Mortgage Calculator

You usually need to put at least a 10% deposit towards your new home. You then borrow the remaining amount (90%). Lenders usually offer up to this amount on a standard mortgage, with some lenders offering up to 95% loan-to-value.

However, the total you can actually borrow depends on the annual incomes of those applying. Other factors like your age, spending, or any loans you might have will also be considered.