120 Oxford Street, St. Helens, Merseyside WA10 2BX

For sale by Auction on 28 September 2026.
Offered in partnership with Elliot James Property

A 6-bedroom HMO (5 doubles and 1 single) with 2 off suite bathrooms which is fully let and producing a combined rental income of £2,913 pcm (£34,956 per annum). The property was refurbished to a high standard in 2021, benefiting from UPVC double glazing and gas central heating, and is fully managed.

The property is located off Cowley Hill Lane in Dentons Green; a leafy, residential suburb of St. Helens, popular for its quality local schooling and access to Parks. The town centre is also just a short drive away providing a wealth of local amenities, stores, food/drink establishments and easy access to the A580 provides excellent commuter links to Liverpool and Manchester. St Helens train station is 0.8 miles away.

The property presents an opportunity to acquire a well-let and fully managed residential investment or, alternatively, it could be turned back to a family home in the future.

Ground Floor Entrance Hall
Bedroom 1
Bedroom 2
Kitchen
Shower Room
First Floor Bedroom 3
Bedroom 4
Bedroom 5
Shower Room
Second Floor Bedroom 6

Council Tax The property is listed with a Council Tax assessment in Band B.
Tenure We understand the property is held leasehold for 900 year from 9 August 1899.
Tenancy The property is fully let and currently producing the following rents:

Room 1: £510 pcm / £6,120 pa (from May 2026)
Room 2: £490 pcm / £5,880 pa (from June 2026)
Room 3: £475 pcm / £5,700 pa (from Feb 2025)
Room 4: £490 pcm / £5,880 pa (from Dec 2024)
Room 5: £515 pcm / £6,180 pa (from Aug 2025)
Room 6: £433 pcm / £5,196 pa (from May 2021)
Building Information We have been made aware of some manageable structural issues, as follows:

•{tab}Front Retaining Wall – The front garden retaining wall and stair wall are leaning due to inadequate structural design and require rebuilding to provide adequate support.

•{tab}Front and Kitchen Bay Windows – Cracking above both bay windows has been attributed to deflection of the existing timber bressumer beams, which should be replaced.

•{tab}Rear Outrigger Wall – The side wall to the rear outrigger is bulging as a result of inadequate lateral restraint. Additional restraint is recommended to improve stability.

•{tab}Rear Internal Movement – Cracking to the rear of the property has been linked to movement caused by an inadequately supported internal partition. Structural strengthening is recommended.

•{tab}Landing Opening – Cracking above the landing opening has been caused by inadequate structural support and requires the installation of a suitable lintel.

•{tab}Loft Conversion – Cracking within the loft room has been attributed to roof spread resulting from increased loading within the converted roof space. Strengthening works to the roof structure are recommended.

No work has yet been undertaken to remedy the issues but the seller has obtained a full structural survey, which is available in the legal pack. The Structural Engineer considers the defects to be repairable and recommends that the majority of the remedial works are undertaken within 12 months, with the exception of the lateral restraint works to the rear outrigger wall, which can be incorporated into a longer-term maintenance programme. The estimated cost of the remedial works is £23,000.

Prospective buyers, particularly those reliant on mortgage financing are advised to make all necessary independent enquiries (such as with their chosen lender, and building insurance provider) prior to bidding, as any bid made will be binding.

Tenure: Leasehold

EPC Rating: C

Terms:
Auction Details

The sale of this property will take place on the stated date by way of Online auction and is being sold under the Unconditional sale type.

Binding contracts will be exchanged at the point of sale.

All sales are subject to our Common Auction Conditions and Bidder Terms. Properties located in Scotland and Northern Ireland will be subject to applicable local laws.

Auction Deposit and Fees

The following deposits and non-refundable auctioneers fees apply, and are payable immediately upon exchange of contracts:

• 10% deposit (subject to a minimum of £5,000)

• Buyer’s Fee of 3.6% inc. VAT of the purchase price (subject to a minimum of £6,000 inc. VAT)

There may be additional fees listed in the Special Conditions of Sale, which will be available to view within the Legal Pack. You must read the Legal Pack carefully before bidding.

Additional Information

For full details about our auction processes, please refer to the Bidder Terms which can be viewed on our home page.

This explains the types of auction and sale methods we offer, the bidding registration process, your payment obligations, and how to view the Legal Pack (and any applicable home report for residential Scottish properties).

Guide Price & Reserve Price

Each property sold is subject to a Reserve Price. The Reserve Price will be within + or - 10% of the Guide Price. The Guide Price is issued solely as a guide so that a buyer can consider whether or not to pursue their interest. A full definition can be found within the Buyers Terms.