Ribatejo, Minde, Portugal

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**Minde – Single-storey house to renovate**

Buying a house to rebuild in **Minde**, especially near local shops, can be a smart investment with many advantages.

### Location advantages in Minde
- **Close to local commerce**: Bakeries, cafés, restaurants, and markets make daily life easier and enhance the property’s value.
- **Peaceful and natural setting**: Minde offers a high quality of life, with beautiful scenery and a welcoming community.
- **Tourism potential**: The area has charm and can attract visitors — great for rentals or guest accommodations.

### Financial and tax benefits
- **Lower purchase price**: Properties in need of renovation are usually more affordable, offering greater potential for appreciation.
- **Tax incentives**:
- Reduced **VAT** rate of 6% on renovation work.
- **IMI** (property tax) exemption for up to 3 years, renewable for another 5.
- **IMT** (property transfer tax) exemption when purchased for rehabilitation.
- Deduction of up to 30% of expenses in **IRS**, up to €500.

### Rehabilitation support
- **National Building Rehabilitation Fund (FNRE)**: Funding for structural work and affordable housing.
- **IFRRU 2020**: Favorable loans for renovations focused on energy efficiency.
- **Rehabilitate to Rent Program**: Support for converting properties into affordable rental units.

### Appreciation and sustainability
- **Heritage preservation**: Renovating maintains the historical and architectural charm of the region.
- **Energy efficiency**: Programs such as the Efficiency Voucher help make homes more sustainable.

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