The Pine, 1 The Old Malthouse, Ruanlanihorne, Ruan High Lanes, Truro, Cornwall, TR2 5NZ
Guide Price
£97,500Knowing the purchase price means you can work out the total cost of buying the property.Read more about property price in our glossary page.
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- PROPERTY TYPE
Ground Flat
- BEDROOMS
1
- BATHROOMS
1
- SIZE
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Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.
Key features
- Stylish one-bedroom ground floor apartment
- Attractive development of just nine properties
- Peaceful setting alongside picturesque Ruan Creek
- Contemporary open-plan sitting, dining and kitchen area
- Double bedroom with fitted wardrobe
- Affordable home offered at 65% of assessed Open Market Value, subject to Section 106 eligibility criteria
- Allocated private parking space
- Offered for sale with no onward chain
- Situated in the sought-after Roseland village of Ruan Lanihorne
Description
A stylish and contemporary one-bedroom ground floor apartment forming part of an attractive development of just nine properties, enjoying a delightful setting alongside the picturesque creek in the sought-after Roseland village of Ruan Lanihorne. Offered for sale with no onward chain, and allocated parking.
Accommodation Summary
Ground Floor: Open Plan Sitting/Dining Room with Kitchen, Inner Hall, Double Bedroom, Shower Room.
Outside: Allocated Parking Space, Communal Grounds.
Tenure: Leasehold – 125 years from 30 January 2019.
SUBJECT TO A SECTION 106 AFFORDABLE HOUSING RESTRICTION – prospective purchasers must meet the relevant eligibility criteria. Please refer to the Important Information below before arranging a viewing.
Introduction
Situated within the peaceful creekside village of Ruan Lanihorne, this attractive one-bedroom apartment provides a rare opportunity to acquire an affordable home within the highly desirable Roseland Peninsula.
The apartment occupies the ground floor of a characterful development of just nine properties and offers well-planned, easily maintained accommodation with a contemporary open-plan living space. Of particular appeal is the setting alongside Ruan Creek.
The property is subject to a Section 106 Affordable Housing Agreement, meaning that purchasers must satisfy specific local connection, housing need and financial eligibility requirements.
Description
The apartment is approached through double-glazed French doors, which open directly into a light and inviting open-plan living space.
The Sitting/Dining Area provides ample room for both comfortable seating and a dining table, with the French doors and adjoining glazing providing good natural light.
The adjoining Kitchen is fitted with a range of ivory base and wall-mounted cupboards complemented by laminated work surfaces. Integrated appliances include a stainless-steel oven, four-burner gas hob and extractor hood, while there is provision for a fridge/freezer and washing machine. A cupboard houses the LPG-fired Potterton boiler.
An inner hallway leads to the Double Bedroom, which benefits from a recessed fitted wardrobe.
Completing the accommodation is a well-proportioned Shower Room, fitted with a large tiled shower enclosure, WC and pedestal wash basin, together with a heated towel rail and useful built-in storage.
The apartment offers an appealing combination of manageable accommodation and an attractive village setting, making it particularly suitable for an eligible purchaser seeking a permanent home within this highly regarded part of the Roseland Peninsula.
Outside
The development is surrounded by communal areas incorporating a bin store and communal LPG storage. The apartment benefits from an allocated parking space.
Ruan Lanihorne
Ruan Lanihorne is one of the Roseland Peninsula's most picturesque rural villages, occupying a wonderfully peaceful position beside Ruan Creek, a tributary of the River Fal. The village enjoys a distinctly timeless character, surrounded by beautiful countryside, tidal waterways and the rolling landscape for which the Roseland Peninsula is renowned. Despite its tranquil setting, the village remains conveniently positioned for the surrounding communities. Tregony is approximately 2.5 miles away and provides a useful range of everyday facilities, while the cathedral city of Truro and the town of St Austell are both approximately 10 miles distant. The A30 at Summercourt is approximately 13 miles away, providing access to the wider county.
St Mawes
The exclusive Cornish coastal village of St Mawes was voted in 2020 by a Which? Customer Survey as the “Top Seaside Town in the UK”. This enchanting south facing harbour village, named “Britain’s St Tropez” by the Daily Mail, is found on the eastern side of the Fal Estuary, in an Area of Outstanding Natural Beauty. Much of its surroundings are owned by the National Trust. The village is centred round its quaint harbour, its own beaches and Castle built by Henry VIII. There is an all-year-round pedestrian ferry service to and from Falmouth and a seasonal ferry runs to Place, providing access to the scenic walks on the National Trust owned St Anthony Headland.
Local Amenities
St Mawes has a wide range of amenities, which are open all year, including a bakery, convenience store, post office/newsagent, doctors, dentist, pharmacy, village hall, social club, churches, delicatessen and clothing shops. The village also has two public houses, and a range of cafes, restaurants, art galleries, gift and ice cream shops. Olga Polizzi's Hotel Tresanton and the chic Idle Rocks Hotel both lure the rich and famous. The village has superbly varied and accessible sailing waters and an active sailing club with a full programme to cater for all ages.
Cornwall
The Duchy of Cornwall offers a range of attractions such as the Eden Project, the National Maritime Museum, the Lost Gardens of Heligan, and the Tate Gallery. The Cathedral City of Truro is the main financial and commercial centre of Cornwall. It has a fine range of shops, private schools, college and main hospital (RCH Treliske). Cornwall Airport in Newquay has regular daily flights to London as well as connections to other UK regional airports and a number of European destinations.
Important Information – Section 106 Affordable Housing
To be considered eligible as a potential buyer you will need to be someone with an Area Local Connection to Ruan Lanihorne , as defined in the Section 106:
• Residency/permanent employment of 16 + hours per week for 3 + years OR
• Former residency of 5 + years OR
• Close family member (Mother/Father/Sister/Brother/Son/Daughter) where that family member has lived in the parish for 5 + years and there is independent evidence that support is needed to be received/given
After 28 days of marketing the area can widened to the adjoining parishes of St. Michael Penkivel, Tregony, Veryan and Philleigh
After 56 days of marketing this can be extended to someone with a local connection to Cornwall.
In addition the applicant will need to:
• Be in Housing Need – i.e. living with family/renting and otherwise unable to afford a home on the open market
• Have a minimum 10% deposit – s.106 lender requirements have changed since Covid and this is now what they’re asking for
• Have a recent AIP from a s.106 lender. (It is recommended that you seek the advice of an Independent Financial Advisor to obtain this)
• Have viewed and offered on the property
The asking price is 65% of the Open Market Value which has been assessed at £150,000 by a RICS Chartered Surveyor.
Cornwall Council hold nomination rights for the first 15 days of marketing. This means that all expressions of interest we receive must be passed to Cornwall Council for their consideration and decision.
All prospective purchasers should satisfy themselves as to their eligibility and obtain confirmation from Cornwall Council before incurring significant legal, mortgage or other costs. H Tiddy cannot determine an applicant's eligibility on behalf of Cornwall Council.
General Information
Services: Mains electricity and water. Private drainage. Metered communal LPG gas supply.
Tenure: Leasehold. 125-year lease commencing 30 January 2019.
Ground Rent: Previously advised as £200 per annum until 2043. Purchasers' solicitors should verify the current ground rent provisions and any review mechanism contained within the lease.
Service Charge: To be confirmed.
EPC: C
Council Tax: Band B.
Parking: One allocated parking space.
Section 106: The property is subject to an Affordable Housing Section 106 Agreement. Prospective purchasers must satisfy the relevant eligibility requirements.
Agents Note: The previous marketing information stated that the asking price represented 65% of an Open Market Value assessed by a RICS Chartered Surveyor.
Wayleaves, Easements and Rights of Way: The property is sold subject to and with the benefit of all existing rights, easements and wayleaves as may exist.
Viewing: Strictly by appointment with H Tiddy.
Important Notice
Every effort has been made with these details, but accuracy is not guaranteed, and they are not to form part of a contract. Representation or warranty is not given in relation to this property. An Energy Performance Certificate is available upon request. The electrical circuit, appliances and heating system have not been tested by the agents. All negotiations must be with H Tiddy. Before proceeding to purchase, buyers should consider an independent check of all aspects of the property. Further information on mobile coverage and broadband availability is found on Ofcom and Openreach ‘checker’ websites. Visit the Gov.uk website for further information and to ‘check long term flood risks.
General Data Protection Regulations: We treat all data confidentially and with the utmost care and respect. If you do not wish your personal details to be used by us for any specific purpose, then you can unsubscribe or change your communication preferences and contact methods at any time by informing us either by email or in writing at our office in St Mawes.
Brochures
Brochure 1- COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
- Band: B
- PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
- Communal
- GARDENA property has access to an outdoor space, which could be private or shared.
- Communal garden
- ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
- Lateral living
The Pine, 1 The Old Malthouse, Ruanlanihorne, Ruan High Lanes, Truro, Cornwall, TR2 5NZ
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Affordability
Monthly repayments£489
Property: £ 97,500
Deposit: £ 9,750
Interest rate: 5.33%
Term: 30 years
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Visit our security centre to find out moreDisclaimer - Property reference HTD_HTD_LFSYCL_919_1080334412. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by H Tiddy, St Mawes. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.
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