How to fund your purchase

Learn about the different ways to fund your property purchase, including buying in cash or with a mortgage.

Help to Buy Equity Loan England

Under this scheme, the government lends you up to 20% of the cost of your newly built home. Find out whether this scheme could be useful for you in this section.

Help to Buy Equity Loan Scotland

Help to Buy Scotland is an Equity Loan scheme, similar to the one that runs in England, and is available for new homes provided by approved suppliers.

Help to Buy Equity Loan Wales

The Welsh version of the popular Help to Buy scheme, learn more about whether this could be of use to you and your purchase.

Help to buy – ISA

Launched in December 2015, Help to Buy ISAs are an alternative method to help boost your deposit for a first home.

Help to buy – Shared Ownership

Find out more about this scheme which allows you to buy a share in a property and then pay rent on the remaining part.

Help to buy – Mortgage Guarantee

The Help to Buy: mortgage guarantee scheme was a limited scheme which finished at the end of 2016