Larch Place, Congleton, Cheshire, CW12 4ZN

A modern first home with a little extra help getting you on the ladder!

If owning your own home has always felt just out of reach, 37 Larch Place could be the opportunity you’ve been waiting for!

Built in 2021 and beautifully modern throughout, this two bedroom home offers an easy, low maintenance lifestyle in the popular Somerford Reach development, with everything you need for your first step into home ownership.

Inside, there’s a welcoming lounge, modern kitchen and handy downstairs WC, while upstairs are two double bedrooms one with fitted wardrobes, and the family bathroom. There’s also useful loft storage, giving you that extra space for everything you don’t need every day.

To the rear, the home enjoys a beautiful East facing garden with a rear gate, creating a lovely private outdoor space to enjoy. There are also two allocated parking spaces to the front, alongside an electric vehicle charging point.

And then there’s the part that could make all the difference.

Through the discounted sale scheme, you can purchase 100% ownership of this home for just 70% of its full market value. There is no rent payable on the remaining 30%, making the fixed purchase price just £175,000.

Applications must be made and the eligibility criteria met before a purchase can proceed. Applications will be considered on a first come, first served basis, so early application is essential.

For anyone looking for a modern, low maintenance first home with the opportunity to own the property outright at a significantly reduced purchase price, this is a fantastic opportunity to explore.

Fixed price £175,000

 I can’t wait to find its lovely new owner, book in your 30 minute viewing with me.

Please quote reference NH1595.

FB- Natalie the estate agent & IG natalie_theestateagent.

Disclaimers

In accordance with Anti-Money Laundering Regulations, all purchasers will be required to complete identity verification checks upon acceptance of an offer. These checks are carried out via Movebutler at a cost of £30 per person.

How to apply for discount for sale homes

First step feel free to call me and ask for advice on the process.

If you see a home listed for sale which is on the scheme and wish to apply, the online link is below and you will need to provide the following supporting documentation which can be uploaded via the online form:

1. A signed, letter-headed statement from a financial advisor accredited by the Financial Conduct Authority (FCA). The statement should refer to the property value and include the name/s of any applicant/s. It must confirm that based on your household income, mortgage ability and deposit amount, why you could not afford the property at the full open market value and could only afford it at the discounted price. We cannot assess with a Decision in Principle alone. Please ensure the finance letter is attached to your application form.

2. Evidence of your local connection - one of the following:

    •    if you live in the area, please send proof of your Cheshire East address, such as a utility bill, council tax bill or driving licence

    •    if you no not live in the area but work here, a letter from your employer confirming you have a permanent contract to work in Cheshire East

    •    if you do not live or work in the area, proof of an immediate family (parents/siblings/children) member's Cheshire East address.

Ensure that your local connection evidence and financial advisor letter are attached to your application form. Any gift deposits must be confirmed with a letter from the family member providing it and sent along with the application form.