Calluna Road, Kidderminster

A wonderful opportunity to own a brand-new two-bedroom home on a part-buy, part-rent basis. Situated in the new Habberley Park Development.

• Shared ownership.

• The kitchen is well-appointed with various integrated appliances.

• Generous and bright living area with views over the rear garden.

• The fully enclosed garden features a spacious patio and shed for additional storage.

• Practical amenities include a ground floor WC, ample parking space for two cars, an EV charger and solar panels.

This is a rare opportunity to purchase a brand-new two-bedroom home on a part-buy, part-rent basis. Buyers can initially acquire 50% of the property, with scope to increase ownership to 100% after one year. This flexible and affordable housing scheme, provided by The Community Housing Group, is ideal for first-time buyers or those with a limited budget looking to step onto the property ladder. For a 50% shared ownership, the monthly rent is £334.46, which includes buildings insurance and administrative fees. As ownership shares increase, the rental amount decreases proportionately.

Qualification eligibility criteria

Applicants are not eligible to join the Home Choice Plus housing register unless they meet the qualifying criteria of a close association outlined below;

In determining whether the household has a close association we will agree a connection exists in the following circumstances;

• Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.
• Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.
• Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).
• Where the applicant(s) has a close (immediate) family member living in the HC+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).
• Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.


Eligibility

To be eligible for shared ownership you:

• Need to be over the age of 18.
• Be unable to buy on the open market.
• Not already own a property (unless in exceptional circumstances).
• Be able to raise a mortgage to cover the share you wish to purchase.
• Be able to afford to pay the remaining rent and bills etc.
• Have enough saved to cover the mortgage and legal fees and any additional moving costs.
• Do not earn in excess of £80,000 per annum.
• Be registered on HomeChoice plus Housing Register. You can apply online at


How to apply

To apply for one of the Community Housing Group properties you need to complete an application form and an income and expenditure statement:

Application.pdf

IncomeAndExpenditure.pdf

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable:

ApplicationChecklist.pdf

Register on our housing register

You will then be issued with a letter which we will require sight of, then email your supporting documents to

The Community Housing Group will then assess your application. This normally takes around a week. A financial assessment will need to be undertaken by our nominated financial advisor prior to your application being assessed.


The ground floor
Situated at the front of the property, the kitchen offers ample storage within its well-designed cabinets and is fitted with modern appliances, including a cooker, hob, and extractor hood. The living room offers a generous living area with views over the garden. A rear door opens directly onto the patio, making it perfect for entertaining or relaxing. Lastly, a practical cloakroom, fitted with a wash basin and WC, provides convenience for both residents and guests.

The first floor
The spacious primary double bedroom features two windows at the front, offering an abundance of natural light and a bright, airy atmosphere. The second bedroom is a well-proportioned double bedroom with views of the rear garden, perfect for guests or as a home office. A contemporary family bathroom featuring a bath with shower over, washbasin and WC completes the accommodation. The room is finished with modern fixtures and fittings.

The garden
The rear garden is fully enclosed, creating a family-friendly outdoor space. It features a patio and lawn, offering ample room for seating, play and relaxation. A garden shed provides valuable additional storage.



Agent Note
The property is leasehold with a lease length of 99 years.

The photography used are a representation of other properties in the development.

Habberley Park enjoys a desirable setting between Bewdley and Kidderminster, combining easy access to town amenities with nearby Worcestershire countryside. Public footpaths lead to the scenic Habberley Valley and Trimpley Reservoir, offering excellent opportunities for walking and outdoor recreation.

The historic Georgian town of Bewdley is a short drive away and offers independent shops, pubs, restaurants, the Severn Valley Railway, West Midlands Safari Park and access to the Wyre Forest.

Kidderminster provides a wide range of shopping, leisure and dining facilities, together with a railway station offering regular services to Worcester, Birmingham and London.

The Council Tax banding for this property is TBC

Services are TBC.

DISCLAIMER: These particulars are not to form part of a Sale Contract owing to the possibility of errors and/or omissions. Prospective purchasers should therefore satisfy themselves by inspection or otherwise as to their correctness.

Reservation Fee - refundable on exchange

A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract. The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the Buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons:

1. Any significant material issues which individually are more than 1% of the agreed purchase price and are highlighted in a survey and were not evident or drawn to the attention of you, the Buyer, prior to the Memorandum of Sale being issued.
2. Serious and material defect in the seller’s legal title.
3. Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain.
4. The vendor withdrawing the property from sale.

The reservation fee will be 0.5% of the accepted offer price for offers below £800,000 and 1% for offers of £800,000 or over. This fee, unless specified otherwise, is payable upon acceptance by the vendor of an offer from a buyer and completion of an assessment of the buyer’s financial status and ability to proceed.

Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and/or the reservation fee retained. For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property. The reservation fee will not be refunded where there is an inability on the part of the Buyer to raise any required mortgage after the Memorandum of Sale is completed.

Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained. A further fee will be levied on any subsequent reduced offer that is accepted by the vendor. This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.

Compliance and Verification Fee

A Compliance and Verification Fee of £85 plus VAT (£102 inc VAT) per individual purchaser or related party requiring anti-money laundering, identity, source and proof of funds or financial verification checks is payable upon acceptance of an offer and receipt of the reservation fee.

This fee represents the cost of compliance administration and verification services undertaken in connection with the proposed purchase including anti-money laundering checks, sanctions screening, source of funds verification, proof of funds checks and associated compliance procedures.

The Compliance and Verification Fee shall be deducted from the reservation fee monies held by Andrew Grant.

No compliance or verification work shall be commenced until the reservation fee has been received in cleared funds.

The Compliance and Verification Fee becomes due immediately upon acceptance of the offer and receipt of the reservation fee and shall become non-refundable once any compliance or verification work has commenced, irrespective of whether the transaction subsequently proceeds to Exchange of Contracts or completion.

Where all or part of the reservation fee is refundable under the reservation fee terms, any Compliance and Verification Fees incurred shall first be deducted from the monies returned.