Stainmore Grove, Harrogate, HG3

SHARED OWNERSHIP PROPERTY. £204, 000 for a 60% share.

A modern four bedroom semi-detached home, forming part of this popular development on the outskirts of Harrogate and surrounded by attractive open countryside. The property benefits from well presented accommodation arranged over three floors, together with landscaped garden and off-road parking for two vehicles, and is available on a shared ownership basis.

The accommodation includes a spacious sitting room, dining kitchen, four bedrooms, en suite and house bathroom, making it ideally suited to a range of purchasers.

GROUND FLOOR

The property opens into a reception hall with useful understairs cupboard.

There is a spacious sitting room with glazed doors leading directly onto the garden.

The dining kitchen provides ample space for a dining table and is fitted with a range of stylish modern units, including a gas hob and integrated oven, together with space for additional appliances.

There is also a useful downstairs WC.

FIRST FLOOR

On the first floor there are three good sized bedrooms together with a modern house bathroom fitted with a suite comprising WC, washbasin and bath with shower above.

SECOND FLOOR

The top floor provides a large double bedroom with a modern en suite shower room.

OUTSIDE

To the rear there is an attractive landscaped garden with artificial lawn and paved sitting area.

The property benefits from off-road parking for two vehicles in tandem.

AGENTS NOTE

The property is offered on a shared ownership basis. The current owners hold a 60% share.

A monthly payment of approximately £420 covers rent, service charge and buildings insurance.

Applicants are required to complete an Affordable Home Ownership Approval Form which requests details of their household members, current housing situation, employment, earnings and any other income. This will establish if applicants fit the basic eligibility criteria for Shared Ownership, which includes;

• Household income is £80,000 a year or less

• Inability to afford the deposit and mortgage payments necessary to purchase a home that meets their needs

One of the following must also be true of the applicant:

• a first-time buyer

• Previously owned a home but cannot afford to buy one now

• forming a new household - for example, after a relationship breakdown

• an existing shared owner, and wants to move

• owns a home and wants to move but cannot afford a new home that meets their requirements

• Prospective purchasers must be made aware that charges are payable to Karbon Homes in relation to the property, including rent, administration fees, buildings insurance, and any applicable service charge.

  The current monthly charges are as follows

Rent

Administration

Buildings insurance

Service charge (if applicable)

Total £420.08 per month

Karbon Homes does not permit purchasers to obtain a mortgage for more than 95% of the share being purchased.