School Road, Wheaton Aston, ST19

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This well presented one bedroom first floor apartment offers comfortable retirement living for the over 55's, situated within a sought after village location that boasts a range of local amenities. The property is available on a shared ownership basis, with flexible options between 25% and 75% share, making it an accessible choice for those looking to downsize or enjoy a peaceful lifestyle. The apartment features a spacious living area with windows that frame pleasant rural field views, creating a tranquil and light-filled space to relax. The modern kitchen is thoughtfully designed for convenience, while the double bedroom is generously sized with ample storage. A well appointed shower room completes the accommodation, providing both functionality and comfort. Residents benefit from excellent transport links, including bus routes, ensuring easy access to nearby towns and essential services. Outside, the property is complemented by attractive communal gardens, which can be accessed directly from the building or via a secure gate from the car park. These well maintained gardens offer a peaceful setting for socialising with neighbours or enjoying the outdoors, with mature planting and seating areas for residents to enjoy. Ample communal parking is available for residents and visitors, including a dedicated disabled parking space for ease of access. The landscaped grounds are regularly tended, ensuring a pleasant environment throughout the year. This apartment is ideal for those seeking a supportive and friendly community atmosphere, combined with the independence of their own home in a desirable village setting. Early viewing is highly recommended to fully appreciate the lifestyle and convenience this property has to offer.

Communal Entrance

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Communal Lounge

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Entrance Hall

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Living Room

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Smart Kitchen

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Bedroom One

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Shower Room

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Local Area Connection

Priority Order Applicants for shared ownership must meet local connection criteria, listed in priority as follows: Any parish within the South Staffordshire District.

Key Information

1) Additional information is available in the Key Information Document 3, To view KID3 this click this link. 2) A financial assessment is required for those requiring a mortgage and cash purchasers. 3) Key Information Document 1, To view KID3 this click this link. 4) Remember, failure to pay your rent, service charge, or mortgage could mean your home is at risk of repossession. Severn Homes is part of the Homes Plus Group.

Initial Financial Assessment- Are you eligible?

We work closely with ‘The Mortgage People’ (TMP) they will help you complete the initial financial assessment. You can get a free ‘Initial Assessment’ by following this LINK, or calling . They are open, Monday to Friday 9am-5pm or via “Live Chat” until 8pm weekdays and between 10am-4pm on a Saturday. TMP will email us the outcome of your initial financial assessment based on your preferred development and plot. A member of our sales team will then contact you to confirm the outcome of the initial assessment and advise you of the next steps. Note: This free initial financial assessment is essential whether you’re applying for a mortgage or purchasing your shares outright with cash. This will show you what share you can afford to apply for and is free. There may be a charge when you proceed to apply for a mortgage.

Buying shares that are affordable.

Before you can apply to buy a shared ownership home with Severn Homes part of Homes Plus, you will need to undertake a no-obligation, initial financial assessment with a financial advisor to ascertain the maximum share you can afford.

Shares Available

There are incremental percentage shares available ranging from 25% to 75% on the first share purchase (subject to affordability). There is also a restricted staircasing maximum of ownership caped at 75%. The share available is based on the affordability assessment.

Rent & Service Charge

Rent is payable on the remaining share retained by Homes Plus part of The Housing Plus Group at a rate of 2.75%. There is also a service charge fee of £234.04 per calendar Year. This amount is payable, regardless of the % share purchased. Examples: 100% value = £115,000 Purchasing at 25% = £28,750 purchase price, rent payable £197.65 pcm Purchasing 50% = £57,500 purchase price, rent payable £131.78 pcm Purchasing 75% = £86,250 purchase price, no rent payable.

Tenure

Tenure- Leasehold. The lease is for a period of 99 years from the purchase completion date. Ground Rent & Service Charges Apply.

ID Checks

Once an offer is accepted on a property marketed by Dourish & Day estate agents we are required to complete ID verification checks on all buyers and to apply ongoing monitoring until the transaction ends. Whilst this is the responsibility of Dourish & Day we may use the services of MoveButler, to verify Clients’ identity. This is not a credit check and therefore will have no effect on your credit history. You agree for us to complete these checks, and the cost of these checks is £30.00 inc. VAT per buyer. This is paid in advance, when an offer is agreed and prior to a sales memorandum being issued. This charge is non-refundable.

Communal Garden

Communal garden accessed from the building or via the gate from the carpark.

Parking - Off street

Communal parking with a disabled parking space.