Title

About Us
  • paragraph

    image cannot be displayed

    There are few areas that compare with Epping - Ideally located within just a short commute of London, yet surrounded by beautiful open countryside and benefitting from a brilliant sense of community. We absolutely love this area and we think you will too.

    Established in 1995, Montagues is a well established independent estate agent, headed by Wayne Flegg who has lived locally all his life - There are very few that know the area as intimately.

    Dealing with property can be stressful and we aim to make the process as easy as possible for our clients. We have a highly experienced team with dedicated specialists in each department. Our service is second to none.

    Estate agents do not have the best name - We challenge that. We invite you to speak to one of our friendly team members today to find out how we can best help you. We are happy to tailor our service to your individual needs and look forward to speaking with you soon.

Contact us

Title

Selling
  • paragraph

    A better Service
    image cannot be displayed
    • We are skilled professionals with in depth market knowledge
    • Members of the Property Ombudsman for Sales and Lettings
    • Proven track record of selling success
    • Specialist advice in selling residential and buy-to-let investment properties
    • Global exposure of properties through our website and print publications; www.montaguesproperty.com, www.Rightmove.co.uk, www.OnTheMarket.com and Property Select magazine.
    • Free, no obligation pre market appraisals
    • Colour printed sales particulars with floor-plans
    • Open 6 days a week
    • Flexible, accompanied viewings all week
    • Established since 1995
    1. Free Market Appraisal

    If you're thinking of selling your home, this FREE service will help you understand your home's current market position. We provide you with up to date information with regards to recent sales of comparable properties in your area so you can make an informed decision. An accurate market price of your property's worth creates competition and intense buyer interest

    2. Web Advertising

    Your property will be instantly available on our cutting edge website montaguesproperty.com and loaded onto onthemarket.com and rightmove.co.uk.

    3. Open 6 Days A Week

    Happy to assist early morning, evening or weekend viewing to suit your schedule.

    4. Window Displays

    The benefit of good window displays in busy locations should not be underestimated in their ability to catch the eye of potential buyers and draw them in. Our office located in the heart of Epping with eye-catching window displays that advertise your property around the clock.

    5. Photography

    First impressions count and the first thing potential buyers see before they even pass the front door is the photographs of your property. We employ a professional photographer to capture the best pictures that will ensure that your home sells quickly.

    6. Impressive Full Colour Details

    Your property will have its own sales details, designed to be eye catching and aesthetically pleasing. This comes complete with floor plans and the high quality photography that showcases your property and truly does it justice.

    7. Distinctive "For Sale Boards"

    These are an invaluable marketing tool clearly identifying your property and frequently generating interest from would be buyers that had not previously considered a move.

    8. Feedback & Contact

    As a customer focused business our number one priority is to keep you constantly updated on the marketing progress of your home. We endeavour to give feedback 24 hours after every viewing.

    9. Prominent Office Locations

    Our well located offices can be found in prime locations in the heart of both Epping and Ongar. Visit us today!

    10. Accompanied Viewings

    Accompanied viewings are offered six days a week if required to all of our clients whether the property is vacant or occupied.

    11. Sales Progression

    Once we have Sold your property, our service doesn't stop there. We employ a sales progressor who will regularly progress your sale and keep you informed of events as they occur, thereby eliminating any problems that may arise at an early stage. Our job is not done until the keys are handed over.

Contact us

Title

Buying
  • paragraph

    1. Finding a property you can afford

    Before you start hunting for your dream home, it's a good idea to calculate the amount you can realistically afford to spend on buying a property and for your future mortgage payments.

    Consider how you would cope if your situation changes or if interest rates rise. It is important not to overstretch yourself. It is important to remember that your savings need to cover not just your deposit but expenses such as mortgage fees and stamp duty on properties costing over £125,000. See below for the current stamp duty rates for a first time purchase.

    £0 - £125,000

    • Rate of Stamp Duty - 0%
    • Buy to Let/additional Home Rate - 3%

    £125,001 - £250,000

    • Rate of Stamp Duty - 2%
    • Buy to Let/additional Home Rate - 5%

    £250,001 - £925,000

    • Rate of Stamp Duty - 5%
    • Buy to Let/additional Home Rate - 8%

    £925,001 - £1.5m

    • Rate of Stamp Duty - 10%
    • Buy to Let/additional Home Rate - 13%

    It's never too early to start thinking about arranging a mortgage as this can be time-consuming. You can get a mortgage from an Independent Financial Adviser (IFA), mortgage broker or lender. Once you've found a mortgage, agree a 'mortgage in principle' which tells you how much money the lender is likely to offer and the interest rate you will pay. We will ask to see this once you make an offer on a property.

    2. Making an offer

    Once you've found a home you want to buy, the next step is to make an offer in writing. We will put this forward to the vendor without delay and advise of their reply.

    3. Organising a solicitor and surveyor

    The solicitor handles the legal work around the property. The valuation surveyor will attend on the lenders behalf to check that the property is worth the price that you are paying and (if required) the building surveyor will visit to check for problems which might impact on the cost of the home.

    Your solicitor will tell you how much you can expect to pay and may ask for a deposit upfront - this is typically 10% of their fee. Typical costs can vary between £500 - £1,500 (+ VAT).

    Your solicitor submits searches to the local council to check whether there are any planning or local issues that might affect the property's value. Typical costs are between £250 - £300.

    4. Exchanging contracts

    Before signing the contract, go through it with your solicitor to check that all the details are correct. Make sure that you are happy with what the sellers have agreed to leave in the property and that all queries have been answered.

    Once you've exchanged contracts you'll need buildings insurance in place to cover the structure of the property. At this stage, you and the seller are committed to the sale.

    5. Completion and final steps

    There is typically a four week deadline between exchange of contracts and completion of the sale but both the buyer and seller can agree to a different timeframe. Once the sale is completed you will have to pay a number of charges:

    The remaining money owed to buy the property is now transferred from your solicitor's account to the seller's solicitor's account. Since some of the money comes from the mortgage provider there will be a Telegraphic Transfer Fee with a typical cost of around £25-£50.

    You may also have to pay a mortgage account fee. This fee is charged by the lender for setting up, maintaining and closing down your mortgage account. It is often added to the mortgage, which means you'll pay interest on it, so consider paying it up front instead. Typical cost around £100-£300.

    You'll now need to pay your solicitor's bill (minus the deposit and local searches if you've already paid them). Typical cost: £500-£1,500 plus 20% VAT. Your solicitor will register the sale with the Land Registry for properties in England and Wales.

    Buyers of homes costing over £125,000 have 30 days from the completion date to pay Stamp Duty. Your solicitor will arrange this for you.

Contact us

Title

Our Team
  • Team Member

    image cannot be displayed
    Wayne Flegg
    Director
    Tel: 01992 571175 (Option 1)
    Email: wayne@montaguesproperty.com
  • Team Member

    image cannot be displayed
    Tom Steer
    Property Negotiator
    Tel: 01992 571175 (Option 1)
    Email: tom@montaguesproperty.com
  • Team Member

    image cannot be displayed
    George Montella
    Property Negotiator
    Tel: 01992 571175 (Option 1)
    Email: george@montaguesproperty.com
  • Team Member

    image cannot be displayed
    Victoria McDonnell
    Accounts
    Tel: 01992 571175 (Option 4)
    Email: victoria@montaguesproperty.com
  • Team Member

    image cannot be displayed
    Tessa Connolly
    Administration
    Tel: 01992 571175 (Option 3)
    Email: tessa@montaguesproperty.com
Contact us

    Title

    Testimonials from Buyers

    • Buyer Testimonial

      extremely helpful and enthusiastic
      I first came across Montagues when I started looking at properties to buy in Epping. I was impressed with Wayne's knowledge of the area as well as his perseverance and commitment to helping me find a suitable flat. Throughout the purchase of my flat Wayne and Tom were extremely helpful and enthusiastic and I would recommend Montagues to anyone buying or selling a property in the local area.Julie Vale
    • Buyer Testimonial

      a high standard of services and professionalism
      Very experienced team with a good knowledge of the area; they offered competent advice and guidance tailored to my needs; I used Montagues' services twice and on both occasions they delivered a high standard of services and professionalism. Thank you Montagues! Nelida Techeres
    Contact us

    Disclaimer

    The content on this Microsite has been uploaded by Montagues, Epping. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to Montagues, Epping. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by Montagues, Epping. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call Montagues, Epping on 01992 571175.