What are the benefits of buying a new-build home?
Thinking about your next move? Buying a new-build home could give you the power to move sooner and enjoy benefits that go far beyond an untouched space. From affordability schemes to energy-saving features, here’s why more movers are choosing new builds.
1. Home-buying schemes and incentives
Buying a new-build could be more affordable than you think. Many developers offer schemes to reduce your deposit and buying costs:
- Shared ownership is a scheme offered by some housing providers that allows you to buy a share of a property, and then pay rent on the remaining part. Properties purchased through shared ownership can either be new builds, or resales of existing shared ownership properties.
- In Scotland, the Low-Cost Initiative for First-Time Buyers (LIFT) is a shared-equity scheme. Buyers purchase a percentage of a home (between 60% and 90%, depending on the type of LIFT scheme being used), and the Scottish government holds the remaining share.
- Older People Shared Ownership (OPSO) supports people over 55 to home ownership. It follows the same principles as other shared ownership schemes but the properties available are exclusively for those over the age of 55.
You can read more about current buying schemes here, including criteria you’d need to meet to be eligible for the scheme.
Want to see how others have benefitted from home-buying schemes? Read Chris’s story
2. Energy-saving and sustainability features
New homes are designed to meet modern energy efficiency standards, which means lower energy bills and a smaller carbon footprint.
New homes can be up to four times more energy-efficient than a home that hasn’t been recently built and many achieve EPC ratings of A or B. This is because they’re often kitted out with the latest energy-saving building materials and smart technology, like:
- High-performance insulation
- Smart meters and energy-efficient appliances
To help you identify properties that deliver real savings, we’ve partnered with Octopus Energy to launch a dedicated ‘Zero Bills’ tag on property listings. Look out for this label to spot homes equipped with Octopus’ world-first smart tariff and green technology package, typically including solar panels, a heat pump, battery storage, guaranteeing no energy bills for up to ten years.
Learn more about the benefits of a greener home, and tips for reducing your energy bill.
3. Dedicated support
One of the biggest benefits of buying new is the reassurance of clear guidance. Many developers offer a dedicated point of contact throughout your purchase. Many will also be able to provide step-by-step guides and upfront information on costs and timelines.
4. Convenience and speed
New-build homes are chain-free, so you’re not waiting for a seller to find another property. If your chosen home is ready, you could be unpacking boxes sooner than you think. Plus, fixed pricing gives you certainty from day one.
Rianna Fry, Director of Digital Communications at the Home Builders Federation, says: ”New build homes offer more predictable costs, potential energy savings and freedom from a never-ending list of DIY updates and renovation work, meaning you can get on with living. With a 2-year builder guarantee, manufacturer cover for new appliances and a 10-year warranty to boot, you can relax in the knowledge you’re free from hidden horrible histories and unexpected costs.”
“Lifestyle benefits aside, the standard energy efficiency features found in today’s new builds mean that the average homeowner spends considerably less on their annual energy bills – without changing their habits”, she adds.
5. Design choices and personalisation
Buying off-plan often means you can personalise your home. From flooring to kitchen cabinets, you can choose finishes that suit your style. Many developers also offer:
- Furniture packages
- The option to upgrade to more premium finishes
- Flexible layouts and clever storage solutions
6. Quality and aftercare
New-build homes come with peace of mind:
- 10-year structural warranty
- Quality checks during construction
- Dedicated aftercare team for support after you move in
There will be no renovation work to carry out in your new home. So you can move in with the peace of mind of knowing everything is brand new, and many of your fixtures, fittings and structural works will be protected.
Emma Toms, CEO at the New Homes Quality Board (NHQB), says: “Buying a new home can feel like a big step, so knowing there are clear standards in place makes a real difference. From the moment you start the buying process through to moving in and aftercare, the New Homes Quality Code is designed to make sure buyers are treated fairly, given clear information, and feel supported at every stage. Having access to an independent New Homes Ombudsman also offers extra peace of mind, helping buyers feel more confident about their decision.”
7. Community and lifestyle
New developments often come with a ready-made community, green spaces, and easy access to amenities. Here’s what some new-build buyers told us:
“We instantly fell in love with the location and community spirit. Everyone looks out for each other, and there’s a real sense of belonging.” Georgia and Rory, first-time buyers
“We were naturally apprehensive about starting afresh. But you can really feel the community growing here.” Jayne and Eddie, downsizers to a new-build community
FAQs
- Can I reserve a new-build home before it’s finished? Yes, many developers allow you to buy “off-plan”, which means reserving your home before construction is complete.
- Are new-build homes more energy-efficient? Yes – most achieve EPC ratings of A or B and may benefit from technology like mart meters, efficient insulation, and sometimes solar panels or EV charging points.
- What buying schemes are available? Shared ownership, Deposit Unlock (although this comes to an end in April 2026), and more.
- What is included in a new-build warranty? Most new-build homes come with a 10-year structural warranty and guarantees on fixtures and fittings.
- Are new-build homes more expensive than older homes? Not always. Incentives, buying schemes, and energy savings can make new-builds cost-effective over time.
- Can I customise the design of my new-build home? Often, yes. If you buy off-plan, you may be able to choose finishes like flooring, cabinetry, and even layout options.
- How long does it take to move into a new-build home? If the property is ready, you could move in quickly. Buying off-plan may take longer.
- Do new-build homes hold their value? They often come with warranties and modern features that appeal to future buyers.
Ready to explore?
