
All descriptions or references to condition are given in good faith only. Whilst every endeavour is made to ensure accuracy, please check with us on any points of especial importance to you, especially if intending to travel some distance. No responsibility can be accepted for expenses incurred in inspecting properties which have been sold or withdrawn.
Proof and source of Funds/Anti Money Laundering

Under the HMRC Anti Money Laundering legislation all offers to purchase a property on a cash basis or subject to mortgage require evidence of source of funds. This may include evidence of bank statements/funding source, mortgage or confirmation from a solicitor the purchaser has the funds to conclude the transaction.

All individuals involved in the transaction are required to produce proof of identity and proof of address. Rettie use electronic verification, if this is not possible original documents are acceptable.
Misrepresentations

The property is sold with all faults and defects, whether of condition or otherwise and neither the seller nor Rettie & Co. or Rettie LLP’s, the selling agent, are responsible for such faults and defects, nor for any statement contained in the particulars of the property prepared by the said agent.
The Purchaser(s) shall be deemed to acknowledge that they have not entered into contract in reliance on the said statements, that they are satisfied themselves as to the content of each of the said statements by inspection or otherwise and that no warranty or representation has been made by the seller or the said agents in relation to or in connection with the property.
Any error, omission or misstatement in any of the said statements shall not entitle the purchaser(s) to rescind or to be discharged from this contract, nor entitle either party to compensation or damages nor in any circumstances to give either party any cause for action.


EPC Rating: D
Council Tax Band: F