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BYCHOICE ESTATE AGENTS
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    Bychoice are proud to serve the Sudbury area. The secret to our success is that we refuse to settle for anything less than the highest standards of customer service.

    About us

    Bychoice Estate Agents of Sudbury was the first of our 6 offices offering a "best in class" service to our clients. With genuine linked marketing between all the offices, buyers move regularly between the town of Bury St Edmunds, Hadleigh, Haverhill and of course Sudbury with the support of our village specialist offices in Clare and Lavenham.

    Since opening we quickly established ourselves as one of the top agents in the town and continue to grow.

    Integrity you can rely on

    As an established agent, our reputation is paramount. That's why you can trust that Bychoice are committed to being honest and will always look out for our customers best interest. We will never over-inflate a valuation, misrepresent a property or obscure our fees.

    Helping you

    We are well equipped to help and advise you at every stage of your move and our team of local experts have a wealth of experience selling homes in the area and are always happy to help provide you with expert local knowledge whether you are looking to buy, sell, rent or let

    Marketing

    Our marketing plans ensure your property gets maximum exposure locally and nationally. We advertise extensively online, on social media and in the high street as well as the local press and our own Bychoice magazine which is distributed to local businesses.

    Network of 800 agents

    We are the only agent in Sudbury to be members of 'The Guild of Professional Estate Agents' meaning you know you are dealing with a professional company and also that your property will get unrivalled exposure via their network of 800 agents nationwide.

    Get in touch today and find out how we can help you!

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Selling Guide
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    Selling a house can be a stressful time for everyone involved, but there are many things that can make the process easier. Choosing the right agent is one of them.

    Estate agents may all appear the same but there are vast differences. Did you know that you do not have to be qualified to be an estate agent or even own an estate agency? This will come as a shock to some as in every other area of your life, you would not entrust someone to carry out a task for you if the individual was not qualified, let alone handle the sale of your most valuable asset.

    With Bychoice you are dealing with professionals. The company boasts a large number of qualified individuals as well as having a qualified chartered surveyor as one director and a member of the National Association of Estate Agents as the other.

    Below is an overview of how we believe you can make your sale as stress free as possible whilst achieving the optimum price for your home in the timescale required.

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    Market Valuation

    Getting the price right is possibly the most important part of selling your home. Under pricing your home could cost thousands where as marketing your property at an over inflated price can lead to huge delays in the sale and could equally cost you thousands as the longer the house is on the market the less likely you are to achieve the optimum price.

    Most clients will have an idea of what they would like to achieve for their home but check around and make sure this is realistic. check the local papers and search the internet for similar properties that have sold.

    During this appointment, if you are happy to market, we can go through all the related costs involved in moving home.

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    Seek out financial advice

    Once you have a guide as to how much you are likely to achieve, depending on your financial needs, the next step will be to look into your finances for any onward purchase. How much mortgage will I need? How much will it cost me monthly? Any forward purchase will depend on the outcome of these first 2 steps, so it is vitally important to collate all the facts before marketing your home.

    For free, professional advice, please call

    Elizabeth Jones in the Sudbury Branch on 01787 468405

    Your home may be repossessed if you do not keep up repayments on your mortgage'

    Fees may become applicable at a later stage.

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    Prepare to market

    Now you have all the information you need to bring the property to the market. Whilst your preparation for marketing is taking place, Bychoice can be preparing the property particulars, ordering the energy performance certificate, creating the floor plans and the virtual tour.

    For you as the seller, showing your home as best you can is important. If you have any small jobs you wish to finish before marketing, get them done. Prepare your home for viewings as best you can, first impressions do count.

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    Are you happy?

    Sounds like an odd question maybe, but we at Bychoice are very keen to make sure you are happy at all stages as we are both working towards the same thing, selling your home. Are you happy with the photos? Is there anything you would like us to re-word in the description for your house? Make sure that it you have any concerns you let us know, any questions, give us a call, we will happily go through as much or as little as you want us to.

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    Listen to the agent

    As agents, we are constantly looking to provide you with honest feedback, not just from viewers, but from the market as a whole. With the internet playing a vital tool in the sale of homes, we can accurately track how many people are looking at your property, how the interest in your property compares to other properties we have on our books and what needs to be done to improve the number of buyers coming through your door, if necessary. Sometimes even just adjusting the order of the photos has resulted in a sale.

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    Accepting an offer

    The best offer on your home can come in the first week of marketing or after a number of weeks. The important thing to do is take time to consider your options. is this an offer I am happy with? Can I make this offer work to achieve the property I am looking to buy?

    Bychoice will always offer advice to you at point of receiving an offer, but the decision is ultimately yours to make. If you are still to find an onward purchase, buyers are often accepting of this and will offer you reasonable time to find.

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    Legal Representatives

    After accepting an offer, The next step is to find a solicitor or conveyancing firm to handle the legal process on your behalf. Legal representatives, like estate agents will vary considerably on cost and effectiveness at progressing your sale through to completion. Take time to pick the right company. ask friends or relatives for recommendations. Bychoice will offer guidance as to who we believe will be able to offer the service you require for your particular circumstances.

    At Bychoice we offer a complimentary sales progressions service to help assist the process through to completion. This service by no means replaces solicitors but is there for advice and to liaise between parties to bring the transaction to a swift conclusion.

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    Point of exchange

    Often the most stressful part of moving home. Agreeing a moving date with all parties, arranging removals, packing etc. try in advance to suggest a couple of target moving dates. If everyone does this, hopefully there will be a date that everyone can agree on with the minimum of fuss. Please remember that although you may agree, nothing is formerly agreed till exchange has taken place and if there is a delay it could effect the completion date. Best advice is to not book any removals until exchange has taken place.

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    Completion

    Legal completion can take place at any time of the date agreed to move, from 9.30am to 5pm. Make sure that you are ready to move for the earlier time, again this will avoid any undue stress in the final leg of your move.

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    Bychoice Estate Agents are introducer appointed representatives of Stonebridge Mortgage Solutions Ltd, who are authorised and regulated by the Financial Conduct Authority.
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Buying Guide
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    Buying a property is a substantial, long-term financial commitment, where prior research and preparation will help achieve the most successful and stress-free outcome. The following guide is a brief summary of the steps in the buying process.

    1: Arrange Finances

    2: Prioritise your Property Requirements

    3: Start the Property Search

    4: Arrange Viewings

    5: Negotiate and Make an Offer

    6: Instruct a Solicitor or Licensed Conveyancer

    7: Complete the Mortgage Application Process

    8: Exchange Contracts

    9: Complete the Purchase

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    Finance

    Before starting your property search you will need to decide how much you can afford. Calculate your household budget, listing all incomings and outgoings, and review any savings or proceeds from the sale of a property you may wish to use. Additional finance may be required via a mortgage which is simply a loan secured against the property. It is highly desirable to have your mortgage agreed in principle by a lender before starting your search. Aside from the purchase price there are other costs in the buying process that you may need to take into account.

    For free, professional advice, please call Elizabeth Jones on 01787 468405

    Your home may be repossessed if you do not keep up repayments on your mortgage'

    Fees may become applicable at a later stage.

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    BUYING COST CHECKLIST

    Mortgage Costs

    Arrangement Fee: generally dependent on interest rate, type and size of loan.

    Valuation/Homebuyer Report/Buildings Survey Fee.

    Higher Lending Fee or Mortgage Indemnity Charge: usually required if the deposit is less than 10%.

    Mortgage Broker Fee: payable if an intermediary arranges the loan; typically 1% of the loan value.

    Purchase cost of any Life Insurance Policy

    A small checking fee may be required for a buildings insurance policy not arranged via the mortgage lender.

    Conveyancing Costs

    Charges for the legal work Any Local Authority Searches Land Registry Fee

    Stamp Duty Land Tax

    Bank Transfer Fees

    Additional Costs

    Removal Costs

    Fee for Redirection of Mail

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    The Property Search

    The most popular ways to search for property are via estate agents, the internet and property guides. You will find plenty of information regarding each property including photographs, floor plans and general area descriptions. Regular communication with estate agents is key to finding the ideal property. Prioritise your requirements such as location and size of the accommodation, as well as transport links and access to good schools and local amenities. Arrange to view the shortlisted properties and take a checklist to ask any relevant questions of the seller or the estate agent.

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    Negotiate and Make an Offer

    The estate agent will be pivotal in the negotiating process and will be able to offer advice regarding the seller's position and likely outcome of any offer you wish the estate agent to put forward on your behalf. Consider current market conditions, the state of the property, and the position of the seller. Once an offer has been accepted it will be necessary to appoint a solicitor or licensed conveyancer to carry out all necessary checks and undertake the legal transfer of the property. It will also be necessary to contact the mortgage lender and complete the paperwork for the loan.

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    The Conveyancing

    The solicitor will make enquiries and searches regarding ownership of the property, fixtures and fittings, boundaries, rights of access, future development, disputes and any other enquiries he deems appropriate. He will also check any guarantees, planning permissions, buildings' regulations certificates, as well as local authority searches. He will confirm that the seller is the legal owner of the property and prepare a "Report on Title". Contracts will be drawn up for the purchase and sale. On exchange of contracts the completion date will be set, and the purchase and sale will be legally binding. The property will be registered in the name of the new owner and the solicitor will be responsible for ensuring payment of land stamp duty tax. On completion the rest of the purchase price will be transferred to the seller, including any mortgage monies from the lender.

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    Checklist For Exchange Of Contracts

    Organise the transfer of funds for the deposit. Arrange buildings insurance cover to commence. Confirm the completion date to the removal company. Arrange to redirect mail. Inform all relevant parties of your new address. Give notice to utility and service providers. On completion day take meter readings for the new property and inform the utility companies. Useful additional information regarding the property buying process can be found at www.direct.gov.uk

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Finance
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    Before starting your property search you will need to decide how much you can afford. Calculate your household budget, listing all incomings and outgoings, and review any savings or proceeds from the sale of a property you may wish to use.

    Additional finance may be required via a mortgage which is simply a loan secured against the property. It is highly desirable to have your mortgage agreed in principle by a lender before starting your search. Aside from the purchase price there are other costs in the buying process that you may need to take into account.

    For free, professional advice, please call

    Elizabeth Jones on 01787 468405

    Your home may be repossessed if you do not keep up repayments on your mortgage'

    Fees may become available at a later stage.

Contact us

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Sudbury Office
  • Team Member

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    Andrew Hurley - Branch Manager
    Contact Andrew on 01787 468400 or andrew.hurley@bychoice.co.uk
  • Team Member

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    Charlotte Bailey - Senior Property Consultant
    Contact Charlotte on 01787 468400 or charlotte.bailey@bychoice.co.uk
  • Team Member

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    Pasquale Napolitano - Listings Manager
    Contact Pas on 01787 468400 or pas.napolitano@bychoice.co.uk
  • Team Member

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    Ted Leggett - Property Advisor
    Contact Ted on 01787 468400 or ted.leggett@bychoice.co.uk 
  • Team Member

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    Elizabeth Jones - Financial Manager
    Contact Elizabeth on 01787 468405 or e.jones@gkmfinancialservices.co.uk
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    Testimonials

    Testimonials from Sellers

    • Seller Testimonial

      Would recommend highly!
      "Great company, great staff. Warm welcoming, friendly. Andy and Charlotte and Pas  are a credit to the team. Would recommend bychoice Sudbury most highly." - Mrs H
    • Seller Testimonial

      He was easily approachable, I felt at ease
      "Pas was extremely professional and explained everything to me in a way I could understand. He was easily approachable and felt at ease to ask any questions" - Mrs T
    • Seller Testimonial

      very professional service

      "Thank you for all your assistance with the sale of our house. Very professional service and we will recommend you to our friends and family" - Mr and Mrs P H

    • Seller Testimonial

      "Great friendly efficient service - with a smile!" - Mrs B
    • Seller Testimonial

      They went above and beyond!
      "Andy and Charlotte are a real credit to bychoice. Kept me informed in every stage of the process. They went above and beyond the duty of their job. House viewings made by them were stress free and I felt like the whole process with them was easy. The advice they gave was clear honest and am grateful to them both for all their help." - Mrs T

    Testimonials from Buyers

    • Buyer Testimonial

      responsive, professional and friendly
      "Bychoice has supported me over the years with both the purchase and letting of properties. The team is responsive, professional and friendly with a keen eye on attention to detail and customer service. I am always delighted with everything they do to support me." - Mr and Mrs M
    • Buyer Testimonial

      Couldn't have wished for it to go any better!

      "All at Bychoice, we just wanted to say thanks for everything. We couldn't have wished for it to go any better. You have provided a great service!

      Best Wishes" - Mr & Mrs B

    • Buyer Testimonial

      A fantastic bunch of professional people!

      "Thank you very much for your help and hard work. You and your staff are a fantastic bunch of professional people. I hope I will be happy in my new home but I am sure I will be calling on your services sometime in the future.

      Best Wishes" - Mrs D

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    Disclaimer

    The content on this Microsite has been uploaded by Bychoice, Sudbury. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to Bychoice, Sudbury. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by Bychoice, Sudbury. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call Bychoice, Sudbury on 01787 468400.