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Cotton Lane, Bury St. Edmunds

PROPERTY TYPE

Apartment

BEDROOMS

1

BATHROOMS

1

SIZE

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TENURE
Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Freehold

Key features

  • Superb first floor assisted living apartment
  • Designed exclusively for the over 70's
  • Conveniently located in the town centre
  • Hall, sitting room, fitted kitchen
  • Double bedroom, bath/wet room
  • Electric underfloor heating, uPVC glazing
  • Staff on site 24 hours, 365 days a year
  • Restaurant, residents lounge, gardens

Description

When you get to a certain age, the quality and comfort of your surroundings become even more important, which is why Cross Penny Court is so highly regarded.

This beautifully appointed first floor apartment offers well proportioned accommodation and, as part of an assisted living package, complete peace of mind.

Cross Penny Court is a purpose built McCarthy & Stone retirement complex, exclusively for the over 70s, located within minutes of the town centre and a short stroll from the Abbey Gardens.

With on-site staffing, a restaurant, residents lounge, function room, laundry and lovely communal gardens, this is independent retirement living with excellent support close at hand.

On the first floor:
The building is approached through a secure reception area, with two lifts serving all floors. No. 19 is situated on the first floor.

The entrance hall includes a useful walk-in storage/airing cupboard and doors leading to the main rooms. The sitting room is generously proportioned and provides ample space for both seating and dining furniture. Double doors open into the kitchen, which is fully fitted with a range of units, worktop surfaces and integrated appliances including a waist-height oven, induction hob, extractor, fridge and freezer.

The bedroom is a spacious double and includes a mirror-fronted built-in wardrobe. The bathroom/wet room is particularly large and has been designed with ease of use in mind, including both a level access shower and a low level bath, together with WC and vanity wash basin.

Communal facilities:
Cross Penny Court has the feel of a quality hotel and includes a subsidised table-service restaurant, residents' lounge, function/games room, laundry, guest suite, mobility scooter store and well-maintained communal gardens.

There is 24-hour on-site staffing, with one hour of domestic assistance included within the service charge, and further care or lifestyle support available by separate arrangement.

Outside:
There are attractive landscaped communal gardens providing a pleasant place to sit and socialise.

Lease and Charges
The annual service charge is £10,402.72 for financial year ending 30/09/2026.

Note: The Service charge does not cover external costs such as your Council Tax, electricity or TV.

Car Parking Permit Scheme-Subject To Availability - Parking is by allocated space subject to availability, the fee is £250 per annum. Permits are available on a first come, first served basis.

Lease Information - Ground rent: £435 per annum
Ground rent review: 1st Jan 2029
Lease: 125 years from 1st Jan 2014

COUNCIL TAX -BAND B
ENERGY PERFORMANCE RATING - C
COUNCIL - West Suffolk
SERVICES - Mains water, electricity and drainage.
BROADBAND -Ofcom states superfast is available
Mobile - Ofcom states all mobile providers are likely.
WHAT3WORDS ///kettles.roadways.drop

Entrance Hall -

Sitting Room - 4.55m x 3.81m (14'11 x 12'6) -

Kitchen - 2.87m x 1.96m (9'5 x 6'5) -

Bedroom - 4.27m x 2.77m (14'0 x 9'1) -

Bathroom/Wet Room -

Communal Gardens -

Residents Lounge -

Residents Dining Room -

Assisted living retirement apartment in a highly regarded town centre setting

Brochures

Cotton Lane, Bury St. EdmundsBrochure
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
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PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Yes
GARDENA property has access to an outdoor space, which could be private or shared.
Ask agent
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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Cotton Lane, Bury St. Edmunds

Approximate location

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Affordability

Monthly repayments£803
Property: £ 160,000
Deposit: £ 16,000
Interest rate: 5.33%
Term: 30 years
Powered byNatwest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Renovation potential
Recently sold & under offer
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About The Mortimer & Gausden Partnership, Bury St. Edmunds

7 Langton Place Hatter Street Bury St. Edmunds IP33 1NE
Industry affiliations:

Welcome to The Mortimer & Gausden Partnership

We are Independent Estate Agents based in the beautiful market town of Bury St. Edmunds.

Since opening our doors in 2008, Mortimer & Gausden has grown into one of the area’s most trusted estate agencies. Founded by Andrew Mortimer and Ian Gausden, the business was built on a simple guiding philosophy: treat people as you would like to be treated. Their dedication, integrity and local expertise laid the foundations for our reputation.

In 2026, we entered a new phase as we became The Mortimer & Gausden Partnership. This evolution acknowledges our continued growth and, importantly, recognises the strength of our team - now all Property Partners. Working collaboratively rather than individually, each Partner brings specialist skills and experience, ensuring every client benefits from the insight and support of the whole team.

This collective approach keeps the client at the heart of everything we do. You can expect genuine advice, professional guidance and a level of service that is personal, consistent and focused on achieving the very best outcome for your move.

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Disclaimer - Property reference 34696687. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by The Mortimer & Gausden Partnership, Bury St. Edmunds. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

*This is the average speed from the provider with the fastest broadband package available at this postcode. The average speed displayed is based on the download speeds of at least 50% of customers at peak time (8pm to 10pm). Fibre/cable services at the postcode are subject to availability and may differ between properties within a postcode. Speeds can be affected by a range of technical and environmental factors. The speed at the property may be lower than that listed above. You can check the estimated speed and confirm availability to a property prior to purchasing on the broadband provider's website. Providers may increase charges. The information is provided and maintained by Decision Technologies Limited.
**This is indicative only and based on a 2-person household with multiple devices and simultaneous usage. Broadband performance is affected by multiple factors including number of occupants and devices, simultaneous usage, router range etc. For more information speak to your broadband provider.

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