Shared Ownership

This superb modern home is available to buy from as little as £210,000 with a 60% share!

This well-presented end-of-terrace home offers a smart layout, generous natural light, and the added benefits of a private garden and off-street parking — an ideal opportunity for first-time buyers, downsizers, or investors alike.
The ground floor features a bright and comfortable reception room, perfect for both relaxing and entertaining. To the rear, the kitchen is thoughtfully arranged with good worktop space and storage, with convenient access through the home and views toward the garden. The end-of-terrace position allows for a pleasant sense of openness and additional light compared to mid-terrace properties.
Upstairs, the property offers two well-proportioned bedrooms, making it suitable for a small family, guests, or a home office setup. A modern bathroom serves the first floor, positioned for easy access from both rooms.
Outside, the private rear garden provides a great space for outdoor dining, gardening, or simply enjoying warmer months. The inclusion of two parking spaces adds everyday practicality and enhances the home’s overall appeal.

Set in a sought-after residential cul-de-sac in Hitchin, this home benefits from a peaceful neighbourhood while being close to everyday conveniences. Just a short stroll away you’ll find local shops, cafés and supermarkets, with broader retail and leisure options available in Hitchin town centre. There are excellent schooling options nearby and plenty of green spaces for recreation. For commuters, the area is well served by transport links: Hitchin railway station offers fast services into London and Cambridge, and there is easy access to main road networks including the A1(M), making this an ideal base for both city and regional travel.

PRICING & AFFORDABILITY

Full Market Value: £350,000

60% Share Price: £210,000 (rent £175.89 pcm)
Minimum 5% Mortgage Deposit (% share): £10,500
Approximate Service Charges: £21.45 pcm*
Lease: 90 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £350,000 and a purchaser would not need to meet the eligibility criteria listed above.