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Albany Terrace, Chatham, ME4

PROPERTY TYPE

Terraced

BEDROOMS

6

BATHROOMS

4

SIZE

1,862 sq ft

173 sq m

TENURE
Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Freehold

Key features

  • Configured as a 6-bedroom HMO set over four floors
  • Self-contained lower-ground apartment
  • Current gross rent approx. £54,000 p.a.
  • Convenient location for schools and amenities, with fast rail links to London
  • HMO license has been renewed August 2025 and is valid for the next five years
  • The property has been awarded EPC : C rating

Description

6-Bed HMO with Self-Contained Apartment | Off-Road Parking

A strong, income-producing investment set over four floors and configured as a five-bedroom HMO with the added benefit of a self-contained apartment on the lower ground level. The property is currently achieving approximately £54,000 per annum offering an attractive return from day one.

On the lower ground floor, a private apartment provides an open-plan kitchen/reception area, a bathroom, and a double bedroom with direct access to the rear garden—ideal for an owner/manager unit or an additional rental stream. The ground floor comprises the main entrance hall, two letting bedrooms, and a shared bathroom. To the first floor you’ll find a communal reception/kitchen serving the HMO plus a further bedroom. The top floor completes the arrangement with two bedrooms, each benefiting from its own en-suite shower room, enhancing rental appeal and reducing shared-facility pressure.

Outside, the property enjoys off-road parking to the rear and a garden accessed from the apartment, adding welcome amenity for occupants and operational convenience for management

Located in a popular residential area close to everyday amenities, the property is well placed for families and sharers, with a choice of primary and secondary schools (including local grammar options) within easy reach. Transport links are strong: nearby Chatham station offers fast services to St Pancras International in around 39–40 minutes, London Bridge in about 40 minutes, and London Victoria in roughly 45–46 minutes, with typical journeys around an hour depending on route and time of day. Key road links including the A2/M2 and M20 are also readily accessible for travel across Kent and into London.


EPC Rating: C

Self Contained apartment Kitchen / Reception

4.12m x 4.51m

Self Contained apartment bedroom (6)

4.11m x 4.51m

Self Contained apartment bathroom

1.56m x 3.06m

Kitchen

4.12m x 4.35m

Bedroom 1

3.27m x 4.11m

Bathroom

1.56m x 2.97m

Bedroom 2

3.98m x 4.36m

Bedroom 3

3.5m x 4.35m

Bedroom 4

3.53m x 4.35m

Bedroom 5

4.04m x 4.35m

Parking - Off street

Disclaimer

All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position.

Should a purchaser(s) have an offer accepted on a property marketed by Freeman & Gray they will need to undertake an identification check and asked to provide information on the source and proof of funds. This is done to meet our obligation under Anti Money Laundering Regulations (AML) and is a legal requirement. We use a specialist third party service together with an in-house compliance team to verify your information. The cost of these checks is £50 inc VAT per purchase, which is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable under any circumstances.

COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
Band: D
PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Off street
GARDENA property has access to an outdoor space, which could be private or shared.
Private garden
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Albany Terrace, Chatham, ME4

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About Freeman & Gray, Covering Medway

Office 15 - 16 Fort Bridgewood Maidstone Road Rochester ME1 3DQ
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With over 115 years of combined experience in selling and letting homes across Medway and the surrounding areas, Freeman & Gray is committed to making your move as stress-free and seamless as possible.

We pride ourselves on delivering an exceptional, personalised service whether you're buying, selling, letting, or renting. Integrity and professionalism are at the heart of everything we do, and we’re dedicated to guiding you through every step of the process with confidence and care.

Our proactive approach ensures that we achieve the best results for our clients. From effective marketing strategies to skilled negotiation, we work tirelessly to deliver outstanding outcomes. We understand that first impressions matter, which is why we use professional photography and bespoke video marketing advertise on all major property portals, ensuring your property receives maximum exposure.

We are proud members of Propertymark and The Property Ombudsman, and hold professional qualifications in the sale of residential property giving you peace of mind that you're working with a qualified, reputable agency.

At Freeman & Gray, we believe in full transparency. That’s why we offer a 24/7 online client portal, giving you real-time access to viewings, offers, and feedback. Once your property is sold or let, you’ll also be able to track its progress through to completion.

We believe this level of openness and communication isn’t just a nice to have it’s the future of estate agency.

Your mortgage

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Years
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Monthly repayments
£2,791
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Disclaimer - Property reference 9def6a18-d9c1-46a8-881f-c834a2ff8d1a. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Freeman & Gray, Covering Medway. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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