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St. Columb, Two bed shared ownership home

PROPERTY TYPE

Semi-Detached

BEDROOMS

2

BATHROOMS

1

SIZE

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Describes how you own a property. There are different types of tenure - freehold, leasehold, and commonhold.Read more about tenure in our glossary page.

Key features

  • TWO BED SHARED OWNERSHIP HOME
  • OFF ROAD PARKING
  • EPC- 83- B
  • COUNCIL TAX BAND- B
  • LEASEHOLD TENURE

Description

Coastline Housing are pleased to present this modern two-bedroom home, situated within a small development on a quiet cul-de-sac in the popular village of St Columb. The property benefits from approximately five years remaining on the New Build Warranty.
The ground floor comprises an entrance hall with access to the first floor, a downstairs WC/cloakroom, and an open-plan kitchen, living and dining area. The kitchen (approx. 3.45m x 2.35m) features grey gloss wall and base units, stainless-steel effect handles, an integrated electric oven and hob with extractor hood and splashback, and space for an upright fridge/freezer and washing machine. Oak-effect vinyl flooring completes the space.
The living and dining area (approx. 5.01m x 4.5m) extends across the full width of the property and benefits from a large window and double patio doors overlooking the rear garden, providing plenty of natural light.

Upstairs are two bedrooms, the family bathroom and a storage cupboard. The bathroom (approx. 2.35m x 1.9m) includes a white suite comprising a bath with shower over, wash hand basin and WC, with grey marble-effect tiling to selected areas. The principal bedroom (approx. 4.55m x 3.5m) overlooks the rear garden and benefits from two windows and entertainment points. Bedroom two (approx. 4.55m x 2.95m) overlooks the front of the property and also features two windows.
Externally, the property has two tandem parking spaces and an enclosed rear garden, mainly laid to lawn with side access.
This well-planned home offers open-plan living, two generous bedrooms, modern finishes, private outdoor space and the reassurance of the remaining New Build Warranty.
To apply for this home, please register your interest on Share to Buy. If you have already registered your interest on Share to Buy you will have received an email from Coastline’s Sales Team containing the online application form and guidance on the next steps to complete your application. Coastline’s Sales Team will process applications on a first-come, first-served basis, subject to receiving a complete application.

Key features
• Semi-detached house
• Gas central heating
• No through road location
• Small development
• 2 parking spaces adjoining the house
• Open plan living space
• Double patio doors to garden
• Neutrally decorated
• Under 5 years old
• Still under warranty

Figures
Full market value: £230,000
40% Minimum share: £92,000
Monthly rent: £334.23
Monthly service charges: £33.99
Monthly buildings insurance: £12.86

Local Connection
Area Local Connection means a connection with the Primary Area (St Columb Major), Secondary Area (Colan, Mawgan in Pydar, Roche, St Dennis, St Enoder, St Ervan, St Issey and St Wenn within the county) or the County (County of Cornwall) as appropriate and demonstrated by that person or a member of their household to the reasonable satisfaction of the Council:
(a) being permanently resident therein for a continuous period of at least three (3) years immediately prior to advertising; or
(b) being formerly permanently resident therein for a continuous period of five (5) years; or
(c) having his or her place of permanent work (normally regarded as 16 hours or more a week and not including seasonal employment) therein for a continuous period of at least three (3) years immediately prior to advertising: or
(d) having a connection through a close family member (normally mother, father, brother, sister, son or daughter) where the family member is currently resident therein and has been so for a continuous period of at lease five (5) years immediately prior to advertising.
How to prove your connection:
So that we can approve your local connection, you will need to provide us with some documents as evidence.
If you are unsure about what you will need to provide, please contact the Sales Team.
Residency (a, c or d) – evidence to cover the relevant period for yourself or close family member**
• Utility bills - One from each year required
• Council tax bills
• Bank/credit card statements - One from each year required
• State benefit book or receipts showing rent paid
• Payslips showing home address - One from each year required
• Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor
**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or marriage certificates and change of name documentation if applicable. Employment (c) – evidence to cover the relevant Local Connection period
• Payslips showing employers address
• Employer’s letter confirming length and terms of employment (including hours worked if applicable)

Particulars
Council Tax Band: C
EPC Rating: B
Tenure: Leasehold
Lease length: 120 years

All Enquiries- All enquiries received by The Mather Partnership will be forwarded onto Coastline Housing's Shared Ownership department to be dealt with. We will forward all of your details that you provide to us. Alternatively, please contact Coastline direct see photograph labelled "contact info".

Anti Money Laundering Regulations – Purchasers- It is a legal requirement that we receive verified ID from all buyers before a sale can be instructed. We will inform you of the process once your offer has been accepted.

Proof of Finances- Before agreeing a sale, we will require proof of your financial ability to purchase. We will inform you of what we require prior to agreeing a sale.

Broadband & Mobile Phone Coverage- To check the broadband coverage for this property please visit check mobile phone coverage please visit
COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
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PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
Allocated
GARDENA property has access to an outdoor space, which could be private or shared.
Back garden
ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
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St. Columb, Two bed shared ownership home

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Affordability

Monthly repayments£444
Property: £ 92,000
Deposit: £ 9,200
Interest rate: 4.99%
Term: 30 years
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Renovation potential
Recently sold & under offer
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About Mather Partnership, Helston

25 Meneage Street Helston TR13 8AA
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Selling your home is a significant decision, and the estate agent you choose can have a direct impact on both the price you achieve and how smoothly the process unfolds.

The Mather Partnership is an independent estate agency with offices in Helston and Hayle, specialising in the marketing and sale of homes across South West Cornwall.

For more than two decades we have helped local homeowners successfully move across South West Cornwall.

Our role is simple. To represent your home properly.

That means thoughtful presentation, professional marketing and experienced negotiation designed to attract serious buyers and achieve the strongest possible result. Because when a home is presented well and priced correctly, the market responds.

We believe every home deserves to be marketed with care and attention, not simply uploaded to the major property websites and left to sit.

Much of our business comes through recommendation from previous clients, something we are extremely proud of.

If you are curious about what your home might achieve in the current market, our team would be very happy to offer clear and honest advice.

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Disclaimer - Property reference THM_HLS_LFSYCL_1119_1280553688. The information displayed about this property comprises a property advertisement. Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by Mather Partnership, Helston. Please contact the selling agent or developer directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland.

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