Valley Road, Shipley, BD18 2GD

The Northcliffe

This modern 2-bed home is part of a larger development -Valley View.

Valley View's location gives residents an exceptional number of beautiful resources on the doorstep and further afield. Woodland Bank is designed for modern, daily life too. With great transport links and lots of amenities close by.

The development is situated a short distance from highly desirable Bingley town centre which offers a wide range of every day amenities, bars, restaurants, recreational facilities and excellent road links to many principal West and North Yorkshire business centres.

The town forms a continuous urban area with Bradford and is home to the famous Salts Mill. The town is also home to UNESCO World Heritage Site, Saltaire Village, and the stunning Shipley Glen.
With it's array of independent shops, traditional pubs and local eateries, Shipley provides a warm welcome to visitors.

SHARED OWNERSHIP

Stepping into your new home is one of the best and most exciting achievements in your life and Shared Ownership makes that ambition possible. You initially purchase a part share in a home through a mortgage and savings. You only need to buy as much as you can afford, usually a minimum of 35%-40% and up to a maximum of 75%, and you pay a subsidised rent to us on the share that you don't own. The great thing about Shared Ownership is that you can buy a larger share of the property whenever you can afford it. The more you own, the less rent you pay. What's more, you can get started with a smaller deposit, because its calculated on the value of the share you buy. Shared Ownership provides you with the perfect opportunity to get your feet onto the property ladder. Even though you are only purchasing a share, it will definitely feel like your home since you are free to decorate and personalise it to your own taste.
Below we've listed some of the main qualifying criteria around your eligibility:

* Your household income is £80,000 a year or less
* You cannot afford all the deposit and mortgage payments for a home that meets your needs
* You're a first-time buyer or * You used to own a home, but cannot afford to buy one now or
* You own a home and want to move but cannot afford a new home suitable for your needs or * You're forming a new household - for example, after a relationship breakdown or
* You're an existing shared owner and want to move

This house is available to be purchased through Shared Ownership and below are some sample figures and available shares. Other combinations are available to suit your needs.

Full Marker Value £195,000
Estate charge at £3.62pcm, Building insurance at £12.70 and Management fee at £1.63 is payable per calendar month.

25% share at £48,750, Shared Ownership rent £335.16pcm
30% share at £58,500, Shared Ownership rent £312.81pcm
40% share at £78,000, Shared Ownership rent £268.13pcm
50% share at £97,500, Shared Ownership rent £223.44pcm
60% share at £117,000, Shared Ownership rent £178.75pcm
70% share at £136,500, Shared Ownership rent at £134.06pcm
75% share at £146,250, Shared Ownership rent at £111.72pcm

All homes at Valley View are built to a high specification with contemporary living in mind. Light, spacious rooms are complemented by eye catching stylish bathroom designs and kitchen/diners equipped with convenient fitted units throughout - including a stainless-steel oven, gas hob and extractor hood.