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Bodmin, Three bed shared ownership home

PROPERTY TYPE

Semi-Detached

BEDROOMS

3

BATHROOMS

1

SIZE

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Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.
Floorplan 1
1

Key features

  • THREE BED SHARED OWNERSHIP HOME
  • TWO PARKING SPACES
  • EPC- B
  • COUNCIL TAX BAND- B
  • LEASEHOLD TENURE

Description

Coastline is pleased to present this three-bedroom semi-detached house in the village of St Tudy, near Bodmin. Please note that this property is within a Designated Protected Area (DPA) with a protected lease and buyback clause. This means you will be able to staircase your ownership to 100%, but will not acquire the freehold at 100% ownership. If you decide to sell the property, the landlord (Coastline Housing) or a nominee will buy the lease from you when you wish to sell the property.
Built in 2019, the property offers three bedrooms, a separate lounge, and a kitchen/dining room which spans the full rear width of the house. The ground floor also includes a W/C, while the first floor houses the family bathroom and three bedrooms.
Upon entering the home, the entrance hallway provides access to the downstairs WC and stairs to the first floor on the left, with the living room located on the right and the kitchen/dining room at the far end of the hallway. The kitchen is fitted with Howdens base and eye-level units in Dove Grey and an oak block effect worktop. The pair of double doors in the kitchen leads out to the rear garden, which is laid to lawn with a patio and has a shed.
Upstairs, the landing leads to the two double bedrooms and one single bedroom. The family bathroom is to the left of the landing as you come up the stairs. Both double bedrooms are equipped with a built-in wardrobe.
To apply for this home, please register your interest on Share to Buy. If you have already registered your interest on Share to Buy you will have received an email from Coastline’s Sales Team containing the online application form and guidance on the next steps to complete your application. Coastline’s Sales Team will process applications on a first-come, first-served basis, subject to receiving a complete application.

Key features-
• Three well-sized bedrooms
• Landscaped garden with shed
• Air source heat pump
• Two parking spaces
• Howdens kitchen units
• Cormar Apollo Plus carpets in Persian Doll

Figures-
FMV: £285,000
40% Minimum Share: £114,000
Rent PCM: £356.25
Service Charges PCM: £54.91
Buildings Insurance PCM: £14.38
Eligibility
As part of your application, you are required to hold a local connection to the Parish of St Tudy. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.

Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.
To meet the local connection criteria, you will need to meet one of the following:

a) Lived in the Parish of St Tudy for a continuous period of at least three (3) years immediately prior to advertising
b) Formerly lived within the Parish of St Tudy for a continuous period of 5 years.
c) Your place of work (16 hours or more a week and not including seasonal employment) in the Parish of St Tudy for a continuous period of at least three (3) years immediately prior to advertising
d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident and has been so for a continuous period of at least 5 years immediately prior to advertising.

*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.

PROVING YOUR CONNECTION
So that we can approve your local connection, you will need to provide us with some documents as evidence.
If you are unsure on what you will need to provide, please contact the Sales Team.
Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**
• Utility bills - One from each year required
• Council tax bills
• Bank/credit card statements - One from each year required
• State benefit book or receipts showing rent paid
• Payslips showing home address - One from each year required
• Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor
**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or Marriage certificates and change of name documentation if applicable.
Employment (c) – evidence to cover the relevant Local Connection period
• Payslips showing employers address
• Employer’s letter confirming length and terms of employment (including hours worked if applicable)

Particulars-
Council Tax Band: B
EPC Rating: B
Tenure: Leasehold
Lease Length: 999 years

All Enquiries-
All enquiries received by The Mather Partnership will be forwarded onto Coastline Housing's Shared Ownership department to be dealt with. We will forward all of your details that you provide to us. Alternatively, please contact Coastline direct see photograph labelled "contact info".

Anti Money Laundering Regulations – Purchasers- It is a legal requirement that we receive verified ID from all buyers before a sale can be instructed. We will inform you of the process once your offer has been accepted.

Proof of Finances- Before agreeing a sale, we will require proof of your financial ability to purchase. We will inform you of what we require prior to agreeing a sale.

Broadband & Mobile Phone Coverage- To check the broadband coverage for this property please visit check mobile phone coverage please visit
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Band: B
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Allocated
GARDENA property has access to an outdoor space, which could be private or shared.
Back garden
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Bodmin, Three bed shared ownership home

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About Mather Partnership, Helston

25 Meneage Street Helston TR13 8AA
Industry affiliations:Industry affiliation logo 0

Selling your home is a significant decision, and the estate agent you choose can have a direct impact on both the price you achieve and how smoothly the process unfolds.

The Mather Partnership is an independent estate agency with offices in Helston and Hayle, specialising in the marketing and sale of homes across South West Cornwall.

For more than two decades we have helped local homeowners successfully move across South West Cornwall.

Our role is simple. To represent your home properly.

That means thoughtful presentation, professional marketing and experienced negotiation designed to attract serious buyers and achieve the strongest possible result. Because when a home is presented well and priced correctly, the market responds.

We believe every home deserves to be marketed with care and attention, not simply uploaded to the major property websites and left to sit.

Much of our business comes through recommendation from previous clients, something we are extremely proud of.

If you are curious about what your home might achieve in the current market, our team would be very happy to offer clear and honest advice.

Affordability

Monthly repayments£572
Property: £ 114,000
Deposit: £ 11,400
Interest rate: 5.33%
Term: 30 years
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These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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Disclaimer - Property reference THM_HLS_LFSYCL_1119_1280510293. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Mather Partnership, Helston. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

*This is the average speed from the provider with the fastest broadband package available at this postcode. The average speed displayed is based on the download speeds of at least 50% of customers at peak time (8pm to 10pm). Fibre/cable services at the postcode are subject to availability and may differ between properties within a postcode. Speeds can be affected by a range of technical and environmental factors. The speed at the property may be lower than that listed above. You can check the estimated speed and confirm availability to a property prior to purchasing on the broadband provider's website. Providers may increase charges. The information is provided and maintained by Decision Technologies Limited.
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