High Street, Seal, TN15

If You’re Struggling To Get Onto The Housing Ladder, This Charming Cottage In The Heart Of Seal Village Could Be The Answer. Surely owning 25% of this cute shared ownership mid-terrace to get your own place is 100% better than renting or living with parents!
Getting a foot on the housing ladder can feel impossible. But with a shared ownership property, it doesn't have to be.

This one-bedroom cottage in Seal is available for just 25% of the full £350,000 market value - so £87,500 gets you in the door, with the remaining 75% owned by Moat Housing.
You pay monthly rent on the Moat Housing share, plus a little extra for buildings insurance (£696.52 rent plus £16.89 for insurance).

But there’s no ground rent, no hidden surprises and no fee to apply - just a straightforward route to ownership that could cost less each month than renting privately.
There are some qualifying criteria for shared ownership, so you’ll need to meet Moat’s basic requirements before moving forward - but it’s quick and easy to see what’s required and apply.

And if you ever want to own more of the property, you can do that too - Moat allows you to increase your share over time through “staircasing”, so you’re never locked into just the initial 25%. Moat Housing are also willing to sell their 75% share now, meaning you can purchase the full freehold at £350,000 if you wish. Please note: This would be via direct negotiation with Moat Housing.

Now for the home itself…it’s full of character and unique features; you step straight into a cosy lounge that flows into a neat, modern kitchen at the rear.
Upstairs, you’ve got a double bedroom and a dressing area, with recently fitted shutters, and a modern shower room. It’s beautifully decorated and all ready to move into, but there’s space to make it your own over time.

Both the lounge and the bedroom are equipped with storage cupboards.
Out the back, a separate utility room in the outhouse is good for the washing machine and tumble dryer - but it’s roomy enough to double as a work-from-home space too.

Outside, there’s a sunny courtyard garden accessed via a quaint stable door - perfect for a cuppa or a barbecue. The neighbours do have a right of access across the courtyard (not right of way), for accessibility, which will only be used for a specific purpose, for example, to access drains, gas, water, electric cables, eaves, gutters, so it’s used rarely and respectfully.

If you have a car parking isn’t included, but the current owner has a private agreement across the road, which could potentially be continued.

As for location, you’re right in the heart of Seal village. The village has a selection of shops, a pub and takeaways - everything you’ll need on a day to day basis.
And it’s still only a 10 minute drive into Sevenoaks when you do want to hit the shops or catch up with friends.

If you need to head further afield, the M25 is just a short drive away and regular trains from Sevenoaks will take you to London Bridge in less than half an hour or to the coast at Hastings in around an hour.
If you're just starting out, trying to stop throwing money away on rent or want to make your monthly pay packet go a little bit further - this could be the fresh start you've been waiting for.