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User Guide

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About Richard James

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    Richard James Estate Agents is an award winning agency established in 1991.  We are independently owned and led from the front by Richard Fowler and James Rota. Our Irthlingborough and Rushden offices are also co owned by Mike Taylor and Richard Taylor respectively, who also work at the forefront of the business on a daily basis.

    The Directors are highly motivated and proud that our independence has enabled us to build a business that has set a high standard in the industry, using sophisticated technology whilst still maintaining high levels of customer service and communication.

    We care about every customer and every house sale gives us huge satisfaction, knowing we have helped someone move. We are constantly looking for new innovation to improve the service we provide to ensure we maintain our rating as the top selling agent in the area. 

    Today we are recoginised as award winning estate agents who employ some outstanding staff, focusing on exceptional customer service and straight forward advice.

    Independent research has proved we are the area's leading selling agent year after year. We are open seven days a week, have national connections with almost 650 offices through the Relocation Agent Network and pride ourselves in the quality of marketing and attention to detail.

    We have won Relocation Agent Network's highest national accolade "Agent of the Year" twice.

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    Relocation Agent Network
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    We are a proud member of the Relocation Agent Network, a group of almost 650 independent estate agency offices situated in most major towns and cities across the UK. Membership to the network is by invitation only after being assessed and vetted for market leadership, customer satisfaction, quality marketing and ability to refer relocating clients to other areas of the country.

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    National Award Winners
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    Relocation Agent Network's highest award accolade "Agent of the Year" two time winners.
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User Guide

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Selling

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    Marketing
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    We are open seven days a week and open until 7pm on week day evenings. We market each property on at least 14 websites, with high quality photographs and marketing. We accompany prospective buyers to viewing appointments and always give vendors feed back afterwards. We are also proud members of the Relocation Agent Network; 650 estate agency branches across the UK who have access to each others properties.

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    Property Brochure
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    We believe high quality marketing generates the maximum number of viewings. Our brochures and internet marketing show both external and internal phootographs of the highest standard. People ask why we have the best properties on our books, we don't, we just take the best photos. All our marketing material carries detailed floor plans and we always believe in highlighting the best features.

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    Viewings
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    We accompany prospective buyers to viewings, including Sunday's. We take the responsibilty of showing the clients round and finding out what they genuinely think.  Honest feedback helps the vendor to overcome objections. Feed back is always given the following day. This gives us the opportunity to discuss frankly the best strategy to getting a house sold.

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    After Sales Updates
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    Once we have found a buyer and conducted the normal financial checks, we liaise with the solicitors and mortgage providers to ensure the the buyer goes over each hurdle at the right time. We always liase with other estate agents in the chain to ensure that all the related transactions are proceeding smoothly. Regular updates from us reduce the stress of the move.
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User Guide

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A Buyers Guide

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    Check out your finances
    Before you go looking for your new home, find how much you can afford, what it will cost and whether it fits into your monthly budget.Take advice from a mortgage lender or an independent mortgage broker who will be able to provide you with illustrations of payments and source the right mortgage for you.We have our own independent mortgage advisor on site, so we can do the groundwork to source you the best deal amongst the thousand s of products on the market.It is best to go viewing houses once you have an "agreement in principle" from a lender.

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    Finding the right home
    Once you know your budget contact estate agents, look at adverts and log onto property websites for the right home. Decide on the criteria, then view as many as you can. Good quality estate agents will accompany you to the viewings and will offer help and advice to find the right property.

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    Know Your Chain
    Before you submit an offer it is best to know your chain, how long it is and how much progress each person involved has made. You are totally dependent on the quality of each member of your chain, if one person experiences a problem, it will have the knock on effect to the other parties involved too. We will always check with other estate agents that the chain is strong before submitting offers.

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    Agreeing the sale
    We will negotiate with the vendors (sellers) on your behalf until we arrive at a price you are both happy with. This may also include fixtures and fittings and making all parties aware of projected time frames. Unsuccessful offers must always be communicated in writing.

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    Instructing a solicitor
    Once your offer has been accepted you will need to instruct a solicitor or licensed conveyancer to act for you. A licensed conveyancer will do the same job as a solicitor but they specialise only in the legal transfer of property or land. We can offer you recommendations of various solicitors or conveyancers from our selected panel. Each firm is recommended on the basis they will offer prompt service, a speedy return of phone calls at a competitive fee.

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    Submitting your mortgage application
    Within a day or so of having your offer accepted, you will need to get your mortgage application under way. This may be done at the estate agents office, at the bank or building society or on line. Either way you will normally need to pay a mortgage valuation fee.This is a basic appraisal of the property that reports the value of the property. This can be upgraded to a Homebuyers Report. This is more comprehensive covering far greater detail. If the survey spots anything of a structural nature it will then recommend a structural report or investigation. Cash buyers will need to arrange the valuation themselves if they require one.The mortgage lender will carry out status enquiries on you. These relate to you credit worthiness, income and other commitments. Once the lender is happy with both you and the property they will issue the formal mortgage offer.The mortgage offer is the written offer of a mortgage on a particular house, not to be confused with an agreement in principle.

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    The legalities
    Whilst your mortgage application is being processed your solicitor will make contact with the vendors solicitor to request a draft contract. Once received, they will approve it and apply for the searches. The standard searches are the local authority and the water and drainage search. These will reveal anything that may in the future affect your enjoyment of the property you are buying.Your solicitor will raise enquires to the vendors solicitor and once your solicitor is happy the property has good title and the right one to buy, you will be asked to sign the contract. Your solicitor will not exchange contracts until they are fully satisfied with the legal title.

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    Exchanging Contracts
    This is the point of no return. Once you have exchanged contracts, you and the seller are legally bound. A deposit is normally paid and penalties will be incurred if the sale does not complete.The completion date, the day you actually move is set in stone at this point.

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    Moving Day
    Also known as completion. This has to be a weekday and not a public holiday. This is the day that your solicitor transfers the full payment to the sellers' solicitors. Once successfully received, the keys can be released to you.
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User Guide

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Other Services

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    Lettings & Management
    We offer landlords the choice of "Full Management" or Full Management with Rent Guarantee & Legal Protection service. The wealth of knowledge our staff have, enable us to give landlords and tenants sound advice to ensure a tenancy is compliant. Understanding all the ever changing regulations is the key to a successful tenancy. 

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    Mortgages
    We have our own "in house" independent mortgage advisers, Crystal Financial Services. They are able to offer "whole of market" advice on products from a multitude of lenders ensuring you pick the right product and interest rate to suit your individual requirements. Appointments can usually be arranged promptly, eliminating the need to wait for a week or usually more to see a High Street bank or building society. 
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User Guide

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Meet the team

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    Our staff are our strength
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    One of our strengths is our experience, Directors Richard Fowler, James Rota and Mike Taylor have been in the business since the 1980's and Chris Wise, Richard Taylor and Harriet Kirby have more than twenty years experience too. We feel there is rarely a situation that may arise that we cannot deal with.

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    Richard Fowler - Director
    Co founder and Director of the business, Richard began his career in Estate Agency in 1987 and jointly set Richard James up in 1991. His in depth knowledge and experience has proudly earned him a seat on the National Advisory Council of the Relocation Agent Network. Married with three children, Richard is a competitive member of a local running club and a sub 3 hour marathon runner. He is a licenced UKA Level 2 endurance running coach. In his spare time he spends time in North Cornwall on the surfing beaches with his family. Based in our Wellingborough office.

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    James Rota - Director
    Co founder and Director, James has worked in the profession since 1988 and has a great understanding of all aspects of the property market and customer service. He is proud of the success Richard James have achieved over the last twenty seven years, particularly winning the prestigious Relocation Agent Network "National Agent of the Year twice". A  married family man with three children, he spends as much time as the business allows in the warmer sunny climate of Cyprus, a place he would like to retire to. He spends his spare time in award winning restaurants sampling fine food and wine. Based in our Wellingborough office.

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    Christopher Wise - Associate Director
    Chris joined the company in 2001 and spearheads property sales. He is also a Relocation Specialist assisting clients on long distance moves in and out of the area. Married with two children he has lived locally all his life. He is a very keen Tottenham Hotspur fan and has a great wealth of knowledge about films and cinema. He generally manages to get to the gym most mornings before work. Based in our Welligborough office.

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    Mike Taylor - Director - Irthlingborough
    Mike's estate agency experience dates back to the 1980's but joined Richard James in 1999 as a Director when he spearheaded the opening of our Irthlingborough office. He is married with one son and spends his spare time on the country roads cycling and he has a particular talent for growing chillies and tomatoes. He openly admits he has a great passion for making and eating curry! Based in our Irthlingborough office.

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    Richard Taylor - Director - Rushden
    Richard is the younger brother of Mike and has worked for the company since 2006. He has a eye for detail and one of his hobbies is photography, which he has been able to put to good use in our marketing. Not one to sit around, in his spare time he like to get out on his road bike and is also a keen kickboxer! Based in our Rushden office.

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    Harriet Kirby - Director - Lettings
    I live in Wellingborough with my husband and my two children. I have dedicated my entire career to Lettings and Property Management and specialise in ensuring compliance is met at all times, and tenancies run as smoothly as possible. I have a team of dedicated tenancy managers, negotiators and property inspectors all on hand to assist our landlord clients. The key to a smooth tenancy is understanding the ever changing regulations. I am ARLA registered which should give clients peace of mind.
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    Disclaimer

    The content on this Microsite has been uploaded by Richard James Estate Agents, Wellingborough. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to Richard James Estate Agents, Wellingborough. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by Richard James Estate Agents, Wellingborough. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call Richard James Estate Agents, Wellingborough on +441933224400.