Understanding your finances

Your credit score is used to give mortgage lenders an idea of how you’ve managed credit in the past.

We outline the things you could do in order to boost your chances when it comes to applying for a mortgage.

If you’re buying with a mortgage, you’ll want to work out how much you’ll feel comfortable repaying on a loan each month.

Consider your savings, which you might be able to use for your deposit – as well as your income and spending.