Shared Ownership

This superb modern home is available to buy from as little as £143,750 with a 25% share!

This well presented first floor apartment is located within SW4 and benefits from ALLOCATED UNDERGROUND PARKING. The property offers approximately 790 sq ft of internal space and is arranged around a spacious open plan kitchen and reception room, providing an excellent area for both everyday living and entertaining whilst giving access to a private balcony. The kitchen is neatly fitted with integrated appliances and generous worktop space, while the reception area comfortably accommodates dining and lounge furniture.

There are two well proportioned bedrooms, including a principal bedroom with an en suite and direct access to the private balcony. The apartment further benefits from a contemporary bathroom suite.

Bradley Road sits in a popular residential pocket of Clapham, known for its lively yet community-oriented atmosphere. The area offers a broad selection of independent cafés, restaurants, pubs, and local shops, particularly along Clapham High Street and Abbeville Road. Clapham Common is within easy reach, providing extensive green space for walking, sports, and leisure. Everyday conveniences such as supermarkets, gyms, and boutique retailers are close by, while the neighbourhood also benefits from a range of well regarded schools and childcare facilities.

The property is well positioned for transport links into central London and beyond. Clapham North and Clapham Common Underground stations (Northern Line) are within walking distance, providing quick access to the City, West End, and major interchange stations. Clapham High Street Overground offers additional connections across London. Numerous bus routes serve the surrounding area, and road access to major arterial routes is straightforward for drivers. These excellent transport links make the apartment particularly convenient for commuters.

PRICING & AFFORDABILITY

Full Market Value: £575,000

25% Share Price: £143,750 (rent £1,294.10pcm)
Minimum 5% Mortgage Deposit (25% share): £7,188
Approximate Service Charges: £129.64pcm*
Lease: 122 years remaining

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £90,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £575,000 and a purchaser would not need to meet the eligibility criteria listed above.