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The Wharf, St. Ives, TR26

PROPERTY TYPE

Terraced

BEDROOMS

3

BATHROOMS

3

SIZE

937 sq ft

87 sq m

Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Key features

  • HARBOUR FRONT LOCATION
  • STUNNING UNINTERRUPTED HARBOUR & BAY VIEWS
  • 3 BEDROOMS
  • 2 ENSUITES & FAMILY BATHROOM
  • LARGE KITCHEN DINING ROOM
  • LIVING ROOM WITH BALCONY
  • SET OVER 4 FLOORS
  • SUCCESSFUL HOLIDAY LET
  • EXTENSIVELY REFURBISHED IN 2021
  • SCAN QR FOR MATERIAL INFORMATION

Description

Spanning an impressive 1,668 square feet and situated on the harbour front, this delightful property boasts three well-appointed bedrooms of which 2 are ensuite. There is large kitchen/dining room and living room with balcony taking in the stunning harbour views, making this an ideal retreat for families or groups seeking a seaside escape.
One of the standout attributes of this property is its enviable harbourside location, offering stunning sea views that can be enjoyed from various vantage points within the property. Imagine waking up to the gentle sound of waves and the sight of boats bobbing in the harbour, creating a serene atmosphere that is hard to resist.
Whether you are looking for a permanent residence or a luxurious holiday home/ let, this property is perfectly suited to meet your needs. The vibrant town of St Ives, known for its beautiful beaches, art galleries, and charming streets, provides a wonderful backdrop for both relaxation and adventure.
An internal viewing of this delightful property is sure to impress! Phone now to arrange your viewing appointment.

St Ives - In recent years St Ives has become one of Europe's premier holiday destinations, famed not only for its beautiful beaches and coastal paths but also for the maze of narrow, cobbled streets packed with restaurants, galleries, cafés and local bars. There are five sandy beaches, including neighbouring Carbis Bay, three of which are award-winning, blue flag beaches; the coastal paths provide a treat for walkers and bird-watchers alike. St Ives is just 4 miles away from the A30 which links into all the major market towns and Cathedral city of Truro.

The Property - Located on the harbour front and offering stunning, uninterrupted views out across the harbour, Pedn Olva point, Pothminster beach and across to Porthkidney Sands, The Towans and Gwithian. The home is presented to a very high standard following an extensive refurbishment. The accommodation is set over four floors. The newly- installed large, quality fitted kitchen/dining room creates a great family or entertaining room and offers excellent views into the harbour and beyond. The master suite is stunning, with a large ensuite bathroom with a free-standing copper bath where you are able to lie back and relax whilst looking across the harbour. The living room is located on the top floor with double-opening patio doors providing access out onto the decked balcony terrace where you are able to take in the full vista of the harbour and bay of St Ives.

Entrance - Oak front door with central smoked-glazed porthole window, opening into:

Reception Hall - Tiled flooring. carpeted stairs with hand rail to side rising to a half landing with doorway opening into a stairwell with carpeted stairs and handrail to side leading down into:

Rear Porch/Utility Area/Beach Changing Area - Tiled flooring. Plumbing for washing machine. Stable type door with central smoked-glazed porthole window opening onto the rear lane (perfect entrance/exit for the beach). Wall-mounted consumer unit and electric meter. Understairs storage area.

From the half landing are steps up onto the first floor landing which is carpeted. Carpeted turning stairs to the second floor with an under stairs storage cupboard. Doors opening into:

Kitchen Dining Room - 4.95 x 4.55 - An 'L' shaped room. Refurbished, whitewashed, painted floorboards throughout. Radiator. Base level units and drawers incorporating an under counter freezer, fridge and wine cooler with stone workfaces above with integrated 4 ring AEG induction hob with extractor above. Eye level oven grill and combi microwave Stone upstands and tiled splashbacks. Breakfast bar area incorporating a Belfast style sink with Quooker integrated swan neck mixer tap above. Within the units below is an integrated dishwasher. Sash bay window to the front aspect offering the stunning views into the harbour and across the bay to Porthkidney Sands. Sash window in the dining area offering the stunning views across the harbour and bay.

Bedroom - 2.77 x 2.57 - Refurbished, whitewashed, painted floorboards. Radiator. Sash window to the rear aspect. Built-in wardrobe with storage cupboard above and central display shelving. Downlights above the bed. Door opening into:

Ensuite - Refurbished, whitewashed, painted floorboards. Corner crescent shower with sliding glazed doors and rainfall shower above with a separate shower hand attachment and tiled splashbacks. Dual flush low level W/C. Vanity hand basin set onto a slate- effect worktop with vanity mirror above. Obscure sash window to the rear aspect. Ladder towel rail. Extractor fan.

Landing - From the landing area carpeted turning stairs rising up to:

Second Floor Landing - Carpet. Storage cupboard housing the gas boiler and Megaflow hot water cylinder. Landing gives access to....

Bedroom - 3.1 x 2.57 - Refurbished whitewashed, painted floorboards. Sash window to the rear aspect. Recess display shelving.

Family Bathroom - Refurbished, whitewashed floorboards. Dual flush low level W/C. Pedestal hand basin with vanity mirror above. Bath with antique-style mixer tap above with a separate shower hand attachment. Shower above with a glazed screen to the side. Tiled splashbacks Ladder towel rail. Obscure sash window to the front aspect. Extractor fan.

Master Bedroom - 4.47 x 3.2 - Refurbished, white floorboards. Radiator. Bay sash window to the front aspect offering stunning views across the harbour of St Ives and Smeatons Pier and looking across the bay towards Porthkidney Sands and The Towans. Wall-mounted gas fire. Door opening into:

Ensuite. - Refurbished, whitewashed, painted floorboards. Feature free-standing nickel bath. Low-level W/C. Pedestal hand basin with vanity mirror above. Sash window to the front aspect offering a stunning view across the harbour and bay and towards Porthkidney sands. Extractor fan.

Landing - From the landing area are carpeted stairs rising up into:

Living Room - 5.05 x 4.93 - Refurbished, white, painted floorboards throughout. Radiator. Sash window to the rear aspect offering the classic St Ives view over the neighbouring rooftops. Double-opening doors leading onto:

Balcony/Sun Terrace - 1.8 x 1.52 - Composite decking with stainless steel surrounds and glazed inset below. The view from the balcony/terrace is outstanding, taking in the full vista of St Ives harbour and across to Pedn Olva point. Porthminster beach and Porthminster point. Porthkideny Sands and across the Towans at Hayle.

Holiday Letting - The current owner uses the property as a successful holiday let with the following income:

2022/23 - £67,400 // 2023/24 - £64.300 // 2024/25 - £65.300

Viewings can only take place on either changeover or unlet days. Before travelling to the area to view please ensure that you have contacted our office and pre-booked your viewing appointment. Fixtures and fittings are available by separate negotiation.

Lease Details - Lease - 999 years from 1st January 2011

Ground Rent - £50 per annum

Buildings Insurance - around £1,800 per annum payable to the freeholder.

No pets are allowed as part of the lease.

Services - The property is connected to mains electricity, gas, water and drainage. It falls within Council Tax Band D.

Parking - There is no allocated parking for the property however the owner currently rents a parking space at St Ives Rugby Club.

Directions - The property can be located along The Wharf directly behind the slipway down to the beach and on the corner where Back Lane, Church Street and The Wharf connect. A member of the team will be there to meet you. It is advisable, especially during busy periods, to park outside the town and then to walk to the property for ease.

Agents Note - The owner is in the process of replacing all the front wooden sash windows with hardwood double glazed windows that have been ordered as they need to be bespokely manufactured and will be fitted in September 2026.

Material Information - Verified Material Information
Council Tax band: D
Tenure: Leasehold
Lease length: 999 years remaining (985 years from 2011)
Ground rent: £50 pa
Lease restrictions: Standard tenant covenants given to the landlord about upkeep in Lease. DOV entered into in August 2023 to provide clarity on the demise layout which had altered under the previous ownership.
Whilst no formal service charge - there is an annual insurance charge payable for the Buildings insurance to the landlord representing 2/3 of the annual change. Last payment in September 2024 was £1,857.
Property type: Maisonette
Property construction: Standard undefined construction
Energy Performance rating: D65
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Mains gas-powered central heating is installed.
Heating features: None
Broadband: No broadband connection
Parking: None
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: No
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: No
Historical flooding: No
Flood defences: No
Coastal erosion risk: No
Planning permission issues: No
Accessibility and adaptations: None
Coal mining area: No
Non-coal mining area: Yes

All information is provided without warranty. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.

The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.

Brochures

The Wharf, St. Ives, TR26Brochure
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Band: D
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
No parking,No disabled parking
GARDENA property has access to an outdoor space, which could be private or shared.
Ask agent
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
Ask agent

The Wharf, St. Ives, TR26

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About Millerson, Mid and West Cornwall

50 Fore Street, Hayle, TR27 4DY
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Hello and Welcome to Millerson - Mid and West Cornwall.

Located on Fore Street in the heart of Hayle, Millerson is a long-established, family-run estate agency with deep roots in Cornwall. Since 1936, their Hayle branch has built a strong reputation for delivering five-star service, guided by a friendly team of local agents with genuine Cornish knowledge. Specialising in residential property sales across Hayle, St Ives, Lelant, Penzance, and surrounding areas, the branch offers honest advice, local insight, and professional support from start to finish. Whether you're buying or selling, Millerson Hayle provides trusted expertise shaped by generations in the Cornish property market and is the go-to choice for all your property needs.

Jeremy, Hannah, Ross, Tracey and Val look forward to meeting you.

Affordability

Monthly repayments£4,263
Property: £ 850,000
Deposit: £ 85,000
Interest rate: 5.33%
Term: 30 years
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Disclaimer - Property reference 34657234. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Millerson, Mid and West Cornwall. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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